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Home›Maryland›Harford County›Aberdeen

June Marcia Williams — Licensed Insurance Agent in Aberdeen, MD
June Marcia Williams
Your Insurance Agent in Aberdeen, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Aberdeen, MD...
National Producer No.
17209549
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Life Insurance in Aberdeen, MD

Securing Families Across Harford County with 9 Tailored Product Lines

Why Aberdeen Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Aberdeen, Harford County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Aberdeen, Harford County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Aberdeen, MD

Aberdeen, MD — Your Local Producer

Hello, Aberdeen! As a licensed insurance producer right here in Maryland, I appreciate the unique character and strong community bonds we share in Harford County. My name is June Marcia Williams, and I'm dedicated to helping my neighbors secure their financial futures. I offer a variety of personal insurance plans, including Term Life, Whole Life, Final Expense, Critical Illness, and Accident & Injury policies. Whether you're planning for your family's long-term needs or looking for specific business or special situation coverage, I'm here to provide clear, personalized guidance. (NPN: 17209549, Maryland License No: 3004137002)

  • Ripken Stadium
  • Aberdeen High School
  • Aberdeen City Hall
NPN17209549MD License3004137002

Aberdeen is home to approximately 16,400 residents in Harford County, with a median age of 37.2 and a median household income of $74,600. About 66% of homes are owner-occupied; the median home value is $227,000. 27% of adults hold a bachelor's degree or higher; households with children make up 30%; veterans comprise 10% of residents. Average household size is 2.4. These demographic markers shape which life insurance products fit Aberdeen households.

How Aberdeen compares to Harford County

HARFORD COUNTY · 261K RESIDENTS ABERDEEN · 16K RESIDENTS
Harford County vs Aberdeen — population comparison Harford County: 261,059 residents. Aberdeen: 16,422 residents, 6.3% of Harford County population.
261,059 HARFORD COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
16,422 ABERDEEN RESIDENTS ↳ 6.3% of Harford County residents
Underwriting Guidelines

Does arthritis affect life insurance rates in Aberdeen, MD?

Aberdeen applicants with arthritis qualify routinely. The local risk pool — Harford County's ~261,000 residents, 6.8% without health coverage — shows 27.6% adult prevalence of arthritis and 13.8% with diagnosed diabetes. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Edgewood →

📊 Top Health Considerations (CDC)

Top Health Considerations for Aberdeen (CITY) High cholesterol: 39.1%. High blood pressure: 38.5%. Obesity: 40%. Diagnosed diabetes: 13.8%. Current cigarette smoking: 14.1%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · ABERDEEN High cholesterol 39.1% High blood pressure 38.5% Obesity 40.0% Diagnosed diabetes 13.8% Current cigarette smoking 14.1% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Harford County Gov Portal .GOV
Population ~16,422
Lack of health insurance (18–64) 9.3%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2400125
Google Maps
3.0 4 reviews
Aberdeen City Hall photo 1Aberdeen City Hall photo 2Aberdeen City Hall photo 3
Photos by Donald Cole , Joan Mercado , Troy Williams (Eco-Cut) via Google Maps
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Aberdeen City Hall
Open now · Mon 8:30 AM – 5:00 PM
(410) 272-1600
aberdeenmd.gov .GOV
60 N Parke St A, Aberdeen, MD 21001, USA
Recent Reviews
T C ★☆☆☆☆
""Cut trees down that block intersection but the cars that block both sides of the street don't have regulations." Thats bs. Trees are good for the shade and privacy. People can put their 4 cars in th…"
Brenda Bowman ★☆☆☆☆
"I live next to a pig pen and I'm tired of fighting this person. Aberdeen says its okay to live like this, I'm taking pictures and now I'm going to spread them around for people to see. We have been he…"
Available in Aberdeen

Life Insurance Products in Aberdeen, MD

9 insurance products available in Aberdeen

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Harford County and Nearby Maryland Counties

Life Insurance by City Near Aberdeen, MD

Life insurance by city across Harford County and adjacent Maryland counties.

🌟 Cities Served near Aberdeen

30 Cities · 3 Counties
Baltimore County10
ArbutusBaldwinBentley SpringsCatonsvilleCockeysvilleDundalkEdgemereEssexGunpowderHoneygo
Harford CountyHome10
Aberdeen ProvingAberdeen Proving GroundBel AirBel Air NorthBel Air SouthBelcampChurchvilleHavre DeGraceJarrettsvilleJoppatowne
Cecil County10
CeciltonCharlestownChesapeake CityColoraConowingoEarlevilleNorth EastPerryvillePort DepositRising Sun
Official Resources

Know your rights in Aberdeen.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Aberdeen Life Insurance Questions

💰

How much does life insurance cost in Aberdeen?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Aberdeen
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Aberdeen?

Yes. June serves all of Aberdeen and every municipality in Harford County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

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