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June Marcia Williams — Licensed Insurance Agent in Aberdeen, MD
June Marcia Williams
Your Insurance Agent in Aberdeen, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Aberdeen, MD...
National Producer No.
17209549
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Life Insurance in Harford County, MD

Your Dedicated Advocate for Simplified-Issue Policies in Harford County

Why Working with a Local MD Producer Beats the Big Carriers

Protect your family in Harford County. 23 municipalities. 9 product lines. One licensed agent.

Licensed Maryland agent June Marcia Williams (#3004137002, NPN 17209549) writes life insurance for Harford County, Maryland residents — fully-underwritten and simplified-issue products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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County Hub · Harford, MD

Across Harford County

As a licensed insurance producer, I am proud to serve the families and businesses of Harford County. This region is a vital hub, defined by its bustling I-95 commuter corridor, its growing medical centers, and its beautiful landscapes stretching to the Chesapeake Bay. From the historic county seat of Bel Air to the surrounding towns, my mission is to help my neighbors protect their assets and secure their financial futures. Whether you're a homeowner, a commuter, or a local business owner, I offer personalized guidance on life insurance solutions to safeguard what you've worked so hard to build. I'm June Marcia Williams (NPN: 17209549, Maryland License No: 3004137002), your local resource for life insurance.

  • Harford County Courthouse
  • University of Maryland Upper Chesapeake Medical Center
  • Susquehanna State Park
NPN17209549MD License3004137002

How Harford County compares to Maryland

MARYLAND · 6.2M RESIDENTS HARFORD COUNTY · 261K RESIDENTS
Maryland vs Harford County — population comparison Maryland: 6,161,707 residents. Harford County: 261,059 residents, 4.2% of Maryland population.
6,161,707 MARYLAND POPULATION ↳ 1 cell ≈ 100,000 residents
261,059 HARFORD COUNTY RESIDENTS ↳ 4.2% of Maryland residents
Underwriting Guidelines

What are the primary life insurance underwriting factors in Harford County, MD?

Life insurance carriers price Harford County's ~261,000 residents — 6.8% lacking health insurance — against the local health profile: High blood pressure (35.9%), Obesity (35.4%), High cholesterol (34.8%) adult prevalence per current CDC PLACES data.

Local Health Data

📊 Top Health Considerations (CDC)

Top Health Considerations for Harford County (COUNTY) High blood pressure: 35.9%. Obesity: 35.4%. High cholesterol: 34.8%. Arthritis: 27.6%. Diagnosed diabetes: 11.6%. Current cigarette smoking: 10.9%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · HARFORD COUNTY High blood pressure 35.9% Obesity 35.4% High cholesterol 34.8% Arthritis 27.6% Diagnosed diabetes 11.6% Current cigarette smoking 10.9% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

🏛️ Official County Resources

  • NACo County Profile .ORG
  • Population ~261,000
  • Lack of health insurance (18–64) 6.8%

    Healthcare-access indicator. Higher rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

  • FIPS code 24025
Google Maps
View on Google Maps
Councilman Chad Shrodes
(410) 638-3343
harfordcountymd.gov .GOV
212 S Bond St, Bel Air, MD 21014, USA
Products Available

Life Insurance Products in Harford County

9 insurance products available in Harford County

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage by Product

Harford County Insurance by Product

Every city with listings in Harford County.

🛡️ Term Life

23 Cities
Term Life in Aberdeen, MD Aberdeen, MD — in Harford County. Term Life in Aberdeen Proving, MD Aberdeen Proving, MD — in Harford County. Term Life in Abingdon, MD Abingdon, MD — in Harford County. Term Life in Bel Air, MD Bel Air, MD — in Harford County. Term Life in Belcamp, MD Belcamp, MD — in Harford County. Term Life in Churchville, MD Churchville, MD — in Harford County. Term Life in Darlington, MD Darlington, MD — in Harford County. Term Life in Edgewood, MD Edgewood, MD — in Harford County. Term Life in Fallston, MD Fallston, MD — in Harford County. Term Life in Forest Hill, MD Forest Hill, MD — in Harford County. Term Life in Havre DeGrace, MD Havre DeGrace, MD — in Harford County. Term Life in Jarrettsville, MD Jarrettsville, MD — in Harford County. Term Life in Joppa, MD Joppa, MD — in Harford County. Term Life in Perryman, MD Perryman, MD — in Harford County. Term Life in Pylesville, MD Pylesville, MD — in Harford County. Term Life in Rocks, MD Rocks, MD — in Harford County. Term Life in Whiteford, MD Whiteford, MD — in Harford County. Term Life in Aberdeen Proving Ground, MD Aberdeen Proving Ground, MD — in Harford County. Term Life in Bel Air North, MD Bel Air North, MD — in Harford County. Term Life in Bel Air South, MD Bel Air South, MD — in Harford County. Term Life in Joppatowne, MD Joppatowne, MD — in Harford County. Term Life in Pleasant Hills, MD Pleasant Hills, MD — in Harford County. Term Life in Riverside, MD Riverside, MD — in Harford County.

💎 Whole Life

23 Cities
Whole Life in Aberdeen, MD Aberdeen, MD — in Harford County. Whole Life in Aberdeen Proving, MD Aberdeen Proving, MD — in Harford County. Whole Life in Abingdon, MD Abingdon, MD — in Harford County. Whole Life in Bel Air, MD Bel Air, MD — in Harford County. Whole Life in Belcamp, MD Belcamp, MD — in Harford County. Whole Life in Churchville, MD Churchville, MD — in Harford County. Whole Life in Darlington, MD Darlington, MD — in Harford County. Whole Life in Edgewood, MD Edgewood, MD — in Harford County. Whole Life in Fallston, MD Fallston, MD — in Harford County. Whole Life in Forest Hill, MD Forest Hill, MD — in Harford County. Whole Life in Havre DeGrace, MD Havre DeGrace, MD — in Harford County. Whole Life in Jarrettsville, MD Jarrettsville, MD — in Harford County. Whole Life in Joppa, MD Joppa, MD — in Harford County. Whole Life in Perryman, MD Perryman, MD — in Harford County. Whole Life in Pylesville, MD Pylesville, MD — in Harford County. Whole Life in Rocks, MD Rocks, MD — in Harford County. Whole Life in Whiteford, MD Whiteford, MD — in Harford County. Whole Life in Aberdeen Proving Ground, MD Aberdeen Proving Ground, MD — in Harford County. Whole Life in Bel Air North, MD Bel Air North, MD — in Harford County. Whole Life in Bel Air South, MD Bel Air South, MD — in Harford County. Whole Life in Joppatowne, MD Joppatowne, MD — in Harford County. Whole Life in Pleasant Hills, MD Pleasant Hills, MD — in Harford County. Whole Life in Riverside, MD Riverside, MD — in Harford County.

📈 Universal Life

23 Cities
Universal Life in Aberdeen, MD Aberdeen, MD — in Harford County. Universal Life in Aberdeen Proving, MD Aberdeen Proving, MD — in Harford County. Universal Life in Abingdon, MD Abingdon, MD — in Harford County. Universal Life in Bel Air, MD Bel Air, MD — in Harford County. Universal Life in Belcamp, MD Belcamp, MD — in Harford County. Universal Life in Churchville, MD Churchville, MD — in Harford County. Universal Life in Darlington, MD Darlington, MD — in Harford County. Universal Life in Edgewood, MD Edgewood, MD — in Harford County. Universal Life in Fallston, MD Fallston, MD — in Harford County. Universal Life in Forest Hill, MD Forest Hill, MD — in Harford County. Universal Life in Havre DeGrace, MD Havre DeGrace, MD — in Harford County. Universal Life in Jarrettsville, MD Jarrettsville, MD — in Harford County. Universal Life in Joppa, MD Joppa, MD — in Harford County. Universal Life in Perryman, MD Perryman, MD — in Harford County. Universal Life in Pylesville, MD Pylesville, MD — in Harford County. Universal Life in Rocks, MD Rocks, MD — in Harford County. Universal Life in Whiteford, MD Whiteford, MD — in Harford County. Universal Life in Aberdeen Proving Ground, MD Aberdeen Proving Ground, MD — in Harford County. Universal Life in Bel Air North, MD Bel Air North, MD — in Harford County. Universal Life in Bel Air South, MD Bel Air South, MD — in Harford County. Universal Life in Joppatowne, MD Joppatowne, MD — in Harford County. Universal Life in Pleasant Hills, MD Pleasant Hills, MD — in Harford County. Universal Life in Riverside, MD Riverside, MD — in Harford County.

🏥 Critical Illness

23 Cities
Critical Illness in Aberdeen, MD Aberdeen, MD — in Harford County. Critical Illness in Aberdeen Proving, MD Aberdeen Proving, MD — in Harford County. Critical Illness in Abingdon, MD Abingdon, MD — in Harford County. Critical Illness in Bel Air, MD Bel Air, MD — in Harford County. Critical Illness in Belcamp, MD Belcamp, MD — in Harford County. Critical Illness in Churchville, MD Churchville, MD — in Harford County. Critical Illness in Darlington, MD Darlington, MD — in Harford County. Critical Illness in Edgewood, MD Edgewood, MD — in Harford County. Critical Illness in Fallston, MD Fallston, MD — in Harford County. Critical Illness in Forest Hill, MD Forest Hill, MD — in Harford County. Critical Illness in Havre DeGrace, MD Havre DeGrace, MD — in Harford County. Critical Illness in Jarrettsville, MD Jarrettsville, MD — in Harford County. Critical Illness in Joppa, MD Joppa, MD — in Harford County. Critical Illness in Perryman, MD Perryman, MD — in Harford County. Critical Illness in Pylesville, MD Pylesville, MD — in Harford County. Critical Illness in Rocks, MD Rocks, MD — in Harford County. Critical Illness in Whiteford, MD Whiteford, MD — in Harford County. Critical Illness in Aberdeen Proving Ground, MD Aberdeen Proving Ground, MD — in Harford County. Critical Illness in Bel Air North, MD Bel Air North, MD — in Harford County. Critical Illness in Bel Air South, MD Bel Air South, MD — in Harford County. Critical Illness in Joppatowne, MD Joppatowne, MD — in Harford County. Critical Illness in Pleasant Hills, MD Pleasant Hills, MD — in Harford County. Critical Illness in Riverside, MD Riverside, MD — in Harford County.

🏨 Hospital Indemnity

23 Cities
Hospital Indemnity in Aberdeen, MD Aberdeen, MD — in Harford County. Hospital Indemnity in Aberdeen Proving, MD Aberdeen Proving, MD — in Harford County. Hospital Indemnity in Abingdon, MD Abingdon, MD — in Harford County. Hospital Indemnity in Bel Air, MD Bel Air, MD — in Harford County. Hospital Indemnity in Belcamp, MD Belcamp, MD — in Harford County. Hospital Indemnity in Churchville, MD Churchville, MD — in Harford County. Hospital Indemnity in Darlington, MD Darlington, MD — in Harford County. Hospital Indemnity in Edgewood, MD Edgewood, MD — in Harford County. Hospital Indemnity in Fallston, MD Fallston, MD — in Harford County. Hospital Indemnity in Forest Hill, MD Forest Hill, MD — in Harford County. Hospital Indemnity in Havre DeGrace, MD Havre DeGrace, MD — in Harford County. Hospital Indemnity in Jarrettsville, MD Jarrettsville, MD — in Harford County. Hospital Indemnity in Joppa, MD Joppa, MD — in Harford County. Hospital Indemnity in Perryman, MD Perryman, MD — in Harford County. Hospital Indemnity in Pylesville, MD Pylesville, MD — in Harford County. Hospital Indemnity in Rocks, MD Rocks, MD — in Harford County. Hospital Indemnity in Whiteford, MD Whiteford, MD — in Harford County. Hospital Indemnity in Aberdeen Proving Ground, MD Aberdeen Proving Ground, MD — in Harford County. Hospital Indemnity in Bel Air North, MD Bel Air North, MD — in Harford County. Hospital Indemnity in Bel Air South, MD Bel Air South, MD — in Harford County. Hospital Indemnity in Joppatowne, MD Joppatowne, MD — in Harford County. Hospital Indemnity in Pleasant Hills, MD Pleasant Hills, MD — in Harford County. Hospital Indemnity in Riverside, MD Riverside, MD — in Harford County.

⚡ Accident & Injury

23 Cities
Accident & Injury in Aberdeen, MD Aberdeen, MD — in Harford County. Accident & Injury in Aberdeen Proving, MD Aberdeen Proving, MD — in Harford County. Accident & Injury in Abingdon, MD Abingdon, MD — in Harford County. Accident & Injury in Bel Air, MD Bel Air, MD — in Harford County. Accident & Injury in Belcamp, MD Belcamp, MD — in Harford County. Accident & Injury in Churchville, MD Churchville, MD — in Harford County. Accident & Injury in Darlington, MD Darlington, MD — in Harford County. Accident & Injury in Edgewood, MD Edgewood, MD — in Harford County. Accident & Injury in Fallston, MD Fallston, MD — in Harford County. Accident & Injury in Forest Hill, MD Forest Hill, MD — in Harford County. Accident & Injury in Havre DeGrace, MD Havre DeGrace, MD — in Harford County. Accident & Injury in Jarrettsville, MD Jarrettsville, MD — in Harford County. Accident & Injury in Joppa, MD Joppa, MD — in Harford County. Accident & Injury in Perryman, MD Perryman, MD — in Harford County. Accident & Injury in Pylesville, MD Pylesville, MD — in Harford County. Accident & Injury in Rocks, MD Rocks, MD — in Harford County. Accident & Injury in Whiteford, MD Whiteford, MD — in Harford County. Accident & Injury in Aberdeen Proving Ground, MD Aberdeen Proving Ground, MD — in Harford County. Accident & Injury in Bel Air North, MD Bel Air North, MD — in Harford County. Accident & Injury in Bel Air South, MD Bel Air South, MD — in Harford County. Accident & Injury in Joppatowne, MD Joppatowne, MD — in Harford County. Accident & Injury in Pleasant Hills, MD Pleasant Hills, MD — in Harford County. Accident & Injury in Riverside, MD Riverside, MD — in Harford County.

🏢 Business Life

23 Cities
Business Life in Aberdeen, MD Aberdeen, MD — in Harford County. Business Life in Aberdeen Proving, MD Aberdeen Proving, MD — in Harford County. Business Life in Abingdon, MD Abingdon, MD — in Harford County. Business Life in Bel Air, MD Bel Air, MD — in Harford County. Business Life in Belcamp, MD Belcamp, MD — in Harford County. Business Life in Churchville, MD Churchville, MD — in Harford County. Business Life in Darlington, MD Darlington, MD — in Harford County. Business Life in Edgewood, MD Edgewood, MD — in Harford County. Business Life in Fallston, MD Fallston, MD — in Harford County. Business Life in Forest Hill, MD Forest Hill, MD — in Harford County. Business Life in Havre DeGrace, MD Havre DeGrace, MD — in Harford County. Business Life in Jarrettsville, MD Jarrettsville, MD — in Harford County. Business Life in Joppa, MD Joppa, MD — in Harford County. Business Life in Perryman, MD Perryman, MD — in Harford County. Business Life in Pylesville, MD Pylesville, MD — in Harford County. Business Life in Rocks, MD Rocks, MD — in Harford County. Business Life in Whiteford, MD Whiteford, MD — in Harford County. Business Life in Aberdeen Proving Ground, MD Aberdeen Proving Ground, MD — in Harford County. Business Life in Bel Air North, MD Bel Air North, MD — in Harford County. Business Life in Bel Air South, MD Bel Air South, MD — in Harford County. Business Life in Joppatowne, MD Joppatowne, MD — in Harford County. Business Life in Pleasant Hills, MD Pleasant Hills, MD — in Harford County. Business Life in Riverside, MD Riverside, MD — in Harford County.

🔑 Special Situations

23 Cities
Special Situations in Aberdeen, MD Aberdeen, MD — in Harford County. Special Situations in Aberdeen Proving, MD Aberdeen Proving, MD — in Harford County. Special Situations in Abingdon, MD Abingdon, MD — in Harford County. Special Situations in Bel Air, MD Bel Air, MD — in Harford County. Special Situations in Belcamp, MD Belcamp, MD — in Harford County. Special Situations in Churchville, MD Churchville, MD — in Harford County. Special Situations in Darlington, MD Darlington, MD — in Harford County. Special Situations in Edgewood, MD Edgewood, MD — in Harford County. Special Situations in Fallston, MD Fallston, MD — in Harford County. Special Situations in Forest Hill, MD Forest Hill, MD — in Harford County. Special Situations in Havre DeGrace, MD Havre DeGrace, MD — in Harford County. Special Situations in Jarrettsville, MD Jarrettsville, MD — in Harford County. Special Situations in Joppa, MD Joppa, MD — in Harford County. Special Situations in Perryman, MD Perryman, MD — in Harford County. Special Situations in Pylesville, MD Pylesville, MD — in Harford County. Special Situations in Rocks, MD Rocks, MD — in Harford County. Special Situations in Whiteford, MD Whiteford, MD — in Harford County. Special Situations in Aberdeen Proving Ground, MD Aberdeen Proving Ground, MD — in Harford County. Special Situations in Bel Air North, MD Bel Air North, MD — in Harford County. Special Situations in Bel Air South, MD Bel Air South, MD — in Harford County. Special Situations in Joppatowne, MD Joppatowne, MD — in Harford County. Special Situations in Pleasant Hills, MD Pleasant Hills, MD — in Harford County. Special Situations in Riverside, MD Riverside, MD — in Harford County.

🕊️ Final Expense

23 Cities
Final Expense in Aberdeen, MD Aberdeen, MD — in Harford County. Final Expense in Aberdeen Proving, MD Aberdeen Proving, MD — in Harford County. Final Expense in Abingdon, MD Abingdon, MD — in Harford County. Final Expense in Bel Air, MD Bel Air, MD — in Harford County. Final Expense in Belcamp, MD Belcamp, MD — in Harford County. Final Expense in Churchville, MD Churchville, MD — in Harford County. Final Expense in Darlington, MD Darlington, MD — in Harford County. Final Expense in Edgewood, MD Edgewood, MD — in Harford County. Final Expense in Fallston, MD Fallston, MD — in Harford County. Final Expense in Forest Hill, MD Forest Hill, MD — in Harford County. Final Expense in Havre DeGrace, MD Havre DeGrace, MD — in Harford County. Final Expense in Jarrettsville, MD Jarrettsville, MD — in Harford County. Final Expense in Joppa, MD Joppa, MD — in Harford County. Final Expense in Perryman, MD Perryman, MD — in Harford County. Final Expense in Pylesville, MD Pylesville, MD — in Harford County. Final Expense in Rocks, MD Rocks, MD — in Harford County. Final Expense in Whiteford, MD Whiteford, MD — in Harford County. Final Expense in Aberdeen Proving Ground, MD Aberdeen Proving Ground, MD — in Harford County. Final Expense in Bel Air North, MD Bel Air North, MD — in Harford County. Final Expense in Bel Air South, MD Bel Air South, MD — in Harford County. Final Expense in Joppatowne, MD Joppatowne, MD — in Harford County. Final Expense in Pleasant Hills, MD Pleasant Hills, MD — in Harford County. Final Expense in Riverside, MD Riverside, MD — in Harford County.
Official Resources

Know your rights in Harford County.

State and federal resources for insurance consumers. Verify, research, protect.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law. MD Insurance Admin. regulates all insurance in Maryland.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's National Producer Number (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides from the National Association of Insurance Commissioners on choosing coverage and filing complaints.

Visit content.naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for when buying life insurance and your federal protections.

Visit www.iii.org →.GOV
Frequently Asked Questions

Harford County Life Insurance Questions

Costs, eligibility, and coverage rules for Harford County.

💰

How much does life insurance cost in Harford County?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Harford County
🏙️

What cities does June serve in Harford County?

All 23 municipalities in Harford County, including Aberdeen, Aberdeen Proving, Abingdon, Bel Air, Belcamp, Churchville. Each location has access to the full range of life insurance products — term life, whole life, IUL, final expense, and supplemental health — through a licensed independent agent.

23 Cities
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Options include simplified-issue and guaranteed-issue policies. Rates vary by carrier.

Special Situations
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
⚱️

What is the average MD funeral cost?

Approximately $9,443 in Maryland. Final expense insurance covers burial, memorial, and medical bills.

MD Data
✅

How do I verify June's license?

Verify through MD Insurance Admin. or NIPR. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified
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