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Term Life Insurance Whole Life Insurance Universal Life (IUL) Final Expense Insurance
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June Marcia Williams — Licensed Insurance Agent in Edgewood, MD
June Marcia Williams
Your Insurance Agent in Edgewood, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Edgewood, MD...
National Producer No.
17209549
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Expert Life Insurance Agent in Edgewood, MD | 12+ Years Experience

Top-Rated Financial Protection for Edgewood Residents

Honest, Local Insurance Guidance for Your Family's Future in Harford County

Your local licensed agent in Edgewood, Harford County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Edgewood, Harford County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ NPN Verified
5-Star Service
❤️ 3K+ Satisfied
Right here · Edgewood, MD

Edgewood, MD — Your Local Producer

Hello to my neighbors in Edgewood! As a fellow Marylander, I appreciate the unique character and strong community spirit we share here in Harford County. My name is June Marcia Williams, and I am your local, licensed insurance producer (NPN: 17209549). I am dedicated to helping individuals and families in our community navigate their options for personal insurance, from Term and Whole Life to Final Expense and Accident & Injury policies. Understanding your insurance choices can feel complex, but you don't have to do it alone. I'm here to provide clear, personalized guidance. (Maryland License No: 3004137002)

  • Edgewood Recreation & Community Center
  • Edgewood High School
  • Edgewood MARC Station
NPN17209549MD License3004137002

Edgewood is home to approximately 25,100 residents in Harford County, with a median age of 36.0 and a median household income of $85,700. About 71% of homes are owner-occupied; the median home value is $218,000. 24% of adults hold a bachelor's degree or higher; households with children make up 37%; veterans comprise 8% of residents. Average household size is 2.7. These demographic markers shape which life insurance products fit Edgewood households.

How Edgewood compares to Harford County

HARFORD COUNTY · 261K RESIDENTS EDGEWOOD · 25K RESIDENTS
Harford County vs Edgewood — population comparison Harford County: 261,059 residents. Edgewood: 25,116 residents, 9.6% of Harford County population.
261,059 HARFORD COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
25,116 EDGEWOOD RESIDENTS ↳ 9.6% of Harford County residents

Are Edgewood residents with obesity able to qualify for life insurance?

Yes. Harford County's health profile — 265,000 residents, 6.8% uninsured, 41.6% adults with obesity, 36.8% with high cholesterol — shapes how A-rated carriers tier rate classes for Edgewood applicants. Standard or Preferred is achievable when obesity is well-controlled; substandard tables apply when control is recent or partial.

Our underwriting team matches Edgewood families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Riverside →

📊 Top Health Considerations (CDC)

Top Health Considerations for Edgewood (CITY) High cholesterol: 36.8%. High blood pressure: 37.5%. Obesity: 41.6%. Diagnosed diabetes: 13%. Current cigarette smoking: 13.3%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · EDGEWOOD High cholesterol 36.8% High blood pressure 37.5% Obesity 41.6% Diagnosed diabetes 13.0% Current cigarette smoking 13.3% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Population ~25,116
Lack of health insurance (18–64) 9.2%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2425150
Google Maps
3.4 7 reviews
City of Edgewood photo 1City of Edgewood photo 2City of Edgewood photo 3City of Edgewood photo 4
City of Edgewood
Open now · Mon 8:30 AM – 12:00 PM, 1:00 – 5:00 PM
10440 Dom Calata Wy E, Edgewood, WA 98372, USA
Recent Reviews
MARNA PETERSON ★★★★★
"Thank you for the wonderful crew (RODARTE) who instilled the drainage system and paved 132nd Ave E, Edgewood. We are a small dead end road with four families living on it and we are so appreciative o…"
sonny v ★★★★★
"I recently had the pleasure of interacting with Morgan at the city hall during the permitting process, and I must say, I was thoroughly impressed. Not only did Morgan exhibit an in-depth understanding…"

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate
💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan
📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free
🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash
🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage
Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection
🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business
🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution
🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage

Cities served near Edgewood.

June Marcia Williams writes life insurance and supplemental health policies across Harford County and adjacent Maryland counties — all within the same Maryland regulatory framework.

Know your rights in Edgewood.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Edgewood insurance — answered.

💰

How much does life insurance cost in Edgewood?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Edgewood
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Edgewood?

Yes. June serves all of Edgewood and every municipality in Harford County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified

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