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Home›Florida›Miami Dade County›Everglades

June Marcia Williams — Licensed Insurance Agent in Everglades, FL
June Marcia Williams
Your Insurance Agent in Everglades, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Everglades, FL...
National Producer No.
17209549
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Life Insurance in Everglades, FL

Securing Families Across Miami Dade County with 9 Tailored Product Lines

Why Everglades Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Everglades, Miami Dade County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Everglades, Miami Dade County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Everglades, FL

Everglades, FL — Your Local Producer

Hello, Everglades neighbors. Living here, surrounded by the unique natural beauty of the Ten Thousand Islands, I understand the importance of protecting what matters most to our families. As your local licensed insurance producer, I'm June Marcia Williams, and I'm dedicated to helping you navigate your options for personal insurance. Whether you're considering Term Life, Final Expense, or plans for special situations, my goal is to provide clear, straightforward guidance. I'm here to help you find a strategy that fits your life. (NPN: 17209549, Florida License No: W840529)

  • Everglades City Hall
  • Museum of the Everglades
  • Everglades National Park Gulf Coast Visitor Center
NPN17209549FL LicenseW840529

Everglades is home to approximately 143 residents in Miami Dade County, with a median age of 59.9. About 94% of homes are owner-occupied; the median home value is $394,000. 28% of adults hold a bachelor's degree or higher; households with children make up 11%; veterans comprise 13% of residents. Average household size is 2.0. These demographic markers shape which life insurance products fit Everglades households.

How Everglades compares to Miami Dade County

MIAMI DADE COUNTY · 2.7M RESIDENTS EVERGLADES · 143 RESIDENTS
Miami Dade County vs Everglades — population comparison Miami Dade County: 2,688,237 residents. Everglades: 143 residents, 0.0% of Miami Dade County population.
2,688,237 MIAMI DADE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
143 EVERGLADES RESIDENTS ↳ 0.0% of Miami Dade County residents
Underwriting Guidelines

Are Everglades residents with current cigarette smoking able to qualify for life insurance?

Everglades applicants with current cigarette smoking qualify routinely. The local risk pool — Miami Dade County's ~2,688,000 residents, 25.6% without health coverage — shows 12.9% adult prevalence of current cigarette smoking and 39.2% with high blood pressure. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Carl Fisher →

📊 Top Health Considerations (CDC)

Top Health Considerations for Everglades (CITY) High cholesterol: 42.8%. High blood pressure: 39.2%. Obesity: 27.4%. Diagnosed diabetes: 12.8%. Current cigarette smoking: 12.9%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · EVERGLADES High cholesterol 42.8% High blood pressure 39.2% Obesity 27.4% Diagnosed diabetes 12.8% Current cigarette smoking 12.9% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Miami Dade County Gov Portal .GOV
Population ~143
Lack of health insurance (18–64) 10.3%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1221425
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Available in Everglades

Life Insurance Products in Everglades, FL

9 insurance products available in Everglades

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Miami Dade County and Nearby Florida Counties

Life Insurance by City Near Everglades, FL

45,407 licensed producers on public record in Miami Dade County.

🌟 Cities Served near Everglades

28 Cities · 3 Counties
Hendry County8
ClewistonFeldaFort DenaudHarlemLabelleMonturaPioneerPort LaBelle
Miami Dade CountyHome10
HialeahIves EstatesKendale LakesMiamiMiami BeachMiami GardensThe CrossingsThe HammocksWest Little RiverWest Miami
Monroe County10
Big Pine KeyDuck KeyIslamorada, Village of IslandsKey Colony BeachKey WestLaytonMarathonStock IslandSummerland KeyTavernier
Official Resources

Know your rights in Everglades.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Everglades Life Insurance Questions

💰

How much does life insurance cost in Everglades?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Everglades
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Everglades?

Yes. June serves all of Everglades and every municipality in Miami Dade County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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