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Home›Florida›Indian River County›Sebastian

June Marcia Williams — Licensed Insurance Agent in Sebastian, FL
June Marcia Williams
Your Insurance Agent in Sebastian, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Sebastian, FL...
National Producer No.
17209549
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Trusted Life Insurance in Sebastian, FL | Local Expert

Securing Families Across Indian River County with 9 Tailored Product Lines

Why Sebastian Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Sebastian, Indian River County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Sebastian, Indian River County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Sebastian, FL

Sebastian, FL — Your Local Producer

As a fellow Floridian living on the Treasure Coast, I appreciate the unique charm and community spirit we have here in Sebastian. From the beauty of the Indian River Lagoon to our tight-knit neighborhoods, it’s a wonderful place to build a life. My goal is to help my neighbors protect their families and futures with insurance plans that make sense for them. I offer a range of personal policies, including life, final expense, and supplemental health options, and I'm here to provide clear, straightforward guidance. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

  • Riverview Park
  • Sebastian Inlet State Park
  • Sebastian River High School
NPN17209549FL LicenseW840529

Sebastian is home to approximately 25,300 residents in Indian River County, with a median age of 57.5 and a median household income of $65,700. About 83% of homes are owner-occupied; the median home value is $256,000. 31% of adults hold a bachelor's degree or higher; households with children make up 15%; veterans comprise 11% of residents. Average household size is 2.3. These demographic markers shape which life insurance products fit Sebastian households.

How Sebastian compares to Indian River County

INDIAN RIVER COUNTY · 161K RESIDENTS SEBASTIAN · 25K RESIDENTS
Indian River County vs Sebastian — population comparison Indian River County: 160,986 residents. Sebastian: 25,266 residents, 15.7% of Indian River County population.
160,986 INDIAN RIVER COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
25,266 SEBASTIAN RESIDENTS ↳ 15.7% of Indian River County residents
Underwriting Guidelines

Does high cholesterol affect life insurance rates in Sebastian, FL?

Sebastian applicants with high cholesterol qualify routinely. The local risk pool — Indian River County's ~170,000 residents, 12.2% without health coverage — shows 43.8% adult prevalence of high cholesterol and 40.7% with high blood pressure. Top-rated carriers price these conditions transparently when application data is complete and recent.

Our underwriting team matches Sebastian families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Roseland →

📊 Top Health Considerations (CDC)

Top Health Considerations for Sebastian (CITY) High cholesterol: 43.8%. High blood pressure: 40.7%. Obesity: 26.5%. Diagnosed diabetes: 14.4%. Current cigarette smoking: 12.4%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · SEBASTIAN High cholesterol 43.8% High blood pressure 40.7% Obesity 26.5% Diagnosed diabetes 14.4% Current cigarette smoking 12.4% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Indian River County Gov Portal .GOV
Population ~25,266
Lack of health insurance (18–64) 10.5%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1264825
Google Maps
4.4 17 reviews
Sebastian City Hall photo 1Sebastian City Hall photo 2Sebastian City Hall photo 3Sebastian City Hall photo 4
Photos by Roads Traveled Photography , Mark Duffany , R Kaur , Herve Andrieu via Google Maps
View on Google Maps
Sebastian City Hall
Open now · Mon 8:00 AM – 4:30 PM
(772) 589-5330
cityofsebastian.org
1225 Main St, Sebastian, FL 32958, USA
Recent Reviews
Roads Traveled Photography ★★★★★
"SEBASTIAN GRAMMAR SCHOOL This building served the children of Sebastian as their Grammar School from 1927 until 1981. It then served the City as City Hall until 2004. Since then it has been historical…"
R Kaur ★★★★☆
"Nice place very helpful. Would be nice if they had someone to answer calls during working hours. Most phone calls go to voicemail and not a live person. City workers should carry a Mobil device"
Available in Sebastian

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Indian River County and Neighboring Florida Counties

Cities served near Sebastian.

June Marcia Williams writes life insurance and supplemental health policies across Indian River County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near Sebastian

24 Cities · 3 Counties
Okeechobee County4
BasingerCypress QuartersOkeechobeeTaylor Creek
Indian River CountyHome10
FellsmereFlorida RidgeGiffordIndian River ShoresSouth BeachVero BeachVero Beach SouthWabassoWest Vero CorridorWinter Beach
Brevard County10
Eau GallieIndian Harbor BeIndian Harbour BeachJune ParkMelbourneMerritt IslandNorth Merritt IslandPalm BayPatrick AFBTitusville
Official Resources

Know your rights in Sebastian.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Sebastian insurance — answered.

💰

How much does life insurance cost in Sebastian?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Sebastian
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Sebastian?

Yes. June serves all of Sebastian and every municipality in Indian River County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified
Nearby Cities

Coverage continues next door.

← Previous Roseland Indian River County, FL 10 products available
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You Are Here Sebastian Indian River County, FL
•
Next → South Beach Indian River County, FL 10 products available

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