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Home›Maryland›St Marys County›Golden Beach

June Marcia Williams — Licensed Insurance Agent in Golden Beach, MD
June Marcia Williams
Your Insurance Agent in Golden Beach, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Golden Beach, MD...
National Producer No.
17209549
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Life Insurance in Golden Beach, MD

Your Local MD Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Golden Beach Without the Complexity

Your local licensed agent in Golden Beach, St Marys County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Golden Beach, St Marys County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Golden Beach, MD

Golden Beach, MD — Your Local Producer

Hello, Golden Beach neighbors! Living here in St. Mary's County, we appreciate the unique pace of life and the close-knit community feel that makes our corner of Maryland so special. As a licensed insurance producer right here in your community, I'm June Marcia Williams (NPN: 17209549), and I'm dedicated to helping my fellow residents navigate their insurance options. Whether you're planning for the future with Term or Whole Life, or seeking protection with policies for Final Expense, Critical Illness, or Accident & Injury, I'm here to provide clear, personalized guidance. My Maryland License is 3004137002, and I'm committed to helping you find the right coverage for your unique needs.

  • Golden Beach Community Center
  • Golden Beach Road
  • Patuxent River
NPN17209549MD License3004137002
Underwriting Guidelines

How does high cholesterol impact life insurance underwriting in Golden Beach, MD?

Coverage is widely available. Golden Beach sits within St Marys County (population ~114,000, 7.6% uninsured), where 38.1% of adults have high cholesterol alongside 37.5% with obesity per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Coverage options and underwriting standards vary by carrier. View insurance in nearby California →

📊 Top Health Considerations (CDC)

Top Health Considerations for Golden Beach (CITY) High cholesterol: 38.1%. High blood pressure: 35%. Obesity: 37.5%. Diagnosed diabetes: 11.5%. Current cigarette smoking: 14%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · GOLDEN BEACH High cholesterol 38.1% High blood pressure 35.0% Obesity 37.5% Diagnosed diabetes 11.5% Current cigarette smoking 14.0% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

St Marys County Gov Portal .GOV
Population Data Pending
Lack of health insurance (18–64) 7.2%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2433850
Google Maps
Golden Beach civic building photo 1Golden Beach civic building photo 2Golden Beach civic building photo 3
Photos by M D , Tanvir Akhter , Renzo Linares via Google Maps
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Available in Golden Beach

Life Insurance Products in Golden Beach, MD

9 insurance products available in Golden Beach

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in St Marys County and Nearby Maryland Counties

Life Insurance by City Near Golden Beach, MD

Life insurance by city across St Marys County and adjacent Maryland counties.

🌟 Cities Served near Golden Beach

30 Cities · 3 Counties
Calvert County10
Broomes IslandCalvert BeachChesapeake BeachDowellDunkirkHuntingtownLusbyNorth BeachOwingsPort Republic
St Marys CountyHome10
AbellAvenueBushwoodCaliforniaCallawayClementsColtons PointDameronLeonardtownTall Timbers
Dorchester County10
CambridgeChurch CreekCrapoCrocheronEast New MarketFishing CreekLinkwoodMadisonRhodesdaleSecretary
Official Resources

Know your rights in Golden Beach.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Golden Beach Life Insurance Questions

💰

How much does life insurance cost in Golden Beach?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Golden Beach
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Golden Beach?

Yes. June serves all of Golden Beach and every municipality in St Marys County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified

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Licensed in 5 states NPN verified No obligation
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