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Home›Maryland›Cecil County›Cecilton

June Marcia Williams — Licensed Insurance Agent in Cecilton, MD
June Marcia Williams
Your Insurance Agent in Cecilton, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Cecilton, MD...
National Producer No.
17209549
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Fast & Affordable Life Insurance in Cecilton | Same-Day Quotes

Your Local MD Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Cecilton Without the Complexity

Your local licensed agent in Cecilton, Cecil County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Cecilton, Cecil County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Cecilton, MD

Cecilton, MD — Your Local Producer

For my neighbors in Cecilton, living in the heart of Cecil County means appreciating a close-knit community and a quieter pace of life. It's a place where planning for the future feels natural. My name is June Marcia Williams, and as a licensed Maryland insurance producer, I'm here to help you navigate those plans. I offer personal guidance on a range of options, from Term and Whole Life insurance to policies for Final Expense, Critical Illness, and more. Let's have a conversation about securing your family's future. (NPN: 17209549, Maryland License No: 3004137002)

  • Cecilton Town Hall
  • Cecilton Elementary School
  • Intersection of Main Street & Bohemia Avenue
NPN17209549MD License3004137002

Cecilton is home to approximately 878 residents in Cecil County, with a median age of 32.2. About 62% of homes are owner-occupied; the median home value is $224,000. 25% of adults hold a bachelor's degree or higher; households with children make up 28%; veterans comprise 6% of residents. Average household size is 2.3. These demographic markers shape which life insurance products fit Cecilton households.

How Cecilton compares to Cecil County

CECIL COUNTY · 104K RESIDENTS CECILTON · 878 RESIDENTS
Cecil County vs Cecilton — population comparison Cecil County: 103,876 residents. Cecilton: 878 residents, 0.8% of Cecil County population.
103,876 CECIL COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
878 CECILTON RESIDENTS ↳ 0.8% of Cecil County residents
Underwriting Guidelines

How does obesity impact life insurance underwriting in Cecilton, MD?

Many Cecilton residents secure competitive rates despite obesity. Cecil County reports 41.0% adult prevalence (CDC PLACES); 35.1% also manage high cholesterol, with 8.0% of the ~106,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Our underwriting team matches Cecilton families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby White Hall →

📊 Top Health Considerations (CDC)

Top Health Considerations for Cecilton (CITY) High cholesterol: 35.1%. High blood pressure: 34.6%. Obesity: 41%. Diagnosed diabetes: 11.4%. Current cigarette smoking: 14.4%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · CECILTON High cholesterol 35.1% High blood pressure 34.6% Obesity 41.0% Diagnosed diabetes 11.4% Current cigarette smoking 14.4% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Cecil County Gov Portal .GOV
Population ~878
Lack of health insurance (18–64) 9.8%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2414325
Google Maps
3.7 3 reviews
Town of Cecilton photo 1
Photos by Erica Bruchey via Google Maps
View on Google Maps
Town of Cecilton
(410) 275-2692
ceciltonmd.gov .GOV
117 W Main St, Cecilton, MD 21913, USA
Recent Reviews
Ron Farrugia ★★★★★
"I recently bought a home in Earleville and had occasion to visit the office 3 times. Each time, the ladies in the office were extremely helpful, knowledgeable and courteous. Having had my career in th…"
Richard ★☆☆☆☆
"I was disappointed with the bed race,it was advertised, decorate your bed add wheels and race, didn't see a bed there, looked like mostly soap box racers"
Available in Cecilton

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Cecil County and Neighboring Maryland Counties

Cities served near Cecilton.

June Marcia Williams writes life insurance and supplemental health policies across Cecil County and adjacent Maryland counties — all within the same Maryland regulatory framework.

🌟 Cities Served near Cecilton

30 Cities · 3 Counties
Harford County10
Bel AirBel Air NorthChurchvilleEdgewoodForest HillHavre DeGraceJarrettsvilleJoppatownePleasant HillsRiverside
Cecil CountyHome10
CharlestownChesapeake CityColoraConowingoNorth EastPerry PointPerryvillePort DepositRising SunWarwick
Kent County10
BettertonButlertownChesapeake LandingChestertownFairleeGalenaGeorgetownKennedyvilleMillingtonTolchester
Official Resources

Know your rights in Cecilton.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Cecilton insurance — answered.

💰

How much does life insurance cost in Cecilton?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Cecilton
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Cecilton?

Yes. June serves all of Cecilton and every municipality in Cecil County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified
Nearby Cities

Coverage continues next door.

← Previous White Hall Cecil County, MD 10 products available
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