June Marcia Williams

Your Insurance Agent in Ocean Breeze, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Ocean Breeze, FL...

National Producer No.

17209549

Verify ↗

Expert Life Insurance Agent in Ocean Breeze, FL | 12+ Years Experience

Top-Rated Financial Protection for Ocean Breeze Residents

Honest, Local Insurance Guidance for Your Family's Future in Martin County

Your local licensed agent in Ocean Breeze, Martin County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Ocean Breeze, Martin County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

🛡️ Get Your Quote 📅 Schedule a Call

🛡️ NPN Verified

⭐ 5-Star Service

❤️ 3K+ Satisfied

Right here · Ocean Breeze, FL

Ocean Breeze, FL — Your Local Producer

Hello, Ocean Breeze! In a community as unique and close-knit as ours here in Martin County, looking out for one another is simply part of our coastal way of life. My name is June Marcia Williams, and as a licensed insurance producer, my goal is to help you protect what matters most. I offer a range of personal insurance options, from life insurance to final expense and supplemental health plans, all tailored to your specific needs. I'm here to help you navigate your choices with clarity, ensuring you have a plan that supports your family's future. (NPN: 17209549, Florida License No: W840529)

Ocean Breeze Town Hall
Jensen Beach Causeway
SE Ocean Blvd (A1A)

NPN17209549FL LicenseW840529

Ocean Breeze is home to approximately 285 residents in Martin County, with a median age of 63.2 and a median household income of $71,900. About 67% of homes are owner-occupied; the median home value is $207,000. 40% of adults hold a bachelor's degree or higher; households with children make up 0%; veterans comprise 17% of residents. Average household size is 1.7. These demographic markers shape which life insurance products fit Ocean Breeze households.

How Ocean Breeze compares to Martin County

MARTIN COUNTY · 159K RESIDENTS OCEAN BREEZE · 285 RESIDENTS

159,399 MARTIN COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents

285 OCEAN BREEZE RESIDENTS ↳ 0.2% of Martin County residents

Underwriting Guidelines

How does current cigarette smoking impact life insurance underwriting in Ocean Breeze, FL?

Coverage is widely available. Ocean Breeze sits within Martin County (population ~163,000, 12.2% uninsured), where 11.2% of adults have current cigarette smoking alongside 46.7% with high cholesterol per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Our underwriting team matches Ocean Breeze families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby North River Shores →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range

Standard

Rated / Watch

Official City Resources

Martin County Gov Portal .GOV

Population ~285

Lack of health insurance (18–64) 9.3%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1250875

Photos by Shelton Rascoe , Shelton Rascoe , Shelton Rascoe via Google Maps

View on Google Maps

Ocean Breeze

Ocean Breeze, FL 34957, USA

Available in Ocean Breeze

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage

Coverage Across Martin County and Neighboring Florida Counties

Cities served near Ocean Breeze.

June Marcia Williams writes life insurance and supplemental health policies across Martin County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near Ocean Breeze

30 Cities · 3 Counties

Official Resources

Know your rights in Ocean Breeze.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Frequently Asked Questions

Ocean Breeze insurance — answered.

💰

How much does life insurance cost in Ocean Breeze?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Ocean Breeze

📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products

🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations

🏙️

Does June serve all of Ocean Breeze?

Yes. June serves all of Ocean Breeze and every municipality in Martin County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage

🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified

Nearby Cities

Coverage continues next door.

← Previous North River Shores Martin County, FL 10 products available

•

You Are Here Ocean Breeze Martin County, FL

•

Next → Palm City Martin County, FL 10 products available

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Expert Life Insurance Agent in Ocean Breeze, FL | 12+ Years Experience

Top-Rated Financial Protection for Ocean Breeze Residents

Honest, Local Insurance Guidance for Your Family's Future in Martin County

Ocean Breeze, FL — Your Local Producer

How Ocean Breeze compares to Martin County

How does current cigarette smoking impact life insurance underwriting in Ocean Breeze, FL?

📊 Top Health Considerations (CDC)

🏛️ Official City Resources

Your coverage options.

Term Life

Whole Life

Universal Life

Critical Illness

Hospital Indemnity

Accident & Injury

Business Life

Special Situations

Final Expense

Cities served near Ocean Breeze.

🌟 Cities Served near Ocean Breeze

Know your rights in Ocean Breeze.

Florida Office of Insurance Regulation

Verify Agent License (NIPR)

NAIC Consumer Guides

FTC Life Insurance Guide

Ocean Breeze insurance — answered.

How much does life insurance cost in Ocean Breeze?

What types of insurance are available here?

Coverage with a pre-existing condition?

Does June serve all of Ocean Breeze?

What is critical illness insurance?

How do I verify June's FL license?

Coverage continues next door.

Talk to a real person. Today.

Official City Resources