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June Marcia Williams — Licensed Insurance Agent in Kemps Mill, MD
June Marcia Williams
Your Insurance Agent in Kemps Mill, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Kemps Mill, MD...
National Producer No.
17209549
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Fast & Affordable Life Insurance in Kemps Mill | Same-Day Quotes

Your Local MD Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Kemps Mill Without the Complexity

Your local licensed agent in Kemps Mill, Washington County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Kemps Mill, Washington County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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Right here · Kemps Mill, MD

Kemps Mill, MD — Your Local Producer

Hello to my neighbors in Kemps Mill. There's a special quality to life here in Washington County, a sense of peace and community that's worth protecting. As a licensed insurance producer, I'm here to help you do just that. My focus is on understanding your unique needs and guiding you through personal insurance options like Term or Whole Life, Final Expense, and other policies designed to safeguard your family's financial future. Navigating these choices can be complex, but you don't have to do it alone. I'm June Marcia Williams (NPN: 17209549, Maryland License No: 3004137002), and I'm committed to helping you find the right protection.

  • Kemps Mill Road
  • Interstate 81
  • Conococheague Creek
NPN17209549MD License3004137002

Kemps Mill is home to approximately 27 residents in Washington County, with a median age of 65.7. About 100% of homes are owner-occupied. 41% of adults hold a bachelor's degree or higher; households with children make up 0%; veterans comprise 30% of residents. Average household size is 1.4. These demographic markers shape which life insurance products fit Kemps Mill households.

How Kemps Mill compares to Washington County

WASHINGTON COUNTY · 155K RESIDENTS KEMPS MILL · 27 RESIDENTS
Washington County vs Kemps Mill — population comparison Washington County: 154,645 residents. Kemps Mill: 27 residents, 0.0% of Washington County population.
154,645 WASHINGTON COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
27 KEMPS MILL RESIDENTS ↳ 0.0% of Washington County residents
Underwriting Guidelines

Can I get life insurance with obesity in Kemps Mill, MD?

Coverage is widely available. Kemps Mill sits within Washington County (population ~156,000, 9.4% uninsured), where 41.2% of adults have obesity alongside 39.6% with high blood pressure per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Our underwriting team matches Kemps Mill families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Rohrersville →

📊 Top Health Considerations (CDC)

Top Health Considerations for Kemps Mill (CITY) High cholesterol: 35.4%. High blood pressure: 39.6%. Obesity: 41.2%. Diagnosed diabetes: 14.4%. Current cigarette smoking: 17.6%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · KEMPS MILL High cholesterol 35.4% High blood pressure 39.6% Obesity 41.2% Diagnosed diabetes 14.4% Current cigarette smoking 17.6% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Washington County Gov Portal .GOV
Population ~27
Lack of health insurance (18–64) 11.2%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2443280
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Kemps Mill
Kemps Mill, MD, USA
Available in Kemps Mill

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Washington County and Neighboring Maryland Counties

Cities served near Kemps Mill.

June Marcia Williams writes life insurance and supplemental health policies across Washington County and adjacent Maryland counties — all within the same Maryland regulatory framework.

🌟 Cities Served near Kemps Mill

30 Cities · 3 Counties
Carroll County10
CarrolltonGreenmountHampsteadManchesterMount AiryNew WindsorPatapscoSykesvilleTaneytownWoodbine
Washington CountyHome10
AntietamBagtownCearfossGaplandHagerstownLeitersburgMaugansvilleMount LenaPecktonvilleRohrersville
Montgomery County10
BeallsvilleBrinklowCloverlyDarnestownFlower HillFriendship Heights VillageGaithersburgMontgomery VillageRedlandSpencerville
Official Resources

Know your rights in Kemps Mill.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Kemps Mill insurance — answered.

💰

How much does life insurance cost in Kemps Mill?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Kemps Mill
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Kemps Mill?

Yes. June serves all of Kemps Mill and every municipality in Washington County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified
Nearby Cities

Coverage continues next door.

← Previous Keedysville Washington County, MD 10 products available
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