June Marcia Williams

Your Insurance Agent in Molino, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Molino, FL...

National Producer No.

17209549

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Life Insurance in Molino, FL

Securing Families Across Escambia County with 9 Tailored Product Lines

Why Molino Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Molino, Escambia County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Molino, Escambia County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

🛡️ Get Your Quote 📅 Schedule a Call

🛡️ NPN Verified

⭐ 5-Star Service

❤️ 3K+ Satisfied

Right here · Molino, FL

Molino, FL — Your Local Producer

Hello, Molino! In a close-knit community like ours here in Escambia County, looking out for family and neighbors is just what we do. I'm June Marcia Williams, a licensed insurance producer living and working right here in Florida. My goal is to help you protect what matters most with personal insurance options like life, final expense, and accident coverage. As your neighbor, I understand the unique needs of our community. Let's have a straightforward conversation about your family's future security. As a licensed professional (NPN: 17209549, FL License No: W840529), I'm here to help you navigate your options.

Molino Community Center
Molino Park Elementary School
Intersection of US-29 and FL-97

NPN17209549FL LicenseW840529

Molino is home to approximately 1,300 residents in Escambia County, with a median age of 35.9 and a median household income of $87,600. About 75% of homes are owner-occupied; the median home value is $188,000. 18% of adults hold a bachelor's degree or higher; households with children make up 43%; veterans comprise 7% of residents. Average household size is 2.9. These demographic markers shape which life insurance products fit Molino households.

How Molino compares to Escambia County

ESCAMBIA COUNTY · 321K RESIDENTS MOLINO · 1K RESIDENTS

321,296 ESCAMBIA COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents

1,253 MOLINO RESIDENTS ↳ 0.4% of Escambia County residents

Underwriting Guidelines

Does obesity affect life insurance rates in Molino, FL?

Yes, qualification is common in Molino. Within Escambia County's ~321,000 residents — including the 12.4% currently without health coverage — 35.2% of adults manage obesity and 40.9% live with high cholesterol per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Goulding →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range

Standard

Rated / Watch

Official City Resources

Escambia County Gov Portal .GOV

Population ~1,253

Lack of health insurance (18–64) 10.6%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1246225

4.8 16 reviews

Photos by Sheila Duby via Google Maps

View on Google Maps

Molino Community Center

(850) 587-5011

oldmolino.org

6450-A Hwy 95A N, Molino, FL 32577, USA

Recent Reviews

Sheila Duby ★★★★★

"We had our family reunion here and it was a very nice place. Loved looking at the antiques. They have some beautiful pieces."

Rodney Willis ★★★★★

"I have attended various events, visited the museum and the library,which have all been pleasent experiences and a wealth of knowledge. Recently my wife discovered that there is another reason to love …"

Available in Molino

Life Insurance Products in Molino, FL

9 insurance products available in Molino

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense

Life Insurance in Escambia County and Nearby Florida Counties

Life Insurance by City Near Molino, FL

2,543 licensed producers on public record in Escambia County.

🌟 Cities Served near Molino

19 Cities · 3 Counties

Holmes County4

Bonifay Esto Noma Westville

Escambia CountyHome10

Bellview Brent Cantonment Century Ensley Ferry Pass Pensacola Pensacola Station Walnut Hill West Pensacola

Washington County5

Caryville Chipley Ebro Vernon Wausau

🏛️ Know Your Agent · Public Record Directory

Licensed Insurance Agents in Molino, Florida

Florida DFS public records show 21 actively licensed insurance producers with business addresses in Molino (Escambia County County). 21 hold Life & Health authority; 3 hold Property & Casualty authority. Browse by line below, or verify any license number directly with the state.

21Licensed producers

21Life & Health

3General Lines (P&C)

Find a licensed producer or agency

Browse producers by line

Featured licensed producers

Browse all →

Debbie Jean Rhodes

Life Including Variable Annuity & Health

NPN 3141553 Licensed 2022

Douglas R Gardner

Life Including Variable Annuity & Health

NPN 3926551 Licensed 2002

Debra Ann Hodges

Life Including Variable Annuity & Health

NPN 462536 Licensed 2016

Michael Alvertis Perkins

Life Including Variable Annuity & Health

NPN 9140881 Licensed 2021

David John Johnson

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 8912281 Licensed 2006

Joseph Edward Hetrick

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 12721252 Licensed 2009

Producer listings are compiled from Florida Department of Financial Services public licensee records, Fla. Stat. §119.01. June Life Insurance does not endorse, rank, or rate any listed producer and is not a government agency.

Official Resources

Know your rights in Molino.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Frequently Asked Questions

Molino Life Insurance Questions

💰

How much does life insurance cost in Molino?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Molino

📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products

🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations

🏙️

Does June serve all of Molino?

Yes. June serves all of Molino and every municipality in Escambia County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage

🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Life Insurance in Molino, FL

Securing Families Across Escambia County with 9 Tailored Product Lines

Why Molino Residents Rely on June for Complete Peace of Mind

Molino, FL — Your Local Producer

How Molino compares to Escambia County

Does obesity affect life insurance rates in Molino, FL?

📊 Top Health Considerations (CDC)

🏛️ Official City Resources

Life Insurance Products in Molino, FL

Term Life

Whole Life

Universal Life

Critical Illness

Hospital Indemnity

Accident & Injury

Business Life

Special Situations

Final Expense

Life Insurance by City Near Molino, FL

🌟 Cities Served near Molino

Licensed Insurance Agents in Molino, Florida

Browse producers by line

Featured licensed producers

Know your rights in Molino.

Florida Office of Insurance Regulation

Verify Agent License (NIPR)

NAIC Consumer Guides

FTC Life Insurance Guide

Molino Life Insurance Questions

How much does life insurance cost in Molino?

What types of insurance are available here?

Coverage with a pre-existing condition?

Does June serve all of Molino?

What is critical illness insurance?

How do I verify June's FL license?

Talk to a real person. Today.

Official City Resources