Life Insurance
Term Life Insurance Whole Life Insurance Universal Life (IUL) Final Expense Insurance
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
Areas Served
New Jersey Pennsylvania Florida Maryland Virginia About Contact

Home›Maryland›Harford County›Joppatowne

June Marcia Williams — Licensed Insurance Agent in Joppatowne, MD
June Marcia Williams
Your Insurance Agent in Joppatowne, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Joppatowne, MD...
National Producer No.
17209549
Verify ↗

Fast & Affordable Life Insurance in Joppatowne | Same-Day Quotes

Your Local MD Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Joppatowne Without the Complexity

Your local licensed agent in Joppatowne, Harford County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Joppatowne, Harford County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Joppatowne, MD

Joppatowne, MD — Your Local Producer

For my neighbors in Joppatowne and across Harford County, life has a unique rhythm, from enjoying the waterfront to the quiet pace of our community. As a local licensed insurance producer, I understand the importance of protecting what matters most to you and your family right here at home. I'm June Marcia Williams (NPN: 17209549), and I'm dedicated to helping you navigate your options for personal insurance—from Term and Whole Life to Final Expense and Accident & Injury policies. My goal is to provide clear, straightforward information so you can make confident decisions for your future. (Maryland License No: 3004137002).

  • Mariner Point Park
  • Joppatowne High School
  • Intersection of Joppa Farm Road and Pulaski Highway
NPN17209549MD License3004137002

Joppatowne is home to approximately 13,400 residents in Harford County, with a median age of 42.6 and a median household income of $101,000. About 78% of homes are owner-occupied; the median home value is $308,000. 31% of adults hold a bachelor's degree or higher; households with children make up 25%; veterans comprise 8% of residents. Average household size is 2.5. These demographic markers shape which life insurance products fit Joppatowne households.

How Joppatowne compares to Harford County

HARFORD COUNTY · 261K RESIDENTS JOPPATOWNE · 13K RESIDENTS
Harford County vs Joppatowne — population comparison Harford County: 261,059 residents. Joppatowne: 13,391 residents, 5.1% of Harford County population.
261,059 HARFORD COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
13,391 JOPPATOWNE RESIDENTS ↳ 5.1% of Harford County residents
Underwriting Guidelines

Are Joppatowne residents with diagnosed diabetes able to qualify for life insurance?

Joppatowne applicants with diagnosed diabetes qualify routinely. The local risk pool — Harford County's ~265,000 residents, 6.8% without health coverage — shows 11.9% adult prevalence of diagnosed diabetes and 11.5% with current cigarette smoking. Top-rated carriers price these conditions transparently when application data is complete and recent.

Our underwriting team matches Joppatowne families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Abingdon →

📊 Top Health Considerations (CDC)

Top Health Considerations for Joppatowne (CITY) High cholesterol: 40.4%. High blood pressure: 36.8%. Obesity: 36.2%. Diagnosed diabetes: 11.9%. Current cigarette smoking: 11.5%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · JOPPATOWNE High cholesterol 40.4% High blood pressure 36.8% Obesity 36.2% Diagnosed diabetes 11.9% Current cigarette smoking 11.5% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Harford County Gov Portal .GOV
Population ~13,391
Lack of health insurance (18–64) 7.0%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2442875
Google Maps
4.2 1831 reviews
Joppatowne Plaza photo 1
Photos by Ivan English via Google Maps
View on Google Maps
Joppatowne Plaza
Open now · Mon Closed
(410) 752-5444
1002 Joppa Farm Rd, Joppatowne, MD 21085, USA
Recent Reviews
Robin Campbell ★★★★★
"Lots of shops and local vendors to see - you will need at least a day to really take your time and check it all out. Especially if you are into collecting things like cards and other collectable thin…"
Matthew Carter ★★★★★
"another favorite flea market !😁 Shop here as often as I can ! there's a lot to see here ! The Amish Market is fantastic here as well as North Point plaza flea market! They're both equally as good 😉t…"
Available in Joppatowne

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Harford County and Neighboring Maryland Counties

Cities served near Joppatowne.

June Marcia Williams writes life insurance and supplemental health policies across Harford County and adjacent Maryland counties — all within the same Maryland regulatory framework.

🌟 Cities Served near Joppatowne

30 Cities · 3 Counties
Cecil County10
CharlestownChesapeake CityColoraConowingoNorth EastPerry PointPerryvillePort DepositRising SunWarwick
Harford CountyHome10
Bel AirBel Air NorthBel Air SouthChurchvilleEdgewoodForest HillHavre DeGraceJarrettsvillePleasant HillsRiverside
Kent County10
BettertonButlertownChesapeake LandingChestertownFairleeGalenaGeorgetownKennedyvilleMillingtonTolchester
Official Resources

Know your rights in Joppatowne.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Joppatowne insurance — answered.

💰

How much does life insurance cost in Joppatowne?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Joppatowne
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Joppatowne?

Yes. June serves all of Joppatowne and every municipality in Harford County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified
Nearby Cities

Coverage continues next door.

← Previous Joppa Harford County, MD 10 products available
•
You Are Here Joppatowne Harford County, MD
•
Next → Perryman Harford County, MD 10 products available

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
📅 Schedule a Call 💬 Get Your Quote
Select a time and we'll call you · Serving NJ, PA, FL, MD & VA
🛡️ Get Your Quote 📅 Schedule a Call
Ask Lia