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June Marcia Williams — Licensed Insurance Agent in Bowling Green, MD
June Marcia Williams
Your Insurance Agent in Bowling Green, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Bowling Green, MD...
National Producer No.
17209549
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Expert Life Insurance Agent in Bowling Green, MD | 12+ Years Experience

Top-Rated Financial Protection for Bowling Green Residents

Honest, Local Insurance Guidance for Your Family's Future in Allegany County

Your local licensed agent in Bowling Green, Allegany County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Bowling Green, Allegany County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ NPN Verified
5-Star Service
❤️ 3K+ Satisfied
Right here · Bowling Green, MD

Bowling Green, MD — Your Local Producer

Hello, Bowling Green! As a fellow Marylander and licensed insurance producer, I understand the close-knit community spirit that makes Allegany County a special place to call home. In a place where family and neighbors are so important, protecting your loved ones' financial future is a top priority. I'm here to help you understand your options for personal insurance, from Term and Whole Life to Final Expense and Critical Illness plans, so you can make confident decisions for your family's security. Let's work together to build a strong foundation. (June Marcia Williams, NPN: 17209549, Maryland License No: 3004137002)

  • Bowling Green Volunteer Fire Department
  • South Cumberland Marketplace
  • Cash Valley Road
NPN17209549MD License3004137002

Bowling Green is home to approximately 1,100 residents in Allegany County, with a median age of 42.9 and a median household income of $59,800. About 55% of homes are owner-occupied; the median home value is $119,000. 18% of adults hold a bachelor's degree or higher; households with children make up 23%; veterans comprise 5% of residents. Average household size is 2.0. These demographic markers shape which life insurance products fit Bowling Green households.

How Bowling Green compares to Allegany County

ALLEGANY COUNTY · 68K RESIDENTS BOWLING GREEN · 1K RESIDENTS
Allegany County vs Bowling Green — population comparison Allegany County: 68,161 residents. Bowling Green: 1,102 residents, 1.6% of Allegany County population.
68,161 ALLEGANY COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,102 BOWLING GREEN RESIDENTS ↳ 1.6% of Allegany County residents

What rate class can Bowling Green applicants with current cigarette smoking expect from life insurance carriers?

Yes, qualification is common in Bowling Green. Within Allegany County's ~67,000 residents — including the 9.4% currently without health coverage — 19.1% of adults manage current cigarette smoking and 11.4% live with current asthma per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Our underwriting team matches Bowling Green families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Moscow →

📊 Top Health Considerations (CDC)

Top Health Considerations for Bowling Green (CITY) High cholesterol: 38.9%. High blood pressure: 41.7%. Obesity: 37.9%. Diagnosed diabetes: 14.3%. Current cigarette smoking: 19.1%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · BOWLING GREEN High cholesterol 38.9% High blood pressure 41.7% Obesity 37.9% Diagnosed diabetes 14.3% Current cigarette smoking 19.1% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Population ~1,102
Lack of health insurance (18–64) 10.2%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2408850
Google Maps
3.0 2 reviews
Bowling Green City Hall photo 1Bowling Green City Hall photo 2Bowling Green City Hall photo 3
Photos by Krzysiek Olecha , Dennis Yerger , Daniela CG via Google Maps
Bowling Green City Hall
Open now · Mon 8:00 AM – 4:00 PM
1001 College St, Bowling Green, KY 42101, USA
Recent Reviews
Krzysiek Olecha ★★★★★
"A truly stunning look of this historic building of the City Hall, located in the heart of the downtown of Bowling Green. 🏤👍🏻"
CynthiaJohnson Kereiakes ★☆☆☆☆
"The trash is supposed to be in trash cans and trash bags tied up mine was but still didn't take them on half left the rest cause ? They was and still didn't take complaint filed"

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate
💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan
📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free
🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash
🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage
Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection
🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business
🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution
🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage

Cities served near Bowling Green.

June Marcia Williams writes life insurance and supplemental health policies across Allegany County and adjacent Maryland counties — all within the same Maryland regulatory framework.

Know your rights in Bowling Green.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Bowling Green insurance — answered.

💰

How much does life insurance cost in Bowling Green?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Bowling Green
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Bowling Green?

Yes. June serves all of Bowling Green and every municipality in Allegany County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

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