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June Marcia Williams — Licensed Insurance Agent in Jarrettsville, MD
June Marcia Williams
Your Insurance Agent in Jarrettsville, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Jarrettsville, MD...
National Producer No.
17209549
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Life Insurance in Jarrettsville, MD

Your Local MD Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Jarrettsville Without the Complexity

Your local licensed agent in Jarrettsville, Harford County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Jarrettsville, Harford County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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Right here · Jarrettsville, MD

Jarrettsville, MD — Your Local Producer

Hello Jarrettsville! As a fellow Marylander, I appreciate the unique, close-knit feel of our Harford County communities. Protecting what matters most to your family is my top priority. I'm June Marcia Williams, your local licensed insurance producer, and I'm dedicated to helping you understand your options for personal insurance. Whether you're exploring Term Life, Whole Life, Final Expense, or other policies to secure your family's financial future, I provide clear, one-on-one guidance. Let's work together to find a plan that fits your life. (NPN: 17209549, Maryland License No: 3004137002).

  • Jarrettsville Elementary School
  • North Harford High School
  • Intersection of Jarrettsville Pike & Norrisville Road
NPN17209549MD License3004137002

Jarrettsville is home to approximately 2,700 residents in Harford County, with a median age of 46.6 and a median household income of $157,000. About 88% of homes are owner-occupied; the median home value is $483,000. 42% of adults hold a bachelor's degree or higher; households with children make up 24%; veterans comprise 8% of residents. Average household size is 2.8. These demographic markers shape which life insurance products fit Jarrettsville households.

How Jarrettsville compares to Harford County

HARFORD COUNTY · 261K RESIDENTS JARRETTSVILLE · 3K RESIDENTS
Harford County vs Jarrettsville — population comparison Harford County: 261,059 residents. Jarrettsville: 2,677 residents, 1.0% of Harford County population.
261,059 HARFORD COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
2,677 JARRETTSVILLE RESIDENTS ↳ 1.0% of Harford County residents
Underwriting Guidelines

What rate class can Jarrettsville applicants with diagnosed diabetes expect from life insurance carriers?

Yes, qualification is common in Jarrettsville. Within Harford County's ~261,000 residents — including the 6.8% currently without health coverage — 10.7% of adults manage diagnosed diabetes and 9.7% live with current cigarette smoking per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Aberdeen Proving →

📊 Top Health Considerations (CDC)

Top Health Considerations for Jarrettsville (CITY) High cholesterol: 42.2%. High blood pressure: 35.5%. Obesity: 33.3%. Diagnosed diabetes: 10.7%. Current cigarette smoking: 9.7%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · JARRETTSVILLE High cholesterol 42.2% High blood pressure 35.5% Obesity 33.3% Diagnosed diabetes 10.7% Current cigarette smoking 9.7% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Harford County Gov Portal .GOV
Population ~2,677
Lack of health insurance (18–64) 5.0%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2442325
Google Maps
5.0 20 reviews
Jarrettsville Gardens photo 1Jarrettsville Gardens photo 2Jarrettsville Gardens photo 3
Photos by Just Grace , Michael Galbreath , John Denbow via Google Maps
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Jarrettsville Gardens
(410) 692-7891
jarrettsvillegardens.com
3825 Federal Hill Rd, Jarrettsville, MD 21084, USA
Recent Reviews
Just Grace ★★★★★
"The Sunflower Field in Jarrettsville is magnificent! I recommend going in September, as that is around the time they are fully in bloom (there are websites you can find exact dates for the best time t…"
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"We chose to use Jarrettsville Gardens as our reception venue for our wedding. They were very welcoming and flexible throughout the planning process. They allowed us to keep options open in regards t…"
Available in Jarrettsville

Life Insurance Products in Jarrettsville, MD

9 insurance products available in Jarrettsville

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Harford County and Nearby Maryland Counties

Life Insurance by City Near Jarrettsville, MD

Life insurance by city across Harford County and adjacent Maryland counties.

🌟 Cities Served near Jarrettsville

30 Cities · 3 Counties
Queen Annes County10
BarclayCentrevilleChesterChurch HillCrumptonGrasonvilleInglesideQueen AnneQueenstownStevensville
Harford CountyHome10
AberdeenAberdeen ProvingAberdeen Proving GroundBel AirBel Air NorthBel Air SouthBelcampChurchvilleHavre DeGraceJoppatowne
Baltimore County10
ArbutusBaldwinBentley SpringsCatonsvilleCockeysvilleDundalkEdgemereEssexGunpowderHoneygo
Official Resources

Know your rights in Jarrettsville.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Jarrettsville Life Insurance Questions

💰

How much does life insurance cost in Jarrettsville?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Jarrettsville
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Jarrettsville?

Yes. June serves all of Jarrettsville and every municipality in Harford County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

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