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Home›Florida›Indian River County›Winter Beach

June Marcia Williams — Licensed Insurance Agent in Winter Beach, FL
June Marcia Williams
Your Insurance Agent in Winter Beach, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Winter Beach, FL...
National Producer No.
17209549
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Fast & Affordable Life Insurance in Winter Beach | Same-Day Quotes

Your Local FL Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Winter Beach Without the Complexity

Your local licensed agent in Winter Beach, Indian River County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Winter Beach, Indian River County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Winter Beach, FL

Winter Beach, FL — Your Local Producer

Hello Winter Beach! I appreciate the unique and peaceful lifestyle we have here in Indian River County. As your neighbor in Florida, I understand the importance of protecting what matters most—your family's financial security. My name is June Marcia Williams, and I am a licensed insurance producer dedicated to helping local families navigate their options. I offer personal guidance on a range of life insurance products, from term and whole life to final expense and critical illness plans. Let's work together to find a strategy that fits your life. (NPN: 17209549, Florida License No: W840529)

  • Winter Beach Post Office
  • U.S. Highway 1
  • Jungle Trail
NPN17209549FL LicenseW840529

Winter Beach is home to approximately 4,300 residents in Indian River County, with a median age of 55.8 and a median household income of $82,000. About 93% of homes are owner-occupied; the median home value is $402,000. 31% of adults hold a bachelor's degree or higher; households with children make up 21%; veterans comprise 8% of residents. Average household size is 3.1. These demographic markers shape which life insurance products fit Winter Beach households.

How Winter Beach compares to Indian River County

INDIAN RIVER COUNTY · 161K RESIDENTS WINTER BEACH · 4K RESIDENTS
Indian River County vs Winter Beach — population comparison Indian River County: 160,986 residents. Winter Beach: 4,273 residents, 2.7% of Indian River County population.
160,986 INDIAN RIVER COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
4,273 WINTER BEACH RESIDENTS ↳ 2.7% of Indian River County residents
Underwriting Guidelines

What rate class can Winter Beach applicants with high blood pressure expect from life insurance carriers?

Many Winter Beach residents secure competitive rates despite high blood pressure. Indian River County reports 40.3% adult prevalence (CDC PLACES); 34.0% also manage arthritis, with 12.2% of the ~170,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Our underwriting team matches Winter Beach families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby West Vero Corridor →

📊 Top Health Considerations (CDC)

Top Health Considerations for Winter Beach (CITY) High cholesterol: 41.4%. High blood pressure: 40.3%. Obesity: 28.8%. Diagnosed diabetes: 15.1%. Current cigarette smoking: 13.2%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · WINTER BEACH High cholesterol 41.4% High blood pressure 40.3% Obesity 28.8% Diagnosed diabetes 15.1% Current cigarette smoking 13.2% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Indian River County Gov Portal .GOV
Population ~4,273
Lack of health insurance (18–64) 13.6%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1278225
Google Maps
2.5 19 reviews
City of Winter Haven- City Hall photo 1City of Winter Haven- City Hall photo 2
Photos by NATAŠA , Aaron Shaw via Google Maps
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City of Winter Haven- City Hall
Open now · Mon 8:00 AM – 5:00 PM
(863) 291-5600
mywinterhaven.com
451 3rd St NW, Winter Haven, FL 33881, USA
Recent Reviews
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"Chad Davis needs to actually work for the peiple and not developers. He also needs to not use voter records to spam call people."
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"The city employees are not helpful to investors. City code is on top of every person trying to do business by giving fines, but their development department is so slow to approve new businesses and co…"
Available in Winter Beach

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Indian River County and Neighboring Florida Counties

Cities served near Winter Beach.

June Marcia Williams writes life insurance and supplemental health policies across Indian River County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near Winter Beach

30 Cities · 3 Counties
Martin County10
Hobe SoundIndiantownJensen BeachJupiter IslandNorth River ShoresOcean BreezePalm CityRioStuartTropical Park
Indian River CountyHome10
FellsmereFlorida RidgeGiffordIndian River ShoresSebastianSouth BeachVero BeachVero Beach SouthWabassoWest Vero Corridor
St Lucie County10
Fort PierceFort Pierce NorthFort Pierce SouthHutchinson Island SouthIndian River EstatesLakewood ParkPort Saint LuciePort St. LucieRiver ParkWhite City
Official Resources

Know your rights in Winter Beach.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Winter Beach insurance — answered.

💰

How much does life insurance cost in Winter Beach?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Winter Beach
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Winter Beach?

Yes. June serves all of Winter Beach and every municipality in Indian River County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified
Nearby Cities

Coverage continues next door.

← Previous West Vero Corridor Indian River County, FL 10 products available
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