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Home›Maryland›Kent County

June Marcia Williams — Licensed Insurance Agent in Betterton, MD
June Marcia Williams
Your Insurance Agent in Betterton, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Betterton, MD...
National Producer No.
17209549
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Affordable Life Insurance in Kent County | Secure Your Family's Future

Custom Coverage from a Licensed MD Agent You Can Trust

9 Straightforward Product Lines Tailored for Every Kent County Family

Protect your family in Kent County. 15 municipalities. 9 product lines. One licensed agent.

Licensed Maryland agent June Marcia Williams (#3004137002, NPN 17209549) writes life insurance for Kent County, Maryland residents — fully-underwritten and simplified-issue products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
County Hub · Kent, MD

Across Kent County

As a proud member of the Eastern Shore community, I am dedicated to serving the families and individuals of Kent County. From the historic waterfront of Chestertown, our county seat, to the vital agricultural lands that define our landscape, this area is a unique blend of tradition and progress. I specialize in helping my neighbors protect their financial futures, whether they commute along our local corridors or work within our growing medical community. My goal is to provide personalized life and health insurance solutions that fit the specific needs of homeowners and families throughout the Chesapeake Bay region. (NPN: 17209549, Maryland License No: 3004137002)

  • Kent County Courthouse
  • University of Maryland Shore Medical Center at Chestertown
  • Sassafras Natural Resources Management Area
NPN17209549MD License3004137002

How Kent County compares to Maryland

MARYLAND · 6.2M RESIDENTS KENT COUNTY · 19K RESIDENTS
Maryland vs Kent County — population comparison Maryland: 6,161,707 residents. Kent County: 19,289 residents, 0.3% of Maryland population.
6,161,707 MARYLAND POPULATION ↳ 1 cell ≈ 100,000 residents
19,289 KENT COUNTY RESIDENTS ↳ 0.3% of Maryland residents
Underwriting Guidelines

What are the primary life insurance underwriting factors in Kent County, MD?

Life insurance carriers price Kent County's ~19,000 residents — 7.9% lacking health insurance — against the local health profile: High blood pressure (43.0%), Obesity (36.4%), High cholesterol (33.9%) adult prevalence per current CDC PLACES data.

Local Health Data

📊 Top Health Considerations (CDC)

Top Health Considerations for Kent County (COUNTY) High blood pressure: 43%. Obesity: 36.4%. High cholesterol: 33.9%. Arthritis: 33.3%. Current cigarette smoking: 11.9%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · KENT COUNTY High blood pressure 43.0% Obesity 36.4% High cholesterol 33.9% Arthritis 33.3% Current cigarette smoking 11.9% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

🏛️ Official County Resources

  • NACo County Profile .ORG
  • Population ~19,000
  • Lack of health insurance (18–64) 7.9%

    Healthcare-access indicator. Higher rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

  • FIPS code 24029
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Kent County Commissioner's Office
Open now · Mon 8:30 AM – 4:30 PM
(410) 778-4600
400 High St, Chestertown, MD 21620, USA
Recent Reviews
ANNA HARRIS ★★★★★
"Very nice people here."
L K ★★★★☆
Products Available

Nine product lines available in Kent County.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Explore Term Life Options 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Explore Whole Life Options 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Explore Universal Life Options 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Explore Critical Illness Options 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Explore Hospital Indemnity Options ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Explore Accident Coverage Options 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Explore Business Life Options 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Explore Special Situations Options 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Explore Final Expense Options
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Browse Kent County

Find coverage in your area.

Coverage is local across all 15 Kent County cities — select your community below for product-specific underwriting and a direct line to your licensed agent.

📍 Cities in Kent County

15Cities
BettertonChestertownGalenaKennedyvilleMasseyMillingtonRock HallStill PondWortonButlertownChesapeake LandingEdesvilleFairleeTolchesterGeorgetown

🔍 Popular Searches

City × product — what Kent County residents search for

🛡️ Life Insurance
Betterton Term Life Insurance Term→Chestertown Term Life Insurance Term→Galena Term Life Insurance Term→Betterton Whole Life Insurance Whole→
🏥 Supplemental Health
Betterton Critical Illness Insurance Critical→Chestertown Hospital Indemnity Plans Hospital→Galena Accident & Injury Coverage Accident→
🏢 Business & Notary
Betterton Key Person Insurance Business→
Regional Risk Matrix

Localized policy options by product line.

Review active risk variables, carrier compliance parameters, and regional premium classifications specific to your county.

🛡️ Term Life

15 Cities
Affordable Betterton Term Life Betterton income protection. Affordable term life for families in Kent County. Top-Rated Chestertown Term Life Level premiums for Chestertown families. 10, 20, or 30-year terms available. Compare Galena Term Life Compare Galena term life rates from top carriers. Living benefits included. Best Kennedyville Term Life Kennedyville family coverage. Income replacement from a verified MD agent. Local Massey Term Life Affordable term life in Massey, Kent County. Expert guidance from a 12-year agent. Affordable Millington Term Life Millington income protection. Affordable term life for families in Kent County. Top-Rated Rock Hall Term Life Level premiums for Rock Hall families. 10, 20, or 30-year terms available. Compare Still Pond Term Life Compare Still Pond term life rates from top carriers. Living benefits included. Best Worton Term Life Worton family coverage. Income replacement from a verified MD agent. Local Butlertown Term Life Affordable term life in Butlertown, Kent County. Expert guidance from a 12-year agent. Affordable Chesapeake Landing Term Life Chesapeake Landing income protection. Affordable term life for families in Kent County. Top-Rated Edesville Term Life Level premiums for Edesville families. 10, 20, or 30-year terms available. Compare Fairlee Term Life Compare Fairlee term life rates from top carriers. Living benefits included. Best Tolchester Term Life Tolchester family coverage. Income replacement from a verified MD agent. Local Georgetown Term Life Affordable term life in Georgetown, Kent County. Expert guidance from a 12-year agent.

💎 Whole Life

15 Cities
Affordable Betterton Whole Life Betterton permanent coverage. Cash value accumulation plus lifetime protection. Top-Rated Chestertown Whole Life Build wealth in Chestertown with whole life. Tax-deferred cash value growth. Compare Galena Whole Life Galena legacy protection. Permanent coverage with guaranteed cash value. Best Kennedyville Whole Life Whole life insurance for Kennedyville families. Coverage that never expires. Local Massey Whole Life Massey estate planning. Whole life from a verified MD agent. Affordable Millington Whole Life Millington permanent coverage. Cash value accumulation plus lifetime protection. Top-Rated Rock Hall Whole Life Build wealth in Rock Hall with whole life. Tax-deferred cash value growth. Compare Still Pond Whole Life Still Pond legacy protection. Permanent coverage with guaranteed cash value. Best Worton Whole Life Whole life insurance for Worton families. Coverage that never expires. Local Butlertown Whole Life Butlertown estate planning. Whole life from a verified MD agent. Affordable Chesapeake Landing Whole Life Chesapeake Landing permanent coverage. Cash value accumulation plus lifetime protection. Top-Rated Edesville Whole Life Build wealth in Edesville with whole life. Tax-deferred cash value growth. Compare Fairlee Whole Life Fairlee legacy protection. Permanent coverage with guaranteed cash value. Best Tolchester Whole Life Whole life insurance for Tolchester families. Coverage that never expires. Local Georgetown Whole Life Georgetown estate planning. Whole life from a verified MD agent.

📈 Universal Life

15 Cities
Affordable Betterton Universal Life Betterton flexible life insurance. Index-linked growth with adjustable premiums. Top-Rated Chestertown Universal Life IUL options in Chestertown. Cash value tied to market indexes without market risk. Compare Galena Universal Life Galena universal life. Flexible coverage adapting to your financial goals. Best Kennedyville Universal Life Adjustable premiums and death benefit in Kennedyville from a verified agent. Local Massey Universal Life Massey IUL coverage. Tax-free retirement income strategy for professionals. Affordable Millington Universal Life Millington flexible life insurance. Index-linked growth with adjustable premiums. Top-Rated Rock Hall Universal Life IUL options in Rock Hall. Cash value tied to market indexes without market risk. Compare Still Pond Universal Life Still Pond universal life. Flexible coverage adapting to your financial goals. Best Worton Universal Life Adjustable premiums and death benefit in Worton from a verified agent. Local Butlertown Universal Life Butlertown IUL coverage. Tax-free retirement income strategy for professionals. Affordable Chesapeake Landing Universal Life Chesapeake Landing flexible life insurance. Index-linked growth with adjustable premiums. Top-Rated Edesville Universal Life IUL options in Edesville. Cash value tied to market indexes without market risk. Compare Fairlee Universal Life Fairlee universal life. Flexible coverage adapting to your financial goals. Best Tolchester Universal Life Adjustable premiums and death benefit in Tolchester from a verified agent. Local Georgetown Universal Life Georgetown IUL coverage. Tax-free retirement income strategy for professionals.

🏥 Critical Illness

15 Cities
Affordable Betterton Critical Illness Betterton critical illness protection. Lump-sum cash on diagnosis. Top-Rated Chestertown Critical Illness Cancer, stroke, heart attack — cash benefits for Chestertown families. Compare Galena Critical Illness Galena supplemental coverage. Critical illness pays regardless of health plan. Best Kennedyville Critical Illness Lump-sum critical illness in Kennedyville from a verified MD agent. Local Massey Critical Illness Massey critical illness plans. Financial safety net when it matters most. Affordable Millington Critical Illness Millington critical illness protection. Lump-sum cash on diagnosis. Top-Rated Rock Hall Critical Illness Cancer, stroke, heart attack — cash benefits for Rock Hall families. Compare Still Pond Critical Illness Still Pond supplemental coverage. Critical illness pays regardless of health plan. Best Worton Critical Illness Lump-sum critical illness in Worton from a verified MD agent. Local Butlertown Critical Illness Butlertown critical illness plans. Financial safety net when it matters most. Affordable Chesapeake Landing Critical Illness Chesapeake Landing critical illness protection. Lump-sum cash on diagnosis. Top-Rated Edesville Critical Illness Cancer, stroke, heart attack — cash benefits for Edesville families. Compare Fairlee Critical Illness Fairlee supplemental coverage. Critical illness pays regardless of health plan. Best Tolchester Critical Illness Lump-sum critical illness in Tolchester from a verified MD agent. Local Georgetown Critical Illness Georgetown critical illness plans. Financial safety net when it matters most.

🏨 Hospital Indemnity

15 Cities
Affordable Betterton Hospital Indemnity Betterton hospital cash benefits. Daily income during inpatient stays. Top-Rated Chestertown Hospital Indemnity Bridge your deductible gap in Chestertown. Hospital indemnity coverage. Compare Galena Hospital Indemnity Galena hospital indemnity. Pays cash directly — no network restrictions. Best Kennedyville Hospital Indemnity Daily cash benefits for Kennedyville hospital stays. From $10/mo. Local Massey Hospital Indemnity Massey supplemental hospital coverage from a verified MD agent. Affordable Millington Hospital Indemnity Millington hospital cash benefits. Daily income during inpatient stays. Top-Rated Rock Hall Hospital Indemnity Bridge your deductible gap in Rock Hall. Hospital indemnity coverage. Compare Still Pond Hospital Indemnity Still Pond hospital indemnity. Pays cash directly — no network restrictions. Best Worton Hospital Indemnity Daily cash benefits for Worton hospital stays. From $10/mo. Local Butlertown Hospital Indemnity Butlertown supplemental hospital coverage from a verified MD agent. Affordable Chesapeake Landing Hospital Indemnity Chesapeake Landing hospital cash benefits. Daily income during inpatient stays. Top-Rated Edesville Hospital Indemnity Bridge your deductible gap in Edesville. Hospital indemnity coverage. Compare Fairlee Hospital Indemnity Fairlee hospital indemnity. Pays cash directly — no network restrictions. Best Tolchester Hospital Indemnity Daily cash benefits for Tolchester hospital stays. From $10/mo. Local Georgetown Hospital Indemnity Georgetown supplemental hospital coverage from a verified MD agent.

⚡ Accident & Injury

15 Cities
Affordable Betterton Accident & Injury Betterton accident coverage. 24/7 protection for active families. Top-Rated Chestertown Accident & Injury Accident & injury plans in Chestertown. ER, fractures, dislocations covered. Compare Galena Accident & Injury Galena accidental injury insurance. Cash benefits from day one. Best Kennedyville Accident & Injury Protect your Kennedyville family. Accident coverage from $10/mo. Local Massey Accident & Injury Massey accident insurance from a verified MD agent. Affordable Millington Accident & Injury Millington accident coverage. 24/7 protection for active families. Top-Rated Rock Hall Accident & Injury Accident & injury plans in Rock Hall. ER, fractures, dislocations covered. Compare Still Pond Accident & Injury Still Pond accidental injury insurance. Cash benefits from day one. Best Worton Accident & Injury Protect your Worton family. Accident coverage from $10/mo. Local Butlertown Accident & Injury Butlertown accident insurance from a verified MD agent. Affordable Chesapeake Landing Accident & Injury Chesapeake Landing accident coverage. 24/7 protection for active families. Top-Rated Edesville Accident & Injury Accident & injury plans in Edesville. ER, fractures, dislocations covered. Compare Fairlee Accident & Injury Fairlee accidental injury insurance. Cash benefits from day one. Best Tolchester Accident & Injury Protect your Tolchester family. Accident coverage from $10/mo. Local Georgetown Accident & Injury Georgetown accident insurance from a verified MD agent.

🏢 Business Life

15 Cities
Affordable Betterton Business Life Betterton key person insurance. Protect your business continuity. Top-Rated Chestertown Business Life Buy-sell agreement coverage in Chestertown. SBA loan compliant. Compare Galena Business Life Galena business life insurance. Key employee retention coverage. Best Kennedyville Business Life Business continuity protection in Kennedyville from a 12-year agent. Local Massey Business Life Massey key person and partnership coverage. MD licensed. Affordable Millington Business Life Millington key person insurance. Protect your business continuity. Top-Rated Rock Hall Business Life Buy-sell agreement coverage in Rock Hall. SBA loan compliant. Compare Still Pond Business Life Still Pond business life insurance. Key employee retention coverage. Best Worton Business Life Business continuity protection in Worton from a 12-year agent. Local Butlertown Business Life Butlertown key person and partnership coverage. MD licensed. Affordable Chesapeake Landing Business Life Chesapeake Landing key person insurance. Protect your business continuity. Top-Rated Edesville Business Life Buy-sell agreement coverage in Edesville. SBA loan compliant. Compare Fairlee Business Life Fairlee business life insurance. Key employee retention coverage. Best Tolchester Business Life Business continuity protection in Tolchester from a 12-year agent. Local Georgetown Business Life Georgetown key person and partnership coverage. MD licensed.

🔑 Special Situations

15 Cities
Affordable Betterton Special Situations Betterton pre-existing condition coverage. Marijuana, diabetes, DUI accepted. Top-Rated Chestertown Special Situations High-risk life insurance in Chestertown. Foreign nationals and visa holders. Compare Galena Special Situations Galena coverage for ages 60-85. No medical exam options available. Best Kennedyville Special Situations Special situations insurance in Kennedyville. Substandard risk specialists. Local Massey Special Situations Massey high-risk coverage from a verified MD agent. Affordable Millington Special Situations Millington pre-existing condition coverage. Marijuana, diabetes, DUI accepted. Top-Rated Rock Hall Special Situations High-risk life insurance in Rock Hall. Foreign nationals and visa holders. Compare Still Pond Special Situations Still Pond coverage for ages 60-85. No medical exam options available. Best Worton Special Situations Special situations insurance in Worton. Substandard risk specialists. Local Butlertown Special Situations Butlertown high-risk coverage from a verified MD agent. Affordable Chesapeake Landing Special Situations Chesapeake Landing pre-existing condition coverage. Marijuana, diabetes, DUI accepted. Top-Rated Edesville Special Situations High-risk life insurance in Edesville. Foreign nationals and visa holders. Compare Fairlee Special Situations Fairlee coverage for ages 60-85. No medical exam options available. Best Tolchester Special Situations Special situations insurance in Tolchester. Substandard risk specialists. Local Georgetown Special Situations Georgetown high-risk coverage from a verified MD agent.

🕊️ Final Expense

15 Cities
Affordable Betterton Final Expense Betterton burial insurance. No medical exam plans from $5K to $50K. Top-Rated Chestertown Final Expense Final expense in Chestertown. Protect your family from end-of-life costs. Compare Galena Final Expense Affordable Galena burial coverage. Premiums locked — never increase. Best Kennedyville Final Expense Kennedyville guaranteed issue plans. Same-day approval available. Local Massey Final Expense Final expense for Massey seniors. Coverage from a 12-year MD agent. Affordable Millington Final Expense Millington burial insurance. No medical exam plans from $5K to $50K. Top-Rated Rock Hall Final Expense Final expense in Rock Hall. Protect your family from end-of-life costs. Compare Still Pond Final Expense Affordable Still Pond burial coverage. Premiums locked — never increase. Best Worton Final Expense Worton guaranteed issue plans. Same-day approval available. Local Butlertown Final Expense Final expense for Butlertown seniors. Coverage from a 12-year MD agent. Affordable Chesapeake Landing Final Expense Chesapeake Landing burial insurance. No medical exam plans from $5K to $50K. Top-Rated Edesville Final Expense Final expense in Edesville. Protect your family from end-of-life costs. Compare Fairlee Final Expense Affordable Fairlee burial coverage. Premiums locked — never increase. Best Tolchester Final Expense Tolchester guaranteed issue plans. Same-day approval available. Local Georgetown Final Expense Final expense for Georgetown seniors. Coverage from a 12-year MD agent.
Official Resources

Know your rights in Kent County.

State and federal resources for insurance consumers. Verify, research, protect.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law. MD Insurance Admin. regulates all insurance in Maryland.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's National Producer Number (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides from the National Association of Insurance Commissioners on choosing coverage and filing complaints.

Visit content.naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for when buying life insurance and your federal protections.

Visit www.iii.org →.GOV
Frequently Asked Questions

Kent County insurance — answered.

Six questions covering all product lines. Every answer Kent County-specific.

💰

How much does life insurance cost in Kent County?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Kent County
🏙️

What cities does June serve in Kent County?

All 15 municipalities in Kent County, including Betterton, Chestertown, Galena, Kennedyville, Massey, Millington. Each location has access to the full range of life insurance products — term life, whole life, IUL, final expense, and supplemental health — through a licensed independent agent.

15 Cities
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Options include simplified-issue and guaranteed-issue policies. Rates vary by carrier.

Special Situations
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
⚱️

What is the average MD funeral cost?

Approximately $9,443 in Maryland. Final expense insurance covers burial, memorial, and medical bills — helping Kent County families avoid this burden.

MD Data
✅

How do I verify June's license?

Verify through MD Insurance Admin. or NIPR. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified
Other MD Counties

Coverage across Maryland.

Allegany42 citiesAnne Arundel48 citiesBaltimore55 citiesBaltimore City2 citiesCalvert18 citiesCaroline13 citiesCarroll16 citiesCecil15 citiesCharles23 citiesDorchester22 citiesFrederick35 citiesGarrett18 citiesHarford23 citiesHoward19 cities
Kent15 cities
Montgomery64 citiesPrince Georges86 citiesQueen Annes14 citiesSomerset16 citiesSt Marys27 citiesTalbot16 citiesWashington62 citiesWicomico19 citiesWorcester14 cities

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