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Home›Florida›Martin County›Ocean Breeze

June Marcia Williams — Licensed Insurance Agent in Ocean Breeze, FL
June Marcia Williams
Your Insurance Agent in Ocean Breeze, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Ocean Breeze, FL...
National Producer No.
17209549
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Life Insurance in Ocean Breeze, FL

Top-Rated Financial Protection for Ocean Breeze Residents

Honest, Local Insurance Guidance for Your Family's Future in Martin County

Your local licensed agent in Ocean Breeze, Martin County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Ocean Breeze, Martin County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Ocean Breeze, FL

Ocean Breeze, FL — Your Local Producer

Hello, Ocean Breeze! In a community as unique and close-knit as ours here in Martin County, looking out for one another is simply part of our coastal way of life. My name is June Marcia Williams, and as a licensed insurance producer, my goal is to help you protect what matters most. I offer a range of personal insurance options, from life insurance to final expense and supplemental health plans, all tailored to your specific needs. I'm here to help you navigate your choices with clarity, ensuring you have a plan that supports your family's future. (NPN: 17209549, Florida License No: W840529)

  • Ocean Breeze Town Hall
  • Jensen Beach Causeway
  • SE Ocean Blvd (A1A)
NPN17209549FL LicenseW840529

Ocean Breeze is home to approximately 285 residents in Martin County, with a median age of 63.2 and a median household income of $71,900. About 67% of homes are owner-occupied; the median home value is $207,000. 40% of adults hold a bachelor's degree or higher; households with children make up 0%; veterans comprise 17% of residents. Average household size is 1.7. These demographic markers shape which life insurance products fit Ocean Breeze households.

How Ocean Breeze compares to Martin County

MARTIN COUNTY · 159K RESIDENTS OCEAN BREEZE · 285 RESIDENTS
Martin County vs Ocean Breeze — population comparison Martin County: 159,399 residents. Ocean Breeze: 285 residents, 0.2% of Martin County population.
159,399 MARTIN COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
285 OCEAN BREEZE RESIDENTS ↳ 0.2% of Martin County residents
Underwriting Guidelines

How does current cigarette smoking impact life insurance underwriting in Ocean Breeze, FL?

Coverage is widely available. Ocean Breeze sits within Martin County (population ~159,000, 12.2% uninsured), where 11.2% of adults have current cigarette smoking alongside 46.7% with high cholesterol per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Coverage options and underwriting standards vary by carrier. View insurance in nearby North River Shores →

📊 Top Health Considerations (CDC)

Top Health Considerations for Ocean Breeze (CITY) High cholesterol: 46.7%. High blood pressure: 39.9%. Obesity: 26.5%. Diagnosed diabetes: 13.8%. Current cigarette smoking: 11.2%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · OCEAN BREEZE High cholesterol 46.7% High blood pressure 39.9% Obesity 26.5% Diagnosed diabetes 13.8% Current cigarette smoking 11.2% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Martin County Gov Portal .GOV
Population ~285
Lack of health insurance (18–64) 9.3%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1250875
Google Maps
Ocean Breeze photo 1Ocean Breeze photo 2Ocean Breeze photo 3
Photos by Shelton Rascoe , Shelton Rascoe , Shelton Rascoe via Google Maps
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Ocean Breeze
Ocean Breeze, FL 34957, USA
Available in Ocean Breeze

Life Insurance Products in Ocean Breeze, FL

9 insurance products available in Ocean Breeze

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Martin County and Nearby Florida Counties

Life Insurance by City Near Ocean Breeze, FL

1,536 licensed producers on public record in Martin County.

🌟 Cities Served near Ocean Breeze

30 Cities · 3 Counties
St Lucie County10
Fort PierceFort Pierce NorthFort Pierce SouthHutchinson Island SouthIndian River EstatesLakewood ParkPort Saint LuciePort St. LucieRiver ParkSt. Lucie Village
Martin CountyHome10
Hobe SoundIndiantownJensen BeachJupiter IslandNorth River ShoresPalm CityPort SalernoRioSewall's PointStuart
Palm Beach County10
Boynton BeachCanal PointGreenacresLake WorthLake Worth BeachPalm Beach GardePalm Beach GardensPlantation Mobile Home ParkSan CastleWest Palm Beach
Official Resources

Know your rights in Ocean Breeze.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Ocean Breeze Life Insurance Questions

💰

How much does life insurance cost in Ocean Breeze?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Ocean Breeze
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Ocean Breeze?

Yes. June serves all of Ocean Breeze and every municipality in Martin County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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