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Home›Maryland›Allegany County›Ellerslie

June Marcia Williams — Licensed Insurance Agent in Ellerslie, MD
June Marcia Williams
Your Insurance Agent in Ellerslie, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Ellerslie, MD...
National Producer No.
17209549
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Life Insurance in Ellerslie, MD

Dedicated Coverage Options from Final Expense to Term Life in Allegany County

The Smart Choice for Dependable Life Insurance in Ellerslie, MD

Your local licensed agent in Ellerslie, Allegany County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Ellerslie, Allegany County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Ellerslie, MD

Ellerslie, MD — Your Local Producer

Hello, Ellerslie neighbors. Living here in Allegany County, we appreciate the peace of mind that comes with our close-knit community and scenic surroundings. As your local licensed insurance producer, I'm dedicated to helping you protect what matters most. Whether you're planning for your family's future, safeguarding against unexpected life events, or considering your long-term financial security, I can help you understand your options. From Term Life to Final Expense and Accident & Injury policies, I'm here to provide clear, personalized guidance. I'm June Marcia Williams (NPN: 17209549, Maryland License No: 3004137002), and I look forward to serving my fellow Maryland residents.

  • Ellerslie Volunteer Fire Company
  • Ellerslie United Methodist Church
  • Intersection of Ellerslie Rd NW & Barrelville Rd NW
NPN17209549MD License3004137002

Ellerslie is home to approximately 575 residents in Allegany County, with a median age of 51.9 and a median household income of $43,900. About 79% of homes are owner-occupied; the median home value is $157,000. 3% of adults hold a bachelor's degree or higher; households with children make up 17%; veterans comprise 10% of residents. Average household size is 2.2. These demographic markers shape which life insurance products fit Ellerslie households.

How Ellerslie compares to Allegany County

ALLEGANY COUNTY · 68K RESIDENTS ELLERSLIE · 575 RESIDENTS
Allegany County vs Ellerslie — population comparison Allegany County: 68,161 residents. Ellerslie: 575 residents, 0.8% of Allegany County population.
68,161 ALLEGANY COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
575 ELLERSLIE RESIDENTS ↳ 0.8% of Allegany County residents
Underwriting Guidelines

Does arthritis affect life insurance rates in Ellerslie, MD?

Yes, qualification is common in Ellerslie. Within Allegany County's ~68,000 residents — including the 9.4% currently without health coverage — 31.9% of adults manage arthritis and 19.4% live with current cigarette smoking per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Westernport →

📊 Top Health Considerations (CDC)

Top Health Considerations for Ellerslie (CITY) High cholesterol: 40.4%. High blood pressure: 42.3%. Obesity: 37.1%. Diagnosed diabetes: 14.9%. Current cigarette smoking: 19.4%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · ELLERSLIE High cholesterol 40.4% High blood pressure 42.3% Obesity 37.1% Diagnosed diabetes 14.9% Current cigarette smoking 19.4% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Allegany County Gov Portal .GOV
Population ~575
Lack of health insurance (18–64) 9.3%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2425925
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Ellerslie
Ellerslie, MD, USA
Available in Ellerslie

Life Insurance Products in Ellerslie, MD

9 insurance products available in Ellerslie

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Allegany County and Nearby Maryland Counties

Life Insurance by City Near Ellerslie, MD

Life insurance by city across Allegany County and adjacent Maryland counties.

🌟 Cities Served near Ellerslie

30 Cities · 3 Counties
Carroll County10
CarrolltonCarrolltowneHampsteadManchesterMount AiryNew WindsorSykesvilleTaneytownUnion BridgeWestminster
Allegany CountyHome10
ClarysvilleCumberlandFlintstoneFrostburgLa ValeLonaconingLukeMidlandSpring GapZihlman
Garrett County10
AccidentBittingerBloomingtonDeer ParkFriendsvilleJenningsLoch Lynn HeightsSang RunShallmarSwanton
Official Resources

Know your rights in Ellerslie.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Ellerslie Life Insurance Questions

💰

How much does life insurance cost in Ellerslie?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Ellerslie
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Ellerslie?

Yes. June serves all of Ellerslie and every municipality in Allegany County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

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