Life Insurance
Term Life Insurance ↳ Term Life Quote & Cost Whole Life Insurance ↳ Whole Life Quotes Term vs Whole Life ↳ Compare Term vs Whole Life Universal Life (IUL) Final Expense Insurance ↳ Final Expense Quotes
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
Areas Served
New Jersey Pennsylvania Florida Maryland Virginia About Contact 🗺️ Map I'm an Agent — It's Free

Home›Florida›Miami Dade County›Golden Beach

June Marcia Williams — Licensed Insurance Agent in Golden Beach, FL
June Marcia Williams
Your Insurance Agent in Golden Beach, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Golden Beach, FL...
National Producer No.
17209549
Verify ↗

Life Insurance in Golden Beach, FL

Your Local FL Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Golden Beach Without the Complexity

Your local licensed agent in Golden Beach, Miami Dade County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Golden Beach, Miami Dade County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Golden Beach, FL

Golden Beach, FL — Your Local Producer

Hello, Golden Beach neighbors. Living in our exclusive slice of Miami-Dade County, with its unparalleled oceanfront tranquility, means protecting the life you've built here is paramount. I'm June Marcia Williams, a local licensed insurance producer, and I'm dedicated to helping my fellow residents secure their financial futures. Whether you're considering Term Life, Final Expense, or other personal insurance options to safeguard your family, I can help you navigate the choices with clarity and care. As your neighbor, I'm here to provide personalized guidance for your unique needs. (NPN: 17209549, Florida License No: W840529)

  • Golden Beach Town Hall
  • Collins Avenue
  • Loggia Beach Park
NPN17209549FL LicenseW840529

Golden Beach is home to approximately 548 residents in Miami Dade County, with a median age of 46.2 and a median household income of $250,000. About 96% of homes are owner-occupied; the median home value is $2,000,000. 77% of adults hold a bachelor's degree or higher; households with children make up 35%; veterans comprise 1% of residents. Average household size is 3.1. These demographic markers shape which life insurance products fit Golden Beach households.

How Golden Beach compares to Miami Dade County

MIAMI DADE COUNTY · 2.7M RESIDENTS GOLDEN BEACH · 548 RESIDENTS
Miami Dade County vs Golden Beach — population comparison Miami Dade County: 2,688,237 residents. Golden Beach: 548 residents, 0.0% of Miami Dade County population.
2,688,237 MIAMI DADE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
548 GOLDEN BEACH RESIDENTS ↳ 0.0% of Miami Dade County residents
Underwriting Guidelines

What rate class can Golden Beach applicants with obesity expect from life insurance carriers?

Many Golden Beach residents secure competitive rates despite obesity. Miami Dade County reports 26.0% adult prevalence (CDC PLACES); 18.0% also manage arthritis, with 25.6% of the ~2,688,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Cutler Bay →

📊 Top Health Considerations (CDC)

Top Health Considerations for Golden Beach (CITY) High cholesterol: 38.2%. High blood pressure: 35%. Obesity: 26%. Diagnosed diabetes: 13.5%. Current cigarette smoking: 10%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · GOLDEN BEACH High cholesterol 38.2% High blood pressure 35.0% Obesity 26.0% Diagnosed diabetes 13.5% Current cigarette smoking 10.0% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Miami Dade County Gov Portal .GOV
Population ~548
Lack of health insurance (18–64) 15.9%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1226250
Google Maps
3.4 5 reviews
Golden Beach Town Offices photo 1Golden Beach Town Offices photo 2Golden Beach Town Offices photo 3
Photos by M D , Tanvir Akhter , Renzo Linares via Google Maps
View on Google Maps
Golden Beach Town Offices
Open now · Mon 9:00 AM – 5:00 PM
(305) 932-0744
goldenbeach.us
100 Ocean Blvd, Golden Beach, FL 33160, USA
Recent Reviews
Leandro Carvalho ★★★★★
"They have a different way to work if you compare to other building departments but once u get used to their rules and proceedings I think is one of the most efficient building department in south Flor…"
Jaime bernedo ★☆☆☆☆
"Terrible costumer service. Had to do an appointment to pick up a permit. Once I got here on time I came in, I was the only one in line and the lady in front desk was no help . I ring the bell 3 times …"
Available in Golden Beach

Life Insurance Products in Golden Beach, FL

9 insurance products available in Golden Beach

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Miami Dade County and Nearby Florida Counties

Life Insurance by City Near Golden Beach, FL

45,407 licensed producers on public record in Miami Dade County.

🌟 Cities Served near Golden Beach

30 Cities · 3 Counties
Monroe County10
Big Pine KeyDuck KeyIslamorada, Village of IslandsKey Colony BeachKey WestLaytonMarathonStock IslandSummerland KeyTavernier
Miami Dade CountyHome10
HialeahIves EstatesKendale LakesMiamiMiami BeachMiami GardensThe CrossingsThe HammocksWest Little RiverWest Miami
Broward County10
Boulevard GardensCooper CityFort LauderdaleHallandaleHallandale BeachHollywoodLauderdale-by-the-SeaMiramarPompano BeachTamarac
Official Resources

Know your rights in Golden Beach.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Golden Beach Life Insurance Questions

💰

How much does life insurance cost in Golden Beach?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Golden Beach
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Golden Beach?

Yes. June serves all of Golden Beach and every municipality in Miami Dade County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
📅 Schedule a Call 💬 Get Your Quote
Select a time and we'll call you · Serving NJ, PA, FL, MD & VA
🛡️ Get Your Quote 📅 Schedule a Call
Ask Lia