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Home›Florida›Indian River County›Gifford

June Marcia Williams — Licensed Insurance Agent in Gifford, FL
June Marcia Williams
Your Insurance Agent in Gifford, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Gifford, FL...
National Producer No.
17209549
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Secure Your Family's Future | Custom Life Insurance in Gifford

Dedicated Coverage Options from Final Expense to Term Life in Indian River County

The Smart Choice for Dependable Life Insurance in Gifford, FL

Your local licensed agent in Gifford, Indian River County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Gifford, Indian River County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Gifford, FL

Gifford, FL — Your Local Producer

Hello, Gifford! As your neighbor here in Indian River County, I understand the importance of having a trusted local resource to help protect your family's future. My name is June Marcia Williams, and I'm a licensed insurance producer dedicated to serving our community. I offer clear, straightforward guidance on a variety of personal insurance options, including Term Life, Whole Life, Final Expense, Critical Illness, and Accident & Injury policies. I can also assist with Business Life and other Special Situations. My goal is to help you find a suitable plan with confidence. (NPN: 17209549, Florida License No: W840529)

  • Gifford Youth Achievement Center
  • Gifford Middle School
  • Victor Hart Sr. Community Enhancement Complex
NPN17209549FL LicenseW840529

Gifford is home to approximately 4,900 residents in Indian River County, with a median age of 31.6 and a median household income of $24,000. About 49% of homes are owner-occupied; the median home value is $175,000. 17% of adults hold a bachelor's degree or higher; households with children make up 36%; veterans comprise 4% of residents. Average household size is 3.3. These demographic markers shape which life insurance products fit Gifford households.

How Gifford compares to Indian River County

INDIAN RIVER COUNTY · 161K RESIDENTS GIFFORD · 5K RESIDENTS
Indian River County vs Gifford — population comparison Indian River County: 160,986 residents. Gifford: 4,868 residents, 3.0% of Indian River County population.
160,986 INDIAN RIVER COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
4,868 GIFFORD RESIDENTS ↳ 3.0% of Indian River County residents
Underwriting Guidelines

What rate class can Gifford applicants with current cigarette smoking expect from life insurance carriers?

Many Gifford residents secure competitive rates despite current cigarette smoking. Indian River County reports 13.2% adult prevalence (CDC PLACES); 41.4% also manage high cholesterol, with 12.2% of the ~170,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Our underwriting team matches Gifford families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Florida Ridge →

📊 Top Health Considerations (CDC)

Top Health Considerations for Gifford (CITY) High cholesterol: 41.4%. High blood pressure: 40.3%. Obesity: 28.8%. Diagnosed diabetes: 15.1%. Current cigarette smoking: 13.2%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · GIFFORD High cholesterol 41.4% High blood pressure 40.3% Obesity 28.8% Diagnosed diabetes 15.1% Current cigarette smoking 13.2% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Indian River County Gov Portal .GOV
Population ~4,868
Lack of health insurance (18–64) 13.6%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1225925
Google Maps
1.5 22 reviews
Gifford Town Hall photo 1
Photos by Robert Vick via Google Maps
View on Google Maps
Gifford Town Hall
Open now · Mon 8:00 AM – 5:00 PM
(803) 625-2712
16 Edward Maude St, Gifford, SC 29923, USA
Recent Reviews
Sonya Diaddigo ★☆☆☆☆
"Same experience as everyone else. We were passing through this town and were pulled over for speeding 48/35. I told the chief my Navigation system shows though my windshield and the speed limit was 45…"
Susanna Segrist ★☆☆☆☆
"Happened to google the chief’s information because our interaction seemed very sketchy and am not shocked by the fact that everyone else has had the same experience we have had. We were going through …"
Available in Gifford

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Indian River County and Neighboring Florida Counties

Cities served near Gifford.

June Marcia Williams writes life insurance and supplemental health policies across Indian River County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near Gifford

30 Cities · 3 Counties
Brevard County10
Eau GallieIndian Harbor BeIndian Harbour BeachJune ParkMelbourneMerritt IslandNorth Merritt IslandPalm BayPatrick AFBTitusville
Indian River CountyHome10
FellsmereFlorida RidgeIndian River ShoresSebastianSouth BeachVero BeachVero Beach SouthWabassoWest Vero CorridorWinter Beach
Osceola County10
Buena Ventura LaBuenaventura LakesCampbellCelebrationIntercession CitKenansvilleKissimmeePoincianaSaint CloudSt. Cloud
Official Resources

Know your rights in Gifford.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Gifford insurance — answered.

💰

How much does life insurance cost in Gifford?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Gifford
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Gifford?

Yes. June serves all of Gifford and every municipality in Indian River County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified
Nearby Cities

Coverage continues next door.

← Previous Florida Ridge Indian River County, FL 10 products available
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You Are Here Gifford Indian River County, FL
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Next → Indian River Shores Indian River County, FL 10 products available

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