Life Insurance
Term Life Insurance Whole Life Insurance Universal Life (IUL) Final Expense Insurance
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
Areas Served
New Jersey Pennsylvania Florida Maryland Virginia About Contact

Home›Florida›Duval County›Black Hammock

June Marcia Williams — Licensed Insurance Agent in Black Hammock, FL
June Marcia Williams
Your Insurance Agent in Black Hammock, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Black Hammock, FL...
National Producer No.
17209549
Verify ↗

Trusted Life Insurance in Black Hammock, FL | Local Expert

Securing Families Across Duval County with 9 Tailored Product Lines

Why Black Hammock Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Black Hammock, Duval County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Black Hammock, Duval County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Black Hammock, FL

Black Hammock, FL — Your Local Producer

Hello, Black Hammock! Living in our unique corner of Duval County, surrounded by the natural beauty of the marshes and waterways, offers a special kind of peace. My goal is to help you protect that peace of mind for your family's future. As a licensed insurance producer, I specialize in creating personalized plans, whether you're looking for Term Life, Final Expense, or Critical Illness coverage. I'm June Marcia Williams (NPN: 17209549; Florida License No: W840529), and I'm here to help you navigate your options with clarity and care. Let's work together to secure your legacy.

  • Pumpkin Hill Creek Preserve State Park
  • Black Hammock Island Trailhead
  • Sawpit Road & Black Hammock Road
NPN17209549FL LicenseW840529

Black Hammock is home to approximately 1,100 residents in Duval County, with a median age of 59.2. About 97% of homes are owner-occupied. 31% of adults hold a bachelor's degree or higher; households with children make up 6%; veterans comprise 3% of residents. Average household size is 1.9. These demographic markers shape which life insurance products fit Black Hammock households.

How Black Hammock compares to Duval County

DUVAL COUNTY · 996K RESIDENTS BLACK HAMMOCK · 1K RESIDENTS
Duval County vs Black Hammock — population comparison Duval County: 995,708 residents. Black Hammock: 1,140 residents, 0.1% of Duval County population.
995,708 DUVAL COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,140 BLACK HAMMOCK RESIDENTS ↳ 0.1% of Duval County residents
Underwriting Guidelines

Are Black Hammock residents with arthritis able to qualify for life insurance?

Yes. Duval County's health profile — 1,031,000 residents, 13.6% uninsured, 25.2% adults with arthritis, 9.6% with current cigarette smoking — shapes how A-rated carriers tier rate classes for Black Hammock applicants. Standard or Preferred is achievable when arthritis is well-controlled; substandard tables apply when control is recent or partial.

Our underwriting team matches Black Hammock families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Baldwin →

📊 Top Health Considerations (CDC)

Top Health Considerations for Black Hammock (CITY) High cholesterol: 33.7%. High blood pressure: 29.1%. Obesity: 27.5%. Diagnosed diabetes: 9.7%. Current cigarette smoking: 9.6%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · BLACK HAMMOCK High cholesterol 33.7% High blood pressure 29.1% Obesity 27.5% Diagnosed diabetes 9.7% Current cigarette smoking 9.6% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Duval County Gov Portal .GOV
Population ~1,140
Lack of health insurance (18–64) 10.8%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1206670
Google Maps
5.0 1 review
THE HAMMOCK at Black Hammock Island photo 1
Photos by THE HAMMOCK at Black Hammock Island via Google Maps
View on Google Maps
THE HAMMOCK at Black Hammock Island
(904) 624-1663
16030 Shellcracker Rd, Jacksonville, FL 32226, USA
Recent Reviews
Dadinda79 ★★★★★
"Amazing location for parties! They have it all…sound-booth, photo-booth, tables/chairs, table clothes, and beautiful lighting. Owners were super helpful!!!"
Available in Black Hammock

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Duval County and Neighboring Florida Counties

Cities served near Black Hammock.

June Marcia Williams writes life insurance and supplemental health policies across Duval County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near Black Hammock

22 Cities · 3 Counties
St Johns County10
Butler BeachElktonFlagler EstatesHastingsPalm ValleyPonte Vedra BeachSawgrassSt. Augustine BeachSt. Augustine ShoresWorld Golf Village
Duval CountyHome7
Atlantic BeachBaldwinCecil Field NasJacksonvilleJacksonville BeachJacksonville Naval Air StationNeptune Beach
Baker County5
Glen Saint MaryGlen St. MaryMacclennyOlusteeSanderson
Official Resources

Know your rights in Black Hammock.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Black Hammock insurance — answered.

💰

How much does life insurance cost in Black Hammock?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Black Hammock
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Black Hammock?

Yes. June serves all of Black Hammock and every municipality in Duval County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified
Nearby Cities

Coverage continues next door.

← Previous Baldwin Duval County, FL 10 products available
•
You Are Here Black Hammock Duval County, FL
•
Next → Cecil Field Nas Duval County, FL 10 products available

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
📅 Schedule a Call 💬 Get Your Quote
Select a time and we'll call you · Serving NJ, PA, FL, MD & VA
🛡️ Get Your Quote 📅 Schedule a Call
Ask Lia