Life Insurance
Term Life Insurance Whole Life Insurance Universal Life (IUL) Final Expense Insurance
Supplemental Coverage
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Business & Specialty
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June Marcia Williams — Licensed Insurance Agent in Miami Springs, FL
June Marcia Williams
Your Insurance Agent in Miami Springs, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Miami Springs, FL...
National Producer No.
17209549
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Expert Life Insurance Agent in Miami Springs, FL | 12+ Years Experience

Top-Rated Financial Protection for Miami Springs Residents

Honest, Local Insurance Guidance for Your Family's Future in Miami Dade County

Your local licensed agent in Miami Springs, Miami Dade County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Miami Springs, Miami Dade County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ NPN Verified
5-Star Service
❤️ 3K+ Satisfied
Right here · Miami Springs, FL

Miami Springs, FL — Your Local Producer

Hello, Miami Springs! I love the unique character and strong sense of community here in our corner of Miami-Dade County. As a local licensed insurance producer, I'm dedicated to helping my neighbors navigate their options for protecting their families and futures. Whether you're near the Circle or enjoying the quiet residential streets, planning for life's uncertainties is crucial. I offer personalized guidance on a range of products, including Term and Whole Life, Final Expense, Critical Illness, and Accident & Injury policies. Let's talk about a strategy that fits your life. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

  • Curtiss Mansion
  • Miami Springs Golf & Country Club
  • Miami Springs Circle Park
NPN17209549FL LicenseW840529

Miami Springs is home to approximately 13,700 residents in Miami Dade County, with a median age of 44.5 and a median household income of $88,200. About 63% of homes are owner-occupied; the median home value is $477,000. 40% of adults hold a bachelor's degree or higher; households with children make up 25%; veterans comprise 4% of residents. Average household size is 2.4. These demographic markers shape which life insurance products fit Miami Springs households.

How Miami Springs compares to Miami Dade County

MIAMI DADE COUNTY · 2.7M RESIDENTS MIAMI SPRINGS · 14K RESIDENTS
Miami Dade County vs Miami Springs — population comparison Miami Dade County: 2,688,237 residents. Miami Springs: 13,729 residents, 0.5% of Miami Dade County population.
2,688,237 MIAMI DADE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
13,729 MIAMI SPRINGS RESIDENTS ↳ 0.5% of Miami Dade County residents

How does high cholesterol impact life insurance underwriting in Miami Springs, FL?

Coverage is widely available. Miami Springs sits within Miami Dade County (population ~2,687,000, 25.6% uninsured), where 34.6% of adults have high cholesterol alongside 27.7% with obesity per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Our underwriting team matches Miami Springs families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Kendall West →

📊 Top Health Considerations (CDC)

Top Health Considerations for Miami Springs (CITY) High cholesterol: 34.6%. High blood pressure: 29.7%. Obesity: 27.7%. Diagnosed diabetes: 13.2%. Current cigarette smoking: 9.8%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · MIAMI SPRINGS High cholesterol 34.6% High blood pressure 29.7% Obesity 27.7% Diagnosed diabetes 13.2% Current cigarette smoking 9.8% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Population ~13,729
Lack of health insurance (18–64) 24.9%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1245200
Google Maps
4.5 20 reviews
City of Miami Springs City Hall photo 1City of Miami Springs City Hall photo 2City of Miami Springs City Hall photo 3
Photos by John , Rain Gutters By Green Solution , Pavel Cuellar via Google Maps
City of Miami Springs City Hall
Open now · Mon 8:00 AM – 4:45 PM
201 Westward Dr, Miami Springs, FL 33166, USA
Recent Reviews
Ruth Franco ★★★★★
"Today I visited the Miami Springs Hall Passport office and was attended by Customer Service Rep (Jordan). He is very friendly and helpful. He has great Customer Service Skills."
Emilia Fabio ★★★★★
"I applied for my passport here. They were very friendly and explained everything to me step by step. Excellent customer service and very professional."

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate
💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan
📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free
🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash
🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage
Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection
🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business
🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution
🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage

Cities served near Miami Springs.

June Marcia Williams writes life insurance and supplemental health policies across Miami Dade County and adjacent Florida counties — all within the same Florida regulatory framework.

Know your rights in Miami Springs.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Miami Springs insurance — answered.

💰

How much does life insurance cost in Miami Springs?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Miami Springs
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Miami Springs?

Yes. June serves all of Miami Springs and every municipality in Miami Dade County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified

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Licensed in 5 states NPN verified No obligation
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