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Home›Florida›Duval County›Black Hammock

June Marcia Williams — Licensed Insurance Agent in Black Hammock, FL
June Marcia Williams
Your Insurance Agent in Black Hammock, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Black Hammock, FL...
National Producer No.
17209549
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Life Insurance in Black Hammock, FL

Securing Families Across Duval County with 9 Tailored Product Lines

Why Black Hammock Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Black Hammock, Duval County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Black Hammock, Duval County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Black Hammock, FL

Black Hammock, FL — Your Local Producer

Hello, Black Hammock! Living in our unique corner of Duval County, surrounded by the natural beauty of the marshes and waterways, offers a special kind of peace. My goal is to help you protect that peace of mind for your family's future. As a licensed insurance producer, I specialize in creating personalized plans, whether you're looking for Term Life, Final Expense, or Critical Illness coverage. I'm June Marcia Williams (NPN: 17209549; Florida License No: W840529), and I'm here to help you navigate your options with clarity and care. Let's work together to secure your legacy.

  • Pumpkin Hill Creek Preserve State Park
  • Black Hammock Island Trailhead
  • Sawpit Road & Black Hammock Road
NPN17209549FL LicenseW840529

Black Hammock is home to approximately 1,100 residents in Duval County, with a median age of 59.2. About 97% of homes are owner-occupied. 31% of adults hold a bachelor's degree or higher; households with children make up 6%; veterans comprise 3% of residents. Average household size is 1.9. These demographic markers shape which life insurance products fit Black Hammock households.

How Black Hammock compares to Duval County

DUVAL COUNTY · 996K RESIDENTS BLACK HAMMOCK · 1K RESIDENTS
Duval County vs Black Hammock — population comparison Duval County: 995,708 residents. Black Hammock: 1,140 residents, 0.1% of Duval County population.
995,708 DUVAL COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,140 BLACK HAMMOCK RESIDENTS ↳ 0.1% of Duval County residents
Underwriting Guidelines

Are Black Hammock residents with arthritis able to qualify for life insurance?

Yes. Duval County's health profile — 996,000 residents, 13.6% uninsured, 25.2% adults with arthritis, 9.6% with current cigarette smoking — shapes how A-rated carriers tier rate classes for Black Hammock applicants. Standard or Preferred is achievable when arthritis is well-controlled; substandard tables apply when control is recent or partial.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Baldwin →

📊 Top Health Considerations (CDC)

Top Health Considerations for Black Hammock (CITY) High cholesterol: 33.7%. High blood pressure: 29.1%. Obesity: 27.5%. Diagnosed diabetes: 9.7%. Current cigarette smoking: 9.6%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · BLACK HAMMOCK High cholesterol 33.7% High blood pressure 29.1% Obesity 27.5% Diagnosed diabetes 9.7% Current cigarette smoking 9.6% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Duval County Gov Portal .GOV
Population ~1,140
Lack of health insurance (18–64) 10.8%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1206670
Google Maps
5.0 1 review
THE HAMMOCK at Black Hammock Island photo 1
Photos by THE HAMMOCK at Black Hammock Island via Google Maps
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THE HAMMOCK at Black Hammock Island
(904) 624-1663
16030 Shellcracker Rd, Jacksonville, FL 32226, USA
Recent Reviews
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"Amazing location for parties! They have it all…sound-booth, photo-booth, tables/chairs, table clothes, and beautiful lighting. Owners were super helpful!!!"
Available in Black Hammock

Life Insurance Products in Black Hammock, FL

9 insurance products available in Black Hammock

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Duval County and Nearby Florida Counties

Life Insurance by City Near Black Hammock, FL

11,084 licensed producers on public record in Duval County.

🌟 Cities Served near Black Hammock

22 Cities · 3 Counties
St Johns County10
Butler BeachElktonFlagler EstatesFruit CoveHastingsPonte Vedra BeachSaint AugustineSt. Augustine BeachSt. Augustine ShoresWorld Golf Village
Duval CountyHome7
Atlantic BeachBaldwinCecil Field NasJacksonvilleJacksonville BeachJacksonville Naval Air StationNeptune Beach
Baker County5
Glen Saint MaryGlen St. MaryMacclennyOlusteeSanderson
Official Resources

Know your rights in Black Hammock.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Black Hammock Life Insurance Questions

💰

How much does life insurance cost in Black Hammock?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Black Hammock
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Black Hammock?

Yes. June serves all of Black Hammock and every municipality in Duval County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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