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Home›Florida›St Johns County›St. Augustine South

June Marcia Williams — Licensed Insurance Agent in St. Augustine South, FL
June Marcia Williams
Your Insurance Agent in St. Augustine South, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing St. Augustine South, FL...
National Producer No.
17209549
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Life Insurance in St. Augustine South, FL

Your Local FL Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in St. Augustine South Without the Complexity

Your local licensed agent in St. Augustine South, St Johns County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for St. Augustine South, St Johns County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · St. Augustine South, FL

St. Augustine South, FL — Your Local Producer

Hello to my neighbors in St. Augustine South! Living here in St. Johns County means being part of a special community with a unique coastal charm. As a licensed insurance producer right here in your area, I'm committed to helping individuals and families find the right protection. My name is June Marcia Williams, and I can help you explore options for Term Life, Final Expense, Critical Illness, and other personal policies. My focus is on providing clear, personalized guidance to help you secure your family's financial future. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

  • St. Augustine South Boat Ramp
  • St. Augustine South Park
  • US-1 & Shore Drive
NPN17209549FL LicenseW840529

St. Augustine South is home to approximately 5,100 residents in St Johns County, with a median age of 48.7 and a median household income of $73,800. About 88% of homes are owner-occupied; the median home value is $290,000. 37% of adults hold a bachelor's degree or higher; households with children make up 24%; veterans comprise 8% of residents. Average household size is 2.4. These demographic markers shape which life insurance products fit St. Augustine South households.

How St. Augustine South compares to St Johns County

ST JOHNS COUNTY · 279K RESIDENTS ST. AUGUSTINE SOUTH · 5K RESIDENTS
St Johns County vs St. Augustine South — population comparison St Johns County: 278,722 residents. St. Augustine South: 5,087 residents, 1.8% of St Johns County population.
278,722 ST JOHNS COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
5,087 ST. AUGUSTINE SOUTH RESIDENTS ↳ 1.8% of St Johns County residents
Underwriting Guidelines

Are St. Augustine South residents with current asthma able to qualify for life insurance?

St. Augustine South applicants with current asthma qualify routinely. The local risk pool — St Johns County's ~279,000 residents, 8.9% without health coverage — shows 9.3% adult prevalence of current asthma and 38.7% with high blood pressure. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby St. Augustine Shores →

📊 Top Health Considerations (CDC)

Top Health Considerations for St. Augustine South (CITY) High cholesterol: 41%. High blood pressure: 38.7%. Obesity: 30.3%. Diagnosed diabetes: 12.3%. Current cigarette smoking: 11.8%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · ST. AUGUSTINE SOUTH High cholesterol 41.0% High blood pressure 38.7% Obesity 30.3% Diagnosed diabetes 12.3% Current cigarette smoking 11.8% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

St Johns County Gov Portal .GOV
Population ~5,087
Lack of health insurance (18–64) 9.9%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1262562
Google Maps
Saint Augustine South photo 1Saint Augustine South photo 2Saint Augustine South photo 3Saint Augustine South photo 4
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Saint Augustine South
St Augustine South, FL 32086, USA
Available in St. Augustine South

Life Insurance Products in St. Augustine South, FL

9 insurance products available in St. Augustine South

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in St Johns County and Nearby Florida Counties

Life Insurance by City Near St. Augustine South, FL

2,852 licensed producers on public record in St Johns County.

🌟 Cities Served near St. Augustine South

22 Cities · 3 Counties
Duval County8
Atlantic BeachBaldwinBlack HammockCecil Field NasJacksonvilleJacksonville BeachJacksonville Naval Air StationNeptune Beach
St Johns CountyHome10
Butler BeachElktonFlagler EstatesFruit CoveHastingsPonte Vedra BeachSaint AugustineSt. Augustine BeachSt. Augustine ShoresWorld Golf Village
Bradford County4
BrookerHamptonLawteyStarke
Official Resources

Know your rights in St. Augustine South.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

St. Augustine South Life Insurance Questions

💰

How much does life insurance cost in St. Augustine South?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

St. Augustine South
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of St. Augustine South?

Yes. June serves all of St. Augustine South and every municipality in St Johns County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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