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Home›Maryland›Cecil County›Cecilton

June Marcia Williams — Licensed Insurance Agent in Cecilton, MD
June Marcia Williams
Your Insurance Agent in Cecilton, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Cecilton, MD...
National Producer No.
17209549
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Life Insurance in Cecilton, MD

Your Local MD Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Cecilton Without the Complexity

Your local licensed agent in Cecilton, Cecil County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Cecilton, Cecil County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Cecilton, MD

Cecilton, MD — Your Local Producer

For my neighbors in Cecilton, living in the heart of Cecil County means appreciating a close-knit community and a quieter pace of life. It's a place where planning for the future feels natural. My name is June Marcia Williams, and as a licensed Maryland insurance producer, I'm here to help you navigate those plans. I offer personal guidance on a range of options, from Term and Whole Life insurance to policies for Final Expense, Critical Illness, and more. Let's have a conversation about securing your family's future. (NPN: 17209549, Maryland License No: 3004137002)

  • Cecilton Town Hall
  • Cecilton Elementary School
  • Intersection of Main Street & Bohemia Avenue
NPN17209549MD License3004137002

Cecilton is home to approximately 878 residents in Cecil County, with a median age of 32.2. About 62% of homes are owner-occupied; the median home value is $224,000. 25% of adults hold a bachelor's degree or higher; households with children make up 28%; veterans comprise 6% of residents. Average household size is 2.3. These demographic markers shape which life insurance products fit Cecilton households.

How Cecilton compares to Cecil County

CECIL COUNTY · 104K RESIDENTS CECILTON · 878 RESIDENTS
Cecil County vs Cecilton — population comparison Cecil County: 103,876 residents. Cecilton: 878 residents, 0.8% of Cecil County population.
103,876 CECIL COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
878 CECILTON RESIDENTS ↳ 0.8% of Cecil County residents
Underwriting Guidelines

How does obesity impact life insurance underwriting in Cecilton, MD?

Many Cecilton residents secure competitive rates despite obesity. Cecil County reports 41.0% adult prevalence (CDC PLACES); 35.1% also manage high cholesterol, with 8.0% of the ~104,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby White Hall →

📊 Top Health Considerations (CDC)

Top Health Considerations for Cecilton (CITY) High cholesterol: 35.1%. High blood pressure: 34.6%. Obesity: 41%. Diagnosed diabetes: 11.4%. Current cigarette smoking: 14.4%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · CECILTON High cholesterol 35.1% High blood pressure 34.6% Obesity 41.0% Diagnosed diabetes 11.4% Current cigarette smoking 14.4% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Cecil County Gov Portal .GOV
Population ~878
Lack of health insurance (18–64) 9.8%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2414325
Google Maps
3.7 3 reviews
Town of Cecilton photo 1
Photos by Erica Bruchey via Google Maps
View on Google Maps
Town of Cecilton
(410) 275-2692
ceciltonmd.gov .GOV
117 W Main St, Cecilton, MD 21913, USA
Recent Reviews
Ron Farrugia ★★★★★
"I recently bought a home in Earleville and had occasion to visit the office 3 times. Each time, the ladies in the office were extremely helpful, knowledgeable and courteous. Having had my career in th…"
Richard ★☆☆☆☆
"I was disappointed with the bed race,it was advertised, decorate your bed add wheels and race, didn't see a bed there, looked like mostly soap box racers"
Available in Cecilton

Life Insurance Products in Cecilton, MD

9 insurance products available in Cecilton

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Cecil County and Nearby Maryland Counties

Life Insurance by City Near Cecilton, MD

Life insurance by city across Cecil County and adjacent Maryland counties.

🌟 Cities Served near Cecilton

30 Cities · 3 Counties
Harford County10
AberdeenAberdeen ProvingBel AirBel Air NorthBel Air SouthBelcampChurchvilleHavre DeGraceJarrettsvilleJoppatowne
Cecil CountyHome10
CharlestownChesapeake CityColoraConowingoEarlevilleElk MillsNorth EastPerryvillePort DepositRising Sun
Kent County10
BettertonButlertownChestertownGalenaKennedyvilleMasseyMillingtonRock HallStill PondWorton
Official Resources

Know your rights in Cecilton.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Cecilton Life Insurance Questions

💰

How much does life insurance cost in Cecilton?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Cecilton
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Cecilton?

Yes. June serves all of Cecilton and every municipality in Cecil County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

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