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Home›Maryland›Washington County›Ernstville

June Marcia Williams — Licensed Insurance Agent in Ernstville, MD
June Marcia Williams
Your Insurance Agent in Ernstville, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Ernstville, MD...
National Producer No.
17209549
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Trusted Life Insurance in Ernstville, MD | Local Expert

Securing Families Across Washington County with 9 Tailored Product Lines

Why Ernstville Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Ernstville, Washington County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Ernstville, Washington County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Ernstville, MD

Ernstville, MD — Your Local Producer

Living in Ernstville offers a unique sense of community and peace, a quality we all cherish here in Washington County. My goal is to help you protect that peace of mind for your family's future. I'm June Marcia Williams, a local licensed insurance producer, and I specialize in helping individuals and families find the right personal insurance solutions. Whether you're considering Term Life, Final Expense, or coverage for critical illness or accidents, I'm here to provide clear, personalized guidance. Let's discuss your specific needs and goals. (NPN: 17209549, Maryland License No: 3004137002)

  • Ernstville Road
  • Broadfording Road
  • Conococheague Creek
NPN17209549MD License3004137002

Ernstville is home to approximately 20 residents in Washington County, with a median age of -666666666.0. About 100% of homes are owner-occupied. 0% of adults hold a bachelor's degree or higher; households with children make up 0%; veterans comprise 0% of residents. Average household size is 2.2. These demographic markers shape which life insurance products fit Ernstville households.

How Ernstville compares to Washington County

WASHINGTON COUNTY · 155K RESIDENTS ERNSTVILLE · 20 RESIDENTS
Washington County vs Ernstville — population comparison Washington County: 154,645 residents. Ernstville: 20 residents, 0.0% of Washington County population.
154,645 WASHINGTON COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
20 ERNSTVILLE RESIDENTS ↳ 0.0% of Washington County residents
Underwriting Guidelines

How does diagnosed diabetes impact life insurance underwriting in Ernstville, MD?

Coverage is widely available. Ernstville sits within Washington County (population ~156,000, 9.4% uninsured), where 12.6% of adults have diagnosed diabetes alongside 35.8% with obesity per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Our underwriting team matches Ernstville families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Indian Springs →

📊 Top Health Considerations (CDC)

Top Health Considerations for Ernstville (CITY) High cholesterol: 38.6%. High blood pressure: 39.5%. Obesity: 35.8%. Diagnosed diabetes: 12.6%. Current cigarette smoking: 13.4%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · ERNSTVILLE High cholesterol 38.6% High blood pressure 39.5% Obesity 35.8% Diagnosed diabetes 12.6% Current cigarette smoking 13.4% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Washington County Gov Portal .GOV
Population ~20
Lack of health insurance (18–64) 6.9%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2426550
Google Maps
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Ernstville
Ernstville, MD 21711, USA
Available in Ernstville

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Washington County and Neighboring Maryland Counties

Cities served near Ernstville.

June Marcia Williams writes life insurance and supplemental health policies across Washington County and adjacent Maryland counties — all within the same Maryland regulatory framework.

🌟 Cities Served near Ernstville

30 Cities · 3 Counties
Allegany County10
BarrelvilleClarysvilleFranklinFrostburgKlondikeMccooleMidlothianOceanSpring GapWoodland
Washington CountyHome10
AntietamBagtownCearfossGaplandHagerstownLeitersburgMaugansvilleMount LenaPecktonvilleRohrersville
Howard County10
ClarksvilleColumbiaDaytonEllicott CityGlenwoodIlchesterLisbonNorth LaurelSavageScaggsville
Official Resources

Know your rights in Ernstville.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Ernstville insurance — answered.

💰

How much does life insurance cost in Ernstville?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Ernstville
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Ernstville?

Yes. June serves all of Ernstville and every municipality in Washington County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified
Nearby Cities

Coverage continues next door.

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