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Home›Florida›Indian River County›Florida Ridge

June Marcia Williams — Licensed Insurance Agent in Florida Ridge, FL
June Marcia Williams
Your Insurance Agent in Florida Ridge, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Florida Ridge, FL...
National Producer No.
17209549
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Secure Your Family's Future | Custom Life Insurance in Florida Ridge

Dedicated Coverage Options from Final Expense to Term Life in Indian River County

The Smart Choice for Dependable Life Insurance in Florida Ridge, FL

Your local licensed agent in Florida Ridge, Indian River County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Florida Ridge, Indian River County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Florida Ridge, FL

Florida Ridge, FL — Your Local Producer

Hello, Florida Ridge neighbors! Living here in Indian River County, we appreciate the unique blend of coastal calm and community spirit that defines our home. As a local resident and licensed insurance producer, I understand the importance of protecting what matters most to you and your family. My goal is to help you navigate your options for personal insurance, from Term and Whole Life to Final Expense and Critical Illness plans, so you can find a strategy that fits your life. I'm here to provide clear, straightforward guidance as you plan for the future. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

  • US Highway 1
  • Oslo Road
  • South County Park
NPN17209549FL LicenseW840529

Florida Ridge is home to approximately 22,500 residents in Indian River County, with a median age of 43.8 and a median household income of $60,400. About 84% of homes are owner-occupied; the median home value is $212,000. 23% of adults hold a bachelor's degree or higher; households with children make up 33%; veterans comprise 7% of residents. Average household size is 2.9. These demographic markers shape which life insurance products fit Florida Ridge households.

How Florida Ridge compares to Indian River County

INDIAN RIVER COUNTY · 161K RESIDENTS FLORIDA RIDGE · 23K RESIDENTS
Indian River County vs Florida Ridge — population comparison Indian River County: 160,986 residents. Florida Ridge: 22,549 residents, 14.0% of Indian River County population.
160,986 INDIAN RIVER COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
22,549 FLORIDA RIDGE RESIDENTS ↳ 14.0% of Indian River County residents
Underwriting Guidelines

What rate class can Florida Ridge applicants with arthritis expect from life insurance carriers?

Yes, qualification is common in Florida Ridge. Within Indian River County's ~170,000 residents — including the 12.2% currently without health coverage — 34.0% of adults manage arthritis and 27.6% live with obesity per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Our underwriting team matches Florida Ridge families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Fellsmere →

📊 Top Health Considerations (CDC)

Top Health Considerations for Florida Ridge (CITY) High cholesterol: 40.3%. High blood pressure: 37.7%. Obesity: 27.6%. Diagnosed diabetes: 13.5%. Current cigarette smoking: 12.9%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · FLORIDA RIDGE High cholesterol 40.3% High blood pressure 37.7% Obesity 27.6% Diagnosed diabetes 13.5% Current cigarette smoking 12.9% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Indian River County Gov Portal .GOV
Population ~22,549
Lack of health insurance (18–64) 13.5%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1223050
Google Maps
3.9 35 reviews
Florida City City Hall photo 1Florida City City Hall photo 2Florida City City Hall photo 3Florida City City Hall photo 4
Photos by Evan Cook , TheCHIEF BIGFAITH , Christopher Vinson , Jozian Estrada Rivera via Google Maps
View on Google Maps
Florida City City Hall
Open now · Mon 8:30 AM – 5:30 PM
(305) 247-8221
floridacityfl.gov .GOV
404 W Palm Dr, Florida City, FL 33034, USA
Recent Reviews
Michelle Murgado ★★★★★
"I had such a wonderful experience at the Florida City office thanks to Maribel, Micaela, and Ashley. They were all incredibly professional, patient, and kind. From the moment I arrived, they greeted m…"
Christopher Vinson ★★★★★
"Professional, patient and informative. Great staff at the utility payment department. Immediately came out and read the meter"
Available in Florida Ridge

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Indian River County and Neighboring Florida Counties

Cities served near Florida Ridge.

June Marcia Williams writes life insurance and supplemental health policies across Indian River County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near Florida Ridge

24 Cities · 3 Counties
Okeechobee County4
BasingerCypress QuartersOkeechobeeTaylor Creek
Indian River CountyHome10
FellsmereGiffordIndian River ShoresSebastianSouth BeachVero BeachVero Beach SouthWabassoWest Vero CorridorWinter Beach
Brevard County10
Eau GallieIndian Harbor BeIndian Harbour BeachJune ParkMelbourneMerritt IslandNorth Merritt IslandPalm BayPatrick AFBTitusville
Official Resources

Know your rights in Florida Ridge.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Florida Ridge insurance — answered.

💰

How much does life insurance cost in Florida Ridge?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Florida Ridge
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Florida Ridge?

Yes. June serves all of Florida Ridge and every municipality in Indian River County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified
Nearby Cities

Coverage continues next door.

← Previous Fellsmere Indian River County, FL 10 products available
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