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Home›Maryland›Kent County›Galena

June Marcia Williams — Licensed Insurance Agent in Galena, MD
June Marcia Williams
Your Insurance Agent in Galena, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Galena, MD...
National Producer No.
17209549
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Expert Life Insurance Agent in Galena, MD | 12+ Years Experience

Top-Rated Financial Protection for Galena Residents

Honest, Local Insurance Guidance for Your Family's Future in Kent County

Your local licensed agent in Galena, Kent County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Galena, Kent County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Galena, MD

Galena, MD — Your Local Producer

For my neighbors in Galena and across Kent County, planning for the future is just as important as enjoying our peaceful, small-town way of life. As a licensed Maryland insurance producer, I'm here to help you navigate the important decisions around personal insurance. Whether you're exploring options like Term Life, Final Expense, or policies for critical illness or accidents, my focus is on providing clear, personalized guidance. I want to help you understand your choices so you can feel confident in the protection you select for your family. I'm June Marcia Williams (NPN: 17209549, Maryland License No: 3004137002).

  • Galena Town Hall
  • Galena Elementary School
  • Galena Volunteer Fire Company
NPN17209549MD License3004137002

Galena is home to approximately 697 residents in Kent County, with a median age of 38.7 and a median household income of $101,000. About 69% of homes are owner-occupied; the median home value is $246,000. 34% of adults hold a bachelor's degree or higher; households with children make up 14%; veterans comprise 12% of residents. Average household size is 2.0. These demographic markers shape which life insurance products fit Galena households.

How Galena compares to Kent County

KENT COUNTY · 19K RESIDENTS GALENA · 697 RESIDENTS
Kent County vs Galena — population comparison Kent County: 19,289 residents. Galena: 697 residents, 3.6% of Kent County population.
19,289 KENT COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
697 GALENA RESIDENTS ↳ 3.6% of Kent County residents
Underwriting Guidelines

How does obesity impact life insurance underwriting in Galena, MD?

Many Galena residents secure competitive rates despite obesity. Kent County reports 36.0% adult prevalence (CDC PLACES); 42.9% also manage high cholesterol, with 7.9% of the ~19,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Our underwriting team matches Galena families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Fairlee →

📊 Top Health Considerations (CDC)

Top Health Considerations for Galena (CITY) High cholesterol: 42.9%. High blood pressure: 42.8%. Obesity: 36%. Diagnosed diabetes: 13.8%. Current cigarette smoking: 14.4%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · GALENA High cholesterol 42.9% High blood pressure 42.8% Obesity 36.0% Diagnosed diabetes 13.8% Current cigarette smoking 14.4% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Kent County Gov Portal .GOV
Population ~697
Lack of health insurance (18–64) 9.0%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2431225
Google Maps
1.0 2 reviews
Galena Town Hall photo 1
Photos by Richard K via Google Maps
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Galena Town Hall
Open now · Mon 9:00 AM – 4:00 PM
(410) 648-5151
townofgalena.com
101 S Main St, Galena, MD 21635, USA
Recent Reviews
Alex Warsing ★☆☆☆☆
"Best town I ever lived in till it became drug central"
Robert Stapleford ★☆☆☆☆
Available in Galena

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Kent County and Neighboring Maryland Counties

Cities served near Galena.

June Marcia Williams writes life insurance and supplemental health policies across Kent County and adjacent Maryland counties — all within the same Maryland regulatory framework.

🌟 Cities Served near Galena

30 Cities · 3 Counties
Harford County10
Bel AirBel Air NorthChurchvilleEdgewoodForest HillHavre DeGraceJarrettsvilleJoppatownePleasant HillsRiverside
Kent CountyHome10
BettertonButlertownChesapeake LandingChestertownFairleeGeorgetownKennedyvilleMasseyMillingtonTolchester
Cecil County10
CharlestownChesapeake CityColoraConowingoNorth EastPerry PointPerryvillePort DepositRising SunWarwick
Official Resources

Know your rights in Galena.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Galena insurance — answered.

💰

How much does life insurance cost in Galena?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Galena
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Galena?

Yes. June serves all of Galena and every municipality in Kent County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified
Nearby Cities

Coverage continues next door.

← Previous Fairlee Kent County, MD 10 products available
•
You Are Here Galena Kent County, MD
•
Next → Georgetown Kent County, MD 10 products available

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