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Home›Maryland›Garrett County›Oakland

June Marcia Williams — Licensed Insurance Agent in Oakland, MD
June Marcia Williams
Your Insurance Agent in Oakland, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Oakland, MD...
National Producer No.
17209549
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Trusted Life Insurance in Oakland, MD | Local Expert

Securing Families Across Garrett County with 9 Tailored Product Lines

Why Oakland Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Oakland, Garrett County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Oakland, Garrett County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Oakland, MD

Oakland, MD — Your Local Producer

Here in the heart of Garrett County, the small-town spirit of Oakland is something special. As your neighbor and a licensed insurance producer, I'm June Marcia Williams, and I'm dedicated to helping local families secure their financial futures. Whether you're considering term life, whole life, final expense, or coverage for unexpected health events like critical illness or accidents, I provide personalized guidance to navigate your options. My goal is to understand your unique needs and help you find a suitable plan. I'm here to serve the Oakland community with care. (NPN: 17209549, Maryland License No: 3004137002)

  • Garrett County Courthouse
  • Oakland B&O Railroad Museum
  • Broadford Lake Park
NPN17209549MD License3004137002

Oakland is home to approximately 2,000 residents in Garrett County, with a median age of 50.2 and a median household income of $61,600. About 53% of homes are owner-occupied; the median home value is $252,000. 26% of adults hold a bachelor's degree or higher; households with children make up 28%; veterans comprise 11% of residents. Average household size is 2.0. These demographic markers shape which life insurance products fit Oakland households.

How Oakland compares to Garrett County

GARRETT COUNTY · 29K RESIDENTS OAKLAND · 2K RESIDENTS
Garrett County vs Oakland — population comparison Garrett County: 28,856 residents. Oakland: 1,995 residents, 6.9% of Garrett County population.
28,856 GARRETT COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,995 OAKLAND RESIDENTS ↳ 6.9% of Garrett County residents
Underwriting Guidelines

Are Oakland residents with high cholesterol able to qualify for life insurance?

Oakland applicants with high cholesterol qualify routinely. The local risk pool — Garrett County's ~28,000 residents, 7.9% without health coverage — shows 43.3% adult prevalence of high cholesterol and 26.8% with arthritis. Top-rated carriers price these conditions transparently when application data is complete and recent.

Our underwriting team matches Oakland families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Bittinger →

📊 Top Health Considerations (CDC)

Top Health Considerations for Oakland (CITY) High cholesterol: 43.3%. High blood pressure: 41.8%. Obesity: 36.3%. Diagnosed diabetes: 13.9%. Current cigarette smoking: 14.4%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · OAKLAND High cholesterol 43.3% High blood pressure 41.8% Obesity 36.3% Diagnosed diabetes 13.9% Current cigarette smoking 14.4% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Garrett County Gov Portal .GOV
Population ~1,995
Lack of health insurance (18–64) 7.8%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2457650
Google Maps
Oakland photo 1Oakland photo 2Oakland photo 3Oakland photo 4
Photos by David Margolis , Keep Life Simple Allan , M Bell , Gus Karas via Google Maps
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Oakland
oaklandmd.com
Oakland, MD 21550, USA
Available in Oakland

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Garrett County and Neighboring Maryland Counties

Cities served near Oakland.

June Marcia Williams writes life insurance and supplemental health policies across Garrett County and adjacent Maryland counties — all within the same Maryland regulatory framework.

🌟 Cities Served near Oakland

30 Cities · 3 Counties
Carroll County10
CarrolltonGreenmountHampsteadManchesterMount AiryNew WindsorPatapscoSykesvilleTaneytownWoodbine
Garrett CountyHome10
AccidentBloomingtonDeer ParkFinzelFriendsvilleGrantsvilleJenningsLoch Lynn HeightsShallmarSwanton
Allegany County10
BarrelvilleClarysvilleFranklinFrostburgKlondikeMccooleMidlothianOceanSpring GapWoodland
Official Resources

Know your rights in Oakland.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Oakland insurance — answered.

💰

How much does life insurance cost in Oakland?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Oakland
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Oakland?

Yes. June serves all of Oakland and every municipality in Garrett County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified
Nearby Cities

Coverage continues next door.

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