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Home›Florida›Santa Rosa County›Chumuckla

June Marcia Williams — Licensed Insurance Agent in Chumuckla, FL
June Marcia Williams
Your Insurance Agent in Chumuckla, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Chumuckla, FL...
National Producer No.
17209549
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Life Insurance in Chumuckla, FL

Your Local FL Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Chumuckla Without the Complexity

Your local licensed agent in Chumuckla, Santa Rosa County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Chumuckla, Santa Rosa County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Chumuckla, FL

Chumuckla, FL — Your Local Producer

In a place as peaceful and rooted as Chumuckla, looking after your family's future is a top priority. The quiet, rural character of our corner of Santa Rosa County is special, and it deserves to be protected. My name is June Marcia Williams, and as a licensed insurance producer, I am dedicated to helping my Florida neighbors understand their options. I can help you explore personal plans like Term and Whole Life, Final Expense, and other supplemental policies to secure your peace of mind. Let's talk about a strategy that fits your life. (NPN: 17209549, Florida License No: W840529)

  • Chumuckla Elementary School
  • Chumuckla Community Center
  • Intersection of Chumuckla Highway and Ten Mile Road
NPN17209549FL LicenseW840529

Chumuckla is home to approximately 991 residents in Santa Rosa County, with a median age of 36.9 and a median household income of $104,000. About 89% of homes are owner-occupied; the median home value is $283,000. 23% of adults hold a bachelor's degree or higher; households with children make up 21%; veterans comprise 9% of residents. Average household size is 2.7. These demographic markers shape which life insurance products fit Chumuckla households.

How Chumuckla compares to Santa Rosa County

SANTA ROSA COUNTY · 189K RESIDENTS CHUMUCKLA · 991 RESIDENTS
Santa Rosa County vs Chumuckla — population comparison Santa Rosa County: 188,994 residents. Chumuckla: 991 residents, 0.5% of Santa Rosa County population.
188,994 SANTA ROSA COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
991 CHUMUCKLA RESIDENTS ↳ 0.5% of Santa Rosa County residents
Underwriting Guidelines

Can I get life insurance with current cigarette smoking in Chumuckla, FL?

Yes. Santa Rosa County's health profile — 189,000 residents, 10.8% uninsured, 17.5% adults with current cigarette smoking, 13.1% with diagnosed diabetes — shapes how A-rated carriers tier rate classes for Chumuckla applicants. Standard or Preferred is achievable when current cigarette smoking is well-controlled; substandard tables apply when control is recent or partial.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Harold →

📊 Top Health Considerations (CDC)

Top Health Considerations for Chumuckla (CITY) High cholesterol: 39.6%. High blood pressure: 39.6%. Obesity: 34.3%. Diagnosed diabetes: 13.1%. Current cigarette smoking: 17.5%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · CHUMUCKLA High cholesterol 39.6% High blood pressure 39.6% Obesity 34.3% Diagnosed diabetes 13.1% Current cigarette smoking 17.5% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Santa Rosa County Gov Portal .GOV
Population ~991
Lack of health insurance (18–64) 11.7%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1212300
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Chumuckla
Chumuckla, FL, USA
Available in Chumuckla

Life Insurance Products in Chumuckla, FL

9 insurance products available in Chumuckla

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Santa Rosa County and Nearby Florida Counties

Life Insurance by City Near Chumuckla, FL

1,114 licensed producers on public record in Santa Rosa County.

🌟 Cities Served near Chumuckla

30 Cities · 3 Counties
Escambia County10
BellviewBrentCantonmentCenturyEnsleyMolinoPensacolaPensacola StationWalnut HillWest Pensacola
Santa Rosa CountyHome10
AllentownAvalonEast MiltonGulf BreezeJayMiltonNavarrePaceTiger PointWoodlawn Beach
Okaloosa County10
BakerCinco BayouCrestviewDestinFort Walton BeachHurlburt FieldLaurel HillMary EstherNicevilleValparaiso
Official Resources

Know your rights in Chumuckla.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Chumuckla Life Insurance Questions

💰

How much does life insurance cost in Chumuckla?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Chumuckla
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Chumuckla?

Yes. June serves all of Chumuckla and every municipality in Santa Rosa County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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