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June Marcia Williams — Licensed Insurance Agent in Havre DeGrace, MD
June Marcia Williams
Your Insurance Agent in Havre DeGrace, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Havre DeGrace, MD...
National Producer No.
17209549
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Expert Life Insurance Agent in Havre DeGrace, MD | 12+ Years Experience

Top-Rated Financial Protection for Havre DeGrace Residents

Honest, Local Insurance Guidance for Your Family's Future in Harford County

Your local licensed agent in Havre DeGrace, Harford County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Havre DeGrace, Harford County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Havre DeGrace, MD

Havre DeGrace, MD — Your Local Producer

As a fellow Marylander, I appreciate the unique character of Harford County and the historic charm of Havre DeGrace. My name is June Marcia Williams, and as a licensed insurance producer, I am dedicated to helping my neighbors protect what matters most. From the waterfront to the quiet residential streets, I provide guidance on personal insurance options including Term Life, Whole Life, Final Expense, and Critical Illness plans. My goal is to help you understand your choices and build a secure foundation for your family's future right here in our community. (NPN: 17209549, Maryland License No: 3004137002)

  • Concord Point Lighthouse
  • Millard Tydings Memorial Park
  • Havre de Grace Maritime Museum
NPN17209549MD License3004137002
Underwriting Guidelines

How does obesity impact life insurance underwriting in Havre DeGrace, MD?

Coverage is widely available. Havre DeGrace sits within Harford County (population ~265,000, 6.8% uninsured), where 35.4% of adults have obesity alongside 34.8% with high cholesterol per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Our underwriting team matches Havre DeGrace families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Aberdeen →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Harford County Gov Portal .GOV
Population Data Pending
Lack of health insurance (18–64) Data Pending

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code N/A
Google Maps
4.5 17 reviews
Havre de Grace City Hall photo 1Havre de Grace City Hall photo 2
Photos by R Houseman , Peggy S via Google Maps
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Havre de Grace City Hall
Open now · Mon 8:00 AM – 5:00 PM
(410) 939-1800
havredegracemd.com
711 Pennington Ave, Havre De Grace, MD 21078, USA
Recent Reviews
Elk River ★★★★★
"Municipal building serving the day-to-day administrative needs of Havre de Grace. The facility is orderly and well maintained, with clear signage and regular operating hours. Functions as a practical…"
Ayesha Andrews ★★★★★
"I Have Always Believed Weed & Sex Should Be Free ☮️🕊"
Available in Havre DeGrace

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Harford County and Neighboring Maryland Counties

Cities served near Havre DeGrace.

June Marcia Williams writes life insurance and supplemental health policies across Harford County and adjacent Maryland counties — all within the same Maryland regulatory framework.

🌟 Cities Served near Havre DeGrace

22 Cities · 3 Counties
Baltimore City2
BaltimoreGwynn Oak
Harford CountyHome10
Bel AirBel Air NorthBel Air SouthChurchvilleEdgewoodForest HillJarrettsvilleJoppatownePleasant HillsRiverside
Queen Annes County10
BarclayCentrevilleChesterChurch HillCrumptonGrasonvilleInglesideQueen AnneQueenstownStevensville
Official Resources

Know your rights in Havre DeGrace.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Havre DeGrace insurance — answered.

💰

How much does life insurance cost in Havre DeGrace?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Havre DeGrace
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Havre DeGrace?

Yes. June serves all of Havre DeGrace and every municipality in Harford County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified
Nearby Cities

Coverage continues next door.

← Previous Forest Hill Harford County, MD 10 products available
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