June Marcia Williams

Your Insurance Agent in Saint Cloud, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Saint Cloud, FL...

National Producer No.

17209549

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Fast & Affordable Life Insurance in Saint Cloud | Same-Day Quotes

Your Local FL Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Saint Cloud Without the Complexity

Your local licensed agent in Saint Cloud, Osceola County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Saint Cloud, Osceola County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

🛡️ Get Your Quote 📅 Schedule a Call

🛡️ NPN Verified

⭐ 5-Star Service

❤️ 3K+ Satisfied

Right here · Saint Cloud, FL

Saint Cloud, FL — Your Local Producer

Hello, Saint Cloud! As our community in Osceola County continues to grow while holding onto its unique charm, protecting our families becomes more important than ever. My name is June Marcia Williams, and as a licensed insurance producer, I'm dedicated to helping my neighbors navigate their options. I can help you explore personal lines of insurance like Term, Whole, and Universal Life, as well as Final Expense, Critical Illness, and Accident plans. My goal is to provide clear, straightforward guidance so you can make confident choices for your family's future. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

Saint Cloud City Hall
St. Cloud Lakefront Park
St. Cloud High School

NPN17209549FL LicenseW840529

Underwriting Guidelines

Does obesity affect life insurance rates in Saint Cloud, FL?

Saint Cloud applicants with obesity qualify routinely. The local risk pool — Osceola County's ~438,000 residents, 21.8% without health coverage — shows 39.8% adult prevalence of obesity and 37.6% with high cholesterol. Top-rated carriers price these conditions transparently when application data is complete and recent.

Our underwriting team matches Saint Cloud families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Poinciana →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range

Standard

Rated / Watch

Official City Resources

Osceola County Gov Portal .GOV

Population Data Pending

Lack of health insurance (18–64) Data Pending

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code N/A

4.5 123 reviews

Photos by Herve Andrieu , Cindy Parker REALTOR Explore Florida Lifestyle , City of St. Cloud Government , City of St. Cloud Florida via Google Maps

View on Google Maps

City of St. Cloud Government

Open now · Mon 8:00 AM – 4:00 PM

(407) 957-7300

stcloudfl.gov .GOV

1300 9th St, St Cloud, FL 34769, USA

Recent Reviews

Cindy Parker REALTOR Explore Florida Lifestyle ★★★★★

"As a local resident and small business owner in Saint Cloud, I frequently interact with various departments while undertaking real estate and home renovation projects. These departments include Commun…"

Roads Traveled Photography ★★★★★

"The St.Cloud City Hall makes for a great panoramic shot. The city building is very modern for such a historical little town. It proudly sits at the end of New York Ave. It’s a tradition that continues…"

Available in Saint Cloud

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage

Coverage Across Osceola County and Neighboring Florida Counties

Cities served near Saint Cloud.

June Marcia Williams writes life insurance and supplemental health policies across Osceola County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near Saint Cloud

30 Cities · 3 Counties

Official Resources

Know your rights in Saint Cloud.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Frequently Asked Questions

Saint Cloud insurance — answered.

💰

How much does life insurance cost in Saint Cloud?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Saint Cloud

📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products

🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations

🏙️

Does June serve all of Saint Cloud?

Yes. June serves all of Saint Cloud and every municipality in Osceola County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage

🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified

Nearby Cities

Coverage continues next door.

← Previous Poinciana Osceola County, FL 10 products available

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Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Fast & Affordable Life Insurance in Saint Cloud | Same-Day Quotes

Your Local FL Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Saint Cloud Without the Complexity

Saint Cloud, FL — Your Local Producer

Does obesity affect life insurance rates in Saint Cloud, FL?

📊 Top Health Considerations (CDC)

🏛️ Official City Resources

Your coverage options.

Term Life

Whole Life

Universal Life

Critical Illness

Hospital Indemnity

Accident & Injury

Business Life

Special Situations

Final Expense

Cities served near Saint Cloud.

🌟 Cities Served near Saint Cloud

Know your rights in Saint Cloud.

Florida Office of Insurance Regulation

Verify Agent License (NIPR)

NAIC Consumer Guides

FTC Life Insurance Guide

Saint Cloud insurance — answered.

How much does life insurance cost in Saint Cloud?

What types of insurance are available here?

Coverage with a pre-existing condition?

Does June serve all of Saint Cloud?

What is critical illness insurance?

How do I verify June's FL license?

Coverage continues next door.

Talk to a real person. Today.

Official City Resources