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June Marcia Williams — Licensed Insurance Agent in Rio, FL
June Marcia Williams
Your Insurance Agent in Rio, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Rio, FL...
National Producer No.
17209549
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Trusted Life Insurance in Rio, FL | Local Expert

Securing Families Across Martin County with 9 Tailored Product Lines

Why Rio Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Rio, Martin County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Rio, Martin County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Rio, FL

Rio, FL — Your Local Producer

Hello, Rio neighbors! As a fellow Floridian who loves our Treasure Coast lifestyle, I understand the importance of community here in Martin County. My name is June Marcia Williams, and I'm a licensed insurance producer dedicated to serving our area. I help individuals and families navigate their options for personal insurance, including term life, final expense, and critical illness plans. My goal is to provide clear, personalized guidance so you can feel confident in the choices you make to protect your loved ones. Let's connect to discuss your unique needs. (NPN: 17209549, Florida License No: W840529)

  • Rio Nature Park
  • Rio Civic Center
  • Jensen Beach Causeway Park
NPN17209549FL LicenseW840529

Rio is home to approximately 1,400 residents in Martin County, with a median age of 57.4 and a median household income of $93,700. About 98% of homes are owner-occupied; the median home value is $286,000. 31% of adults hold a bachelor's degree or higher; households with children make up 14%; veterans comprise 15% of residents. Average household size is 2.8. These demographic markers shape which life insurance products fit Rio households.

How Rio compares to Martin County

MARTIN COUNTY · 159K RESIDENTS RIO · 1K RESIDENTS
Martin County vs Rio — population comparison Martin County: 159,399 residents. Rio: 1,373 residents, 0.9% of Martin County population.
159,399 MARTIN COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,373 RIO RESIDENTS ↳ 0.9% of Martin County residents
Underwriting Guidelines

Can I get life insurance with obesity in Rio, FL?

Yes. Martin County's health profile — 163,000 residents, 12.2% uninsured, 26.5% adults with obesity, 39.9% with high blood pressure — shapes how A-rated carriers tier rate classes for Rio applicants. Standard or Preferred is achievable when obesity is well-controlled; substandard tables apply when control is recent or partial.

Our underwriting team matches Rio families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Port Salerno →

📊 Top Health Considerations (CDC)

Top Health Considerations for Rio (CITY) High cholesterol: 46.7%. High blood pressure: 39.9%. Obesity: 26.5%. Diagnosed diabetes: 13.8%. Current cigarette smoking: 11.2%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · RIO High cholesterol 46.7% High blood pressure 39.9% Obesity 26.5% Diagnosed diabetes 13.8% Current cigarette smoking 11.2% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Martin County Gov Portal .GOV
Population ~1,373
Lack of health insurance (18–64) 9.3%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1260550
Google Maps
3.6 8 reviews
City Hall photo 1
Photos by TIGRE DELGADO via Google Maps
View on Google Maps
City Hall
Open now · Mon 8:00 AM – 5:00 PM
(830) 774-8558
cityofdelrio.com
Municipal Building, 109 W Broadway St, Del Rio, TX 78840, USA
Recent Reviews
Lincoln Pomerleau ★★★☆☆
"We’re from out of town and we come here every year for Big Bend. This is probably been our eighth time here. I’m only giving it three stars just because there’s so much trash around. I feel like I’m a…"
Anna Tovar ★★★★☆
"Good water for our children and for our elders🙏🏻🙏🏻"
Available in Rio

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Martin County and Neighboring Florida Counties

Cities served near Rio.

June Marcia Williams writes life insurance and supplemental health policies across Martin County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near Rio

23 Cities · 3 Counties
Indian River County10
FellsmereFlorida RidgeGiffordIndian River ShoresSebastianSouth BeachVero BeachVero Beach SouthWest Vero CorridorWinter Beach
Martin CountyHome10
Hobe SoundIndiantownJensen BeachJupiter IslandNorth River ShoresOcean BreezePalm CityPort SalernoStuartTropical Park
Glades County3
Buckhead RidgeMoore HavenPalmdale
Official Resources

Know your rights in Rio.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Rio insurance — answered.

💰

How much does life insurance cost in Rio?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Rio
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Rio?

Yes. June serves all of Rio and every municipality in Martin County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified
Nearby Cities

Coverage continues next door.

← Previous Port Salerno Martin County, FL 10 products available
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You Are Here Rio Martin County, FL
•
Next → Sewall's Point Martin County, FL 10 products available

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