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Home›Florida›Indian River County›Indian River Shores

June Marcia Williams — Licensed Insurance Agent in Indian River Shores, FL
June Marcia Williams
Your Insurance Agent in Indian River Shores, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Indian River Shores, FL...
National Producer No.
17209549
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Life Insurance in Indian River Shores, FL

Dedicated Coverage Options from Final Expense to Term Life in Indian River County

The Smart Choice for Dependable Life Insurance in Indian River Shores, FL

Your local licensed agent in Indian River Shores, Indian River County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Indian River Shores, Indian River County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Indian River Shores, FL

Indian River Shores, FL — Your Local Producer

For my neighbors in Indian River Shores, living along our beautiful stretch of the Treasure Coast means cherishing every moment. As a licensed Florida insurance producer, I'm June Marcia Williams, and I'm dedicated to helping you protect what matters most. Whether you're near the Town Hall or enjoying the ocean breeze, I can help you navigate your options for Term Life, Whole Life, Final Expense, and other personal insurance policies. My goal is to provide clear, personalized guidance so you can secure your family's future with confidence. Let's work together to find the right coverage for your unique life here in Indian River County. (NPN: 17209549, Florida License No: W840529)

  • Indian River Shores Town Hall
  • Captain Forster Hammock Preserve
  • State Road A1A
NPN17209549FL LicenseW840529

Indian River Shores is home to approximately 4,300 residents in Indian River County, with a median age of 74.4 and a median household income of $153,000. About 98% of homes are owner-occupied; the median home value is $991,000. 77% of adults hold a bachelor's degree or higher; households with children make up 5%; veterans comprise 15% of residents. Average household size is 1.9. These demographic markers shape which life insurance products fit Indian River Shores households.

How Indian River Shores compares to Indian River County

INDIAN RIVER COUNTY · 161K RESIDENTS INDIAN RIVER SHORES · 4K RESIDENTS
Indian River County vs Indian River Shores — population comparison Indian River County: 160,986 residents. Indian River Shores: 4,266 residents, 2.6% of Indian River County population.
160,986 INDIAN RIVER COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
4,266 INDIAN RIVER SHORES RESIDENTS ↳ 2.6% of Indian River County residents
Underwriting Guidelines

Can I get life insurance with high blood pressure in Indian River Shores, FL?

Yes. Indian River County's health profile — 161,000 residents, 12.2% uninsured, 44.0% adults with high blood pressure, 34.0% with arthritis — shapes how A-rated carriers tier rate classes for Indian River Shores applicants. Standard or Preferred is achievable when high blood pressure is well-controlled; substandard tables apply when control is recent or partial.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Gifford →

📊 Top Health Considerations (CDC)

Top Health Considerations for Indian River Shores (CITY) High cholesterol: 48.3%. High blood pressure: 44%. Obesity: 21.7%. Diagnosed diabetes: 13.7%. Current cigarette smoking: 6.6%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · INDIAN RIVER SHORES High cholesterol 48.3% High blood pressure 44.0% Obesity 21.7% Diagnosed diabetes 13.7% Current cigarette smoking 6.6% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Indian River County Gov Portal .GOV
Population ~4,266
Lack of health insurance (18–64) 5.5%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1233600
Google Maps
5.0 2 reviews
Indian River Shores Postal Center M-F 9-4 at Town Hall photo 1
Photos by Janice Rutan via Google Maps
View on Google Maps
Indian River Shores Postal Center M-F 9-4 at Town Hall
Open now · Mon 9:00 AM – 4:00 PM
(772) 231-1771
irshores.com
6001 Jimmy Buffett Mem Hwy, Indian River Shores, FL 32963, USA
Recent Reviews
Daniel Peter ★★★★★
"Great place, people are really helpful and always happy! I see them everyday and they are always smiling and being polite!"
Alfredo Sandoval ★★★★★
Available in Indian River Shores

Life Insurance Products in Indian River Shores, FL

9 insurance products available in Indian River Shores

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Indian River County and Nearby Florida Counties

Life Insurance by City Near Indian River Shores, FL

1,454 licensed producers on public record in Indian River County.

🌟 Cities Served near Indian River Shores

30 Cities · 3 Counties
Osceola County10
Buena Ventura LaBuenaventura LakesCampbellCelebrationIntercession CitKenansvilleKissimmeeSaint CloudSt. CloudYeehaw Junction
Indian River CountyHome10
FellsmereFlorida RidgeGiffordOrchidRoselandSebastianVero BeachVero Beach SouthWabassoWest Vero Corridor
Martin County10
Hobe SoundIndiantownJensen BeachJupiter IslandNorth River ShoresOcean BreezePalm CityPort SalernoRioStuart
Official Resources

Know your rights in Indian River Shores.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Indian River Shores Life Insurance Questions

💰

How much does life insurance cost in Indian River Shores?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Indian River Shores
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Indian River Shores?

Yes. June serves all of Indian River Shores and every municipality in Indian River County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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