June Marcia Williams

Your Insurance Agent in Sebastian, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Sebastian, FL...

National Producer No.

17209549

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Life Insurance in Sebastian, FL

Securing Families Across Indian River County with 9 Tailored Product Lines

Why Sebastian Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Sebastian, Indian River County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Sebastian, Indian River County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

🛡️ Get Your Quote 📅 Schedule a Call

🛡️ NPN Verified

⭐ 5-Star Service

❤️ 3K+ Satisfied

Right here · Sebastian, FL

Sebastian, FL — Your Local Producer

As a fellow Floridian living on the Treasure Coast, I appreciate the unique charm and community spirit we have here in Sebastian. From the beauty of the Indian River Lagoon to our tight-knit neighborhoods, it’s a wonderful place to build a life. My goal is to help my neighbors protect their families and futures with insurance plans that make sense for them. I offer a range of personal policies, including life, final expense, and supplemental health options, and I'm here to provide clear, straightforward guidance. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

Riverview Park
Sebastian Inlet State Park
Sebastian River High School

NPN17209549FL LicenseW840529

Sebastian is home to approximately 25,300 residents in Indian River County, with a median age of 57.5 and a median household income of $65,700. About 83% of homes are owner-occupied; the median home value is $256,000. 31% of adults hold a bachelor's degree or higher; households with children make up 15%; veterans comprise 11% of residents. Average household size is 2.3. These demographic markers shape which life insurance products fit Sebastian households.

How Sebastian compares to Indian River County

INDIAN RIVER COUNTY · 161K RESIDENTS SEBASTIAN · 25K RESIDENTS

160,986 INDIAN RIVER COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents

25,266 SEBASTIAN RESIDENTS ↳ 15.7% of Indian River County residents

Underwriting Guidelines

Does high cholesterol affect life insurance rates in Sebastian, FL?

Sebastian applicants with high cholesterol qualify routinely. The local risk pool — Indian River County's ~161,000 residents, 12.2% without health coverage — shows 43.8% adult prevalence of high cholesterol and 40.7% with high blood pressure. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Roseland →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range

Standard

Rated / Watch

Official City Resources

Indian River County Gov Portal .GOV

Population ~25,266

Lack of health insurance (18–64) 10.5%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1264825

4.4 17 reviews

Photos by Roads Traveled Photography , Mark Duffany , R Kaur , Herve Andrieu via Google Maps

View on Google Maps

Sebastian City Hall

Open now · Mon 8:00 AM – 4:30 PM

(772) 589-5330

cityofsebastian.org

1225 Main St, Sebastian, FL 32958, USA

Recent Reviews

Roads Traveled Photography ★★★★★

"SEBASTIAN GRAMMAR SCHOOL This building served the children of Sebastian as their Grammar School from 1927 until 1981. It then served the City as City Hall until 2004. Since then it has been historical…"

R Kaur ★★★★☆

"Nice place very helpful. Would be nice if they had someone to answer calls during working hours. Most phone calls go to voicemail and not a live person. City workers should carry a Mobil device"

Available in Sebastian

Life Insurance Products in Sebastian, FL

9 insurance products available in Sebastian

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense

Life Insurance in Indian River County and Nearby Florida Counties

Life Insurance by City Near Sebastian, FL

1,454 licensed producers on public record in Indian River County.

🌟 Cities Served near Sebastian

24 Cities · 3 Counties

Okeechobee County4

Basinger Cypress Quarters Okeechobee Taylor Creek

Indian River CountyHome10

Fellsmere Florida Ridge Gifford Indian River Shores Orchid Roseland Vero Beach Vero Beach South Wabasso West Vero Corridor

Brevard County10

Grant Indian Harbor Be Indian Harbour Beach Melbourne Merritt Island North Merritt Island Palm Bay Patrick AFB Rockledge Titusville

🏛️ Know Your Agent · Public Record Directory

Licensed Insurance Agents in Sebastian, Florida

Florida DFS public records show 192 actively licensed insurance producers with business addresses in Sebastian (Indian River County County). 164 hold Life & Health authority; 53 hold Property & Casualty authority. Browse by line below, or verify any license number directly with the state.

192Licensed producers

164Life & Health

53General Lines (P&C)

Find a licensed producer or agency

Browse producers by line

Featured licensed producers

Browse all →

Kenneth Anthony Brennan

Life Including Variable Annuity & Health

NPN 7484310 Licensed 2002

Thomas J Klapsa

Life Including Variable Annuity & Health

NPN 607126 Licensed 1995

Angela Stacy Ooley

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 604433 Licensed 2011

Troy Aaron Crouch

Life Including Variable Annuity & Health

NPN 7073295 Licensed 2002

Hugh C Patrick

General Lines (Property & Casualty)

NPN 605471 Licensed 1993

Celeste Lavergne

General Lines (Property & Casualty)

NPN 1015743 Licensed 1997

Producer listings are compiled from Florida Department of Financial Services public licensee records, Fla. Stat. §119.01. June Life Insurance does not endorse, rank, or rate any listed producer and is not a government agency.

Official Resources

Know your rights in Sebastian.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Frequently Asked Questions

Sebastian Life Insurance Questions

💰

How much does life insurance cost in Sebastian?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Sebastian

📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products

🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations

🏙️

Does June serve all of Sebastian?

Yes. June serves all of Sebastian and every municipality in Indian River County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage

🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Life Insurance in Sebastian, FL

Securing Families Across Indian River County with 9 Tailored Product Lines

Why Sebastian Residents Rely on June for Complete Peace of Mind

Sebastian, FL — Your Local Producer

How Sebastian compares to Indian River County

Does high cholesterol affect life insurance rates in Sebastian, FL?

📊 Top Health Considerations (CDC)

🏛️ Official City Resources

Life Insurance Products in Sebastian, FL

Term Life

Whole Life

Universal Life

Critical Illness

Hospital Indemnity

Accident & Injury

Business Life

Special Situations

Final Expense

Life Insurance by City Near Sebastian, FL

🌟 Cities Served near Sebastian

Licensed Insurance Agents in Sebastian, Florida

Browse producers by line

Featured licensed producers

Know your rights in Sebastian.

Florida Office of Insurance Regulation

Verify Agent License (NIPR)

NAIC Consumer Guides

FTC Life Insurance Guide

Sebastian Life Insurance Questions

How much does life insurance cost in Sebastian?

What types of insurance are available here?

Coverage with a pre-existing condition?

Does June serve all of Sebastian?

What is critical illness insurance?

How do I verify June's FL license?

Talk to a real person. Today.

Official City Resources