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Home›Maryland›Kent County›Chestertown

June Marcia Williams — Licensed Insurance Agent in Chestertown, MD
June Marcia Williams
Your Insurance Agent in Chestertown, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Chestertown, MD...
National Producer No.
17209549
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Trusted Life Insurance in Chestertown, MD | Local Expert

Securing Families Across Kent County with 9 Tailored Product Lines

Why Chestertown Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Chestertown, Kent County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Chestertown, Kent County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Chestertown, MD

Chestertown, MD — Your Local Producer

Hello, Chestertown neighbors. In a community as rich in history and connected by the Chester River as ours, planning for the future is just as important as cherishing the present. I'm June Marcia Williams, a licensed insurance producer right here in Maryland, dedicated to helping my fellow Kent County residents navigate their personal insurance options. Whether you're considering Term Life, Final Expense, or other policies to protect your family's financial well-being, I'm here to provide clear, personalized guidance. Let's sit down and discuss your unique needs and find a path forward. (NPN: 17209549, Maryland License No: 3004137002)

  • Chestertown Town Hall
  • Wilmer Park
  • Washington College
NPN17209549MD License3004137002

Chestertown is home to approximately 5,500 residents in Kent County, with a median age of 32.9 and a median household income of $44,000. About 47% of homes are owner-occupied; the median home value is $302,000. 43% of adults hold a bachelor's degree or higher; households with children make up 21%; veterans comprise 6% of residents. Average household size is 1.8. These demographic markers shape which life insurance products fit Chestertown households.

How Chestertown compares to Kent County

KENT COUNTY · 19K RESIDENTS CHESTERTOWN · 6K RESIDENTS
Kent County vs Chestertown — population comparison Kent County: 19,289 residents. Chestertown: 5,522 residents, 28.6% of Kent County population.
19,289 KENT COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
5,522 CHESTERTOWN RESIDENTS ↳ 28.6% of Kent County residents
Underwriting Guidelines

Does arthritis affect life insurance rates in Chestertown, MD?

Yes, qualification is common in Chestertown. Within Kent County's ~19,000 residents — including the 7.9% currently without health coverage — 33.3% of adults manage arthritis and 11.6% live with current cigarette smoking per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Our underwriting team matches Chestertown families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Chesapeake Landing →

📊 Top Health Considerations (CDC)

Top Health Considerations for Chestertown (CITY) High cholesterol: 40%. High blood pressure: 41.6%. Obesity: 33.5%. Diagnosed diabetes: 13.2%. Current cigarette smoking: 11.6%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · CHESTERTOWN High cholesterol 40.0% High blood pressure 41.6% Obesity 33.5% Diagnosed diabetes 13.2% Current cigarette smoking 11.6% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Kent County Gov Portal .GOV
Population ~5,522
Lack of health insurance (18–64) 7.6%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2416225
Google Maps
View on Google Maps
Chestertown Council Office
(410) 778-0500
chestertown.gov .GOV
118 N Cross St, Chestertown, MD 21620, USA
Available in Chestertown

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Kent County and Neighboring Maryland Counties

Cities served near Chestertown.

June Marcia Williams writes life insurance and supplemental health policies across Kent County and adjacent Maryland counties — all within the same Maryland regulatory framework.

🌟 Cities Served near Chestertown

22 Cities · 3 Counties
Baltimore City2
BaltimoreGwynn Oak
Kent CountyHome10
BettertonButlertownChesapeake LandingFairleeGalenaGeorgetownKennedyvilleMasseyMillingtonTolchester
Anne Arundel County10
ArnoldBrooklyn ParkFort MeadeGalesvilleJessupLinthicumNaval AcademyPasadenaSeverna ParkSherwood Forest
Official Resources

Know your rights in Chestertown.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Chestertown insurance — answered.

💰

How much does life insurance cost in Chestertown?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Chestertown
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Chestertown?

Yes. June serves all of Chestertown and every municipality in Kent County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified
Nearby Cities

Coverage continues next door.

← Previous Chesapeake Landing Kent County, MD 10 products available
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Next → Edesville Kent County, MD 10 products available

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