Life Insurance
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Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
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Business Life Insurance Special Situations
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June Marcia Williams — Licensed Insurance Agent in Country Club, FL
June Marcia Williams
Your Insurance Agent in Country Club, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Country Club, FL...
National Producer No.
17209549
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Life Insurance in Country Club, FL

Your Local FL Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Country Club Without the Complexity

Your local licensed agent in Country Club, Miami Dade County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Country Club, Miami Dade County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ NPN Verified
5-Star Service
❤️ 3K+ Satisfied
Right here · Country Club, FL

Country Club, FL — Your Local Producer

Hello, Country Club neighbors! Living here in our corner of Miami-Dade County offers a unique lifestyle, and I believe your family's financial protection plan should be just as thoughtfully prepared. My name is June Marcia Williams, and I am a licensed Florida insurance producer dedicated to serving our community. I help individuals and families find clarity and confidence with personal insurance solutions, including Term Life, Whole Life, Final Expense, and Critical Illness plans. My focus is on understanding your specific needs to help secure your future. Let's connect and review your options. (NPN: 17209549, Florida License No: W840529)

  • Country Club of Miami
  • Country Club Middle School
  • Country Village Park
NPN17209549FL LicenseW840529

Country Club is home to approximately 51,000 residents in Miami Dade County, with a median age of 39.8 and a median household income of $66,100. About 45% of homes are owner-occupied; the median home value is $316,000. 30% of adults hold a bachelor's degree or higher; households with children make up 39%; veterans comprise 1% of residents. Average household size is 2.8. These demographic markers shape which life insurance products fit Country Club households.

How Country Club compares to Miami Dade County

MIAMI DADE COUNTY · 2.7M RESIDENTS COUNTRY CLUB · 51K RESIDENTS
Miami Dade County vs Country Club — population comparison Miami Dade County: 2,688,237 residents. Country Club: 50,975 residents, 1.9% of Miami Dade County population.
2,688,237 MIAMI DADE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
50,975 COUNTRY CLUB RESIDENTS ↳ 1.9% of Miami Dade County residents

What rate class can Country Club applicants with arthritis expect from life insurance carriers?

Yes, qualification is common in Country Club. Within Miami Dade County's ~2,688,000 residents — including the 25.6% currently without health coverage — 18.0% of adults manage arthritis and 10.1% live with current cigarette smoking per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Aventura →

📊 Top Health Considerations (CDC)

Top Health Considerations for Country Club (CITY) High cholesterol: 34.1%. High blood pressure: 29.9%. Obesity: 29.2%. Diagnosed diabetes: 14.1%. Current cigarette smoking: 10.1%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · COUNTRY CLUB High cholesterol 34.1% High blood pressure 29.9% Obesity 29.2% Diagnosed diabetes 14.1% Current cigarette smoking 10.1% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Population ~50,975
Lack of health insurance (18–64) 27.5%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1214895

Life Insurance Products in Country Club, FL

9 insurance products available in Country Club

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life
💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life
📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life
🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness
🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity
Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury
🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life
🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations
🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense

Life Insurance by City Near Country Club, FL

45,407 licensed producers on public record in Miami Dade County.

🌟 Cities Served near Country Club

28 Cities · 3 Counties
Hendry County8

Know your rights in Country Club.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Country Club Life Insurance Questions

💰

How much does life insurance cost in Country Club?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Country Club
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Country Club?

Yes. June serves all of Country Club and every municipality in Miami Dade County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified

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