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Home›Maryland›Howard County›Lisbon

June Marcia Williams — Licensed Insurance Agent in Lisbon, MD
June Marcia Williams
Your Insurance Agent in Lisbon, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Lisbon, MD...
National Producer No.
17209549
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Life Insurance in Lisbon, MD

Your Local MD Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Lisbon Without the Complexity

Your local licensed agent in Lisbon, Howard County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Lisbon, Howard County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Lisbon, MD

Lisbon, MD — Your Local Producer

Hello, Lisbon neighbors! In a community with the unique character found throughout Howard County, I know that planning for the future is a priority. My name is June Marcia Williams, and as your local licensed insurance producer, I'm here to help you navigate the world of personal insurance. From understanding term and whole life policies to exploring options for final expense or critical illness coverage, my focus is on providing clear, personalized guidance. I believe in being a trusted resource for my community, helping you make informed decisions to protect what matters most. (June Marcia Williams, Maryland License No: 3004137002, NPN: 17209549)

  • Lisbon Elementary School
  • Lisbon Park
  • Intersection of Frederick Rd & Woodbine Rd
NPN17209549MD License3004137002

Lisbon is home to approximately 62 residents in Howard County, with a median age of 60.0. About 100% of homes are owner-occupied. 23% of adults hold a bachelor's degree or higher; households with children make up 25%; veterans comprise 0% of residents. Average household size is 3.1. These demographic markers shape which life insurance products fit Lisbon households.

How Lisbon compares to Howard County

HOWARD COUNTY · 332K RESIDENTS LISBON · 62 RESIDENTS
Howard County vs Lisbon — population comparison Howard County: 332,011 residents. Lisbon: 62 residents, 0.0% of Howard County population.
332,011 HOWARD COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
62 LISBON RESIDENTS ↳ 0.0% of Howard County residents
Underwriting Guidelines

What rate class can Lisbon applicants with current cigarette smoking expect from life insurance carriers?

Yes, qualification is common in Lisbon. Within Howard County's ~332,000 residents — including the 5.7% currently without health coverage — 9.1% of adults manage current cigarette smoking and 41.7% live with high cholesterol per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Glenelg →

📊 Top Health Considerations (CDC)

Top Health Considerations for Lisbon (CITY) High cholesterol: 41.7%. High blood pressure: 35.8%. Obesity: 32.6%. Diagnosed diabetes: 10.4%. Current cigarette smoking: 9.1%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · LISBON High cholesterol 41.7% High blood pressure 35.8% Obesity 32.6% Diagnosed diabetes 10.4% Current cigarette smoking 9.1% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Howard County Gov Portal .GOV
Population ~62
Lack of health insurance (18–64) 5.1%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2447250
Google Maps
View on Google Maps
Available in Lisbon

Life Insurance Products in Lisbon, MD

9 insurance products available in Lisbon

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Howard County and Nearby Maryland Counties

Life Insurance by City Near Lisbon, MD

Life insurance by city across Howard County and adjacent Maryland counties.

🌟 Cities Served near Lisbon

30 Cities · 3 Counties
Carroll County10
CarrolltonCarrolltowneHampsteadManchesterMount AiryNew WindsorSykesvilleTaneytownUnion BridgeWestminster
Howard CountyHome10
Annapolis JunctiClarksvilleColumbiaCooksvilleDaytonEllicott CityFultonGlenelgGlenwoodHighland
Anne Arundel County10
AnnapolisDavidsonvilleGalesvilleHerald HarborHighland BeachJessupParoleSeverna ParkShady SideSherwood Forest
Official Resources

Know your rights in Lisbon.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Lisbon Life Insurance Questions

💰

How much does life insurance cost in Lisbon?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Lisbon
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Lisbon?

Yes. June serves all of Lisbon and every municipality in Howard County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

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