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Home›Florida›Santa Rosa County›Jay›Critical Illness Insurance

June Marcia Williams — Licensed Critical Illness Insurance Agent in Jay, FL
June Marcia Williams
Your Insurance Agent in Jay, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Jay, FL...
National Producer No.
17209549
Verify ↗

Critical Illness Insurance in Jay, FL

June Williams — supplemental health specialist. Option A & B plans.

Critical illness insurance for Jay, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — lump-sum benefits paid on diagnosis of cancer, heart attack, or stroke, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
❤️
3K+ Satisfied Clients
⭐
5-Star Service Rating
🛡️ NPN Verified
🏛️ 5-State Licensed
🏆 10+ Yrs Exp.
Right here · Jay, FL

Jay, FL — Your Local Producer

Hello, Jay neighbors! In a close-knit community like ours here in Santa Rosa County, looking out for one another is just what we do. My name is June Marcia Williams, and as your local licensed insurance producer, I want to extend that same neighborly care to helping you protect your family's future. I offer a range of personal insurance options, from life insurance to final expense and critical illness plans, tailored to your specific needs. Let's find a strategy that fits your life. (NPN: 17209549, Florida License No: W840529)

  • Jay Town Hall
  • Jay High School
  • Jay Hospital
NPN17209549FL LicenseW840529

Licensed Critical Illness Producers in Jay

24 on public record · Florida DFS · Fla. Stat. §119.01

AH
Alexander M Hendrix
Life Including Variable Annuity & Health
NPN 20756560 Licensed 2023
AP
Alicia Zulema Perez
Life Including Variable Annuity & Health
NPN 9132733 Licensed 2024
AL
Anthony Michael Leporin
Life Including Variable Annuity & Health
NPN 22215323 Licensed 2026
BH
Brooke Nichole Hart
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 17503074 Licensed 2023
CC
Christopher Ryan Crocker
Life Including Variable Annuity & Health
NPN 20642311 Licensed 2023
CR
Cody Ray Register
Life Including Variable Annuity & Health
NPN 21258459 Licensed 2024
CU
Corby L Usry
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 9419716 Licensed 2014
CM
Crystal Michele Morgan
Life Including Variable Annuity & Health
NPN 15722298 Licensed 2023
DL
Danielle Stirling Lively
Life Including Variable Annuity & Health
NPN 20282389 Licensed 2022
EB
Emily Brown
Life Including Variable Annuity & Health
NPN 20537649 Licensed 2022
JM
Jeremy Menefee
Life Including Variable Annuity & Health
NPN 20279172 Licensed 2022
JA
John Chadwick Arrant
Life Including Variable Annuity & Health
NPN 16392152 Licensed 2011
JE
Joseph David English
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 8939823 Licensed 2006
KL
Kendall Anne Leporin
Life Including Variable Annuity & Health
NPN 22192468 Licensed 2026
KW
Kristan Watson
Life Including Variable Annuity & Health
NPN 21267064 Licensed 2024
LB
Lori Bowers Brabham
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 7623272 Licensed 2003
LH
Lou Ann Hoagland
Life Including Variable Annuity & Health
NPN 18819873 Licensed 2026
MM
Micheal Motes
Life Including Variable Annuity & Health
NPN 20489496 Licensed 2022
NR
Nicolle Reed
Life Including Variable Annuity & Health
NPN 21184666 Licensed 2024
RF
Raymond Farley
Life Including Variable Annuity & Health
NPN 20439933 Licensed 2022
SS
Sarah Smith
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 21006215 Licensed 2023
SG
Shelby K Goforth
Life Including Variable Annuity & Health
NPN 20564392 Licensed 2022
TT
Tyler Nathaniel Thomas
Life Including Variable Annuity & Health
NPN 20126394 Licensed 2021
VH
Victoria Hawsey
Life Including Variable Annuity & Health
NPN 19944514 Licensed 2021

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Critical Illness Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Critical Illness Insurance across the Jay regional market. Rates are localized using regional health baselines.

Official Jay Resources

County Santa Rosa County
Population ~773
Lack of insurance (18–64) 11.7%
FIPS code 1235425

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Jay rates. Start your quote request below.

FL OIR .GOV Santa Rosa County Gov Portal .GOV
Google Maps
2.3 6 reviews
Jay City Hall photo 1Jay City Hall photo 2Jay City Hall photo 3
Photos by H J Peak , H J Peak , H J Peak via Google Maps
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Jay City Hall
Open now · Mon 8:00 AM – 4:00 PM
(850) 675-4556
3695 FL-4, Jay, FL 32565, USA
Recent Reviews
Alli Crogan ★☆☆☆☆
"The people at city hall are absolutely unprofessional and rude. Absolutely makes me angry! Not to mention they are not understanding or helpful."
Eve's sisters Garden ★★★★★
About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Critical Illness Guide →

Select your coverage below to see your price in seconds.

Check Your Coverage Options

Focus on recovery, not medical bills — no obligation — tailored quotes from leading providers

✅

You may qualify for coverage!

Based on your selections, June can compare rates from multiple A-rated carriers. Enter your contact info below so she can reach out with your personalized options.

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Consultation Request Sent!

June will call you within 30 minutes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.
Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689
Compare Plans

Critical Illness Options

Cancer Only

Diagnosis-triggered lump sum
  • 100% lump sum on cancer diagnosis
  • $300 skin cancer benefit
  • $75/yr annual care for 5 years
  • Option B: $200/day hospital
  • Option B: $50/yr wellness screening
Get Quote
Most Comprehensive

Cancer + Heart & Stroke

Combined critical illness protection
  • 100% lump sum: cancer, heart attack, stroke
  • 50% for bypass surgery
  • 25% for angioplasty, stent, TIA
  • Option B: $100/yr wellness screening
  • Subsequent diagnosis scale to 100%
Get Quote

Heart & Stroke Only

Cardiovascular protection
  • 100% lump sum: heart attack or stroke
  • 50% for coronary artery bypass
  • 25% for angioplasty, stent, TIA
  • End-stage renal failure covered
  • Option B: $50/yr wellness screening
Get Quote
📖 Critical Illness Knowledge

Everything You Need to Know About Critical Illness Insurance

🏥

What Is Critical Illness Insurance?

Critical illness insurance pays a one-time, tax-free lump sum if you're diagnosed with a covered condition — cancer, heart attack, stroke, or other specified illnesses. It's not health insurance. It's income replacement when you can't work. Use the cash for anything: treatment copays, mortgage payments, childcare, travel to specialists, or lost wages.

💲

How the Lump Sum Works

Choose a benefit amount from $10,000 to $100,000. If diagnosed with a covered condition, you receive the full lump sum (or a percentage for lesser conditions like TIA or skin cancer). The money is paid directly to you — not the hospital, not the insurance company. Subsequent diagnoses pay on a graduated scale: 20% after 13 months, scaling to 100% after 61 months.

🎗️

What Conditions Are Covered?

Cancer: All invasive cancers (100% lump sum), carcinoma in-situ (25%), skin cancer ($300). Heart & Stroke: Heart attack (100%), stroke (100%), coronary artery bypass (50%), angioplasty/stent (25%), TIA (25%). Combined plans also cover end-stage renal failure. All conditions must be first-time diagnoses after the policy effective date.

💎

Option A vs. Option B

Option A: Lump sum only — simple, clean, one payment on diagnosis. Option B: Lump sum PLUS hospital confinement ($200/day for days 1-30, $400/day for 31+), wellness screening benefit ($50-$100/year for preventative care), and radiation/chemo benefits ($200/day). Option B costs more but provides ongoing support during treatment.

⚕️

Health Insurance Gap Coverage

Health insurance covers medical bills. But it doesn't cover your mortgage, car payment, groceries, or childcare while you're in treatment. The average cancer patient faces $12,000+ in out-of-pocket costs in the first year alone — and that's with insurance. Critical illness insurance fills the gap between what health insurance covers and what life actually costs during a health crisis.

⚖️

Florida Consumer Protections

Florida requires a 14-day free-look period on all supplemental health policies (Fla. Stat. § 627.4554). Critical illness policies typically have a 12-month pre-existing condition lookback — conditions diagnosed or treated in the 12 months before your effective date are excluded during the first policy year. After that, full coverage applies. All policies are guaranteed renewable for life.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA. Appointed with A-rated supplemental health carriers.
Life Insurance in Jay

More Insurance Options in Jay, FL

🛡️ Term Life 💎 Whole Life 📈 Universal / IUL 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense
Insurance Resources

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Frequently Asked Questions

Critical Illness Insurance FAQ

💰

How much does critical illness insurance cost?

Premiums vary by age, coverage type, and benefit amount. Coverage is affordable for most families. June provides personalized quotes based on your specific situation — no obligation.

🏥

Is a medical exam required?

No medical exam. Eligibility is based on health questions at point of sale. Pre-existing conditions within the past 12 months may affect eligibility for specific coverage types.

🔄

Can I claim more than once?

Yes. Subsequent diagnoses pay on a graduated scale: 20% after 13 months, 40% after 25 months, scaling to 100% after 61 months since the previous diagnosis. The scale resets after each claim.

❤️

What if I have a family history of cancer or heart disease?

Family history alone does not disqualify you. Eligibility depends on your personal health history. Certain current conditions may affect which coverage type you qualify for. June helps navigate the options.

📋

Does this replace health insurance?

No. Critical illness insurance supplements health insurance. Health insurance covers medical bills. Critical illness insurance covers everything else — mortgage, bills, lost income, childcare. They work together.

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Read the Full Critical Illness Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

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