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Home›Florida›Indian River County›Fellsmere

June Marcia Williams — Licensed Insurance Agent in Fellsmere, FL
June Marcia Williams
Your Insurance Agent in Fellsmere, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Fellsmere, FL...
National Producer No.
17209549
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Life Insurance in Fellsmere, FL

Dedicated Coverage Options from Final Expense to Term Life in Indian River County

The Smart Choice for Dependable Life Insurance in Fellsmere, FL

Your local licensed agent in Fellsmere, Indian River County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Fellsmere, Indian River County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Fellsmere, FL

Fellsmere, FL — Your Local Producer

Hello, Fellsmere! I've always admired the strong sense of community and rich history that defines our corner of Indian River County. It’s that same spirit of looking out for one another that inspires my work. As a licensed insurance producer, my goal is to help my neighbors protect what matters most. I can assist you in exploring options for life insurance, final expense, critical illness, and other personal coverage to secure your family's future. Let's have a conversation about your unique needs. I'm June Marcia Williams, NPN: 17209549, Florida License No: W840529.

  • Fellsmere City Hall
  • Fellsmere Elementary School
  • Marian Fell Library
NPN17209549FL LicenseW840529

Fellsmere is home to approximately 4,900 residents in Indian River County, with a median age of 30.3 and a median household income of $43,500. About 65% of homes are owner-occupied; the median home value is $126,000. 14% of adults hold a bachelor's degree or higher; households with children make up 43%; veterans comprise 2% of residents. Average household size is 4.1. These demographic markers shape which life insurance products fit Fellsmere households.

How Fellsmere compares to Indian River County

INDIAN RIVER COUNTY · 161K RESIDENTS FELLSMERE · 5K RESIDENTS
Indian River County vs Fellsmere — population comparison Indian River County: 160,986 residents. Fellsmere: 4,885 residents, 3.0% of Indian River County population.
160,986 INDIAN RIVER COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
4,885 FELLSMERE RESIDENTS ↳ 3.0% of Indian River County residents
Underwriting Guidelines

Are Fellsmere residents with arthritis able to qualify for life insurance?

Fellsmere applicants with arthritis qualify routinely. The local risk pool — Indian River County's ~161,000 residents, 12.2% without health coverage — shows 34.0% adult prevalence of arthritis and 31.9% with obesity. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Winter Beach →

📊 Top Health Considerations (CDC)

Top Health Considerations for Fellsmere (CITY) High cholesterol: 34.6%. High blood pressure: 30.3%. Obesity: 31.9%. Diagnosed diabetes: 13.5%. Current cigarette smoking: 15.2%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · FELLSMERE High cholesterol 34.6% High blood pressure 30.3% Obesity 31.9% Diagnosed diabetes 13.5% Current cigarette smoking 15.2% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Indian River County Gov Portal .GOV
Population ~4,885
Lack of health insurance (18–64) 29.8%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1222100
Google Maps
5.0 2 reviews
Fellsmere City Administration photo 1
Photos by MTBer via Google Maps
View on Google Maps
Fellsmere City Administration
(772) 571-0116
cityoffellsmere.org
21 S Cypress St, Fellsmere, FL 32948, USA
Recent Reviews
Bob Remley ★★★★★
"The new people working the Fellsmere convenience center have really clean it up and are keeping it clean!!! Congratulations!!!!"
MTBer ★★★★★
"So grateful for a city that cares. I am proud to be a citizen of Fellsmere."
Available in Fellsmere

Life Insurance Products in Fellsmere, FL

9 insurance products available in Fellsmere

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Indian River County and Nearby Florida Counties

Life Insurance by City Near Fellsmere, FL

1,454 licensed producers on public record in Indian River County.

🌟 Cities Served near Fellsmere

24 Cities · 3 Counties
St Lucie County10
Fort PierceFort Pierce NorthFort Pierce SouthHutchinson Island SouthIndian River EstatesLakewood ParkPort Saint LuciePort St. LucieRiver ParkSt. Lucie Village
Indian River CountyHome10
Florida RidgeGiffordIndian River ShoresOrchidRoselandSebastianVero BeachVero Beach SouthWabassoWest Vero Corridor
Okeechobee County4
BasingerCypress QuartersOkeechobeeTaylor Creek
🏛️ Know Your Agent · Public Record Directory

Licensed Insurance Agents in Fellsmere, Florida

Florida DFS public records show 21 actively licensed insurance producers with business addresses in Fellsmere (Indian River County County). 17 hold Life & Health authority; 5 hold Property & Casualty authority. Browse by line below, or verify any license number directly with the state.

21Licensed producers
17Life & Health
5General Lines (P&C)

Browse producers by line

Life & Health Agents
17 producers · life-authorised
General Lines (Property & Casualty)
5 producers · 2-20

Featured licensed producers

Browse all →
IH
Inocensia Hernandez
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 10726494 Licensed 2008
JH
Jennifer Marie Hughes
Life Including Variable Annuity & Health
NPN 17947373 Licensed 2016
DS
Deborah Swan
Life Including Variable Annuity & Health
NPN 19623622 Licensed 2020
NG
Noah Green-Flores
Life Including Variable Annuity & Health
NPN 19802686 Licensed 2021
JP
Jacqueline Marie Paschal
General Lines (Property & Casualty)
NPN 6212544 Licensed 2024
VG
Viridiana Gamez
General Lines (Property & Casualty)
NPN 9060872 Licensed 2009

Producer listings are compiled from Florida Department of Financial Services public licensee records, Fla. Stat. §119.01. June Life Insurance does not endorse, rank, or rate any listed producer and is not a government agency.

Official Resources

Know your rights in Fellsmere.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Fellsmere Life Insurance Questions

💰

How much does life insurance cost in Fellsmere?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Fellsmere
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Fellsmere?

Yes. June serves all of Fellsmere and every municipality in Indian River County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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