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Home›Florida›Osceola County›Saint Cloud

June Marcia Williams — Licensed Insurance Agent in Saint Cloud, FL
June Marcia Williams
Your Insurance Agent in Saint Cloud, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Saint Cloud, FL...
National Producer No.
17209549
Verify ↗

Life Insurance in Saint Cloud, FL

Your Local FL Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Saint Cloud Without the Complexity

Your local licensed agent in Saint Cloud, Osceola County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Saint Cloud, Osceola County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Saint Cloud, FL

Saint Cloud, FL — Your Local Producer

Hello, Saint Cloud! As our community in Osceola County continues to grow while holding onto its unique charm, protecting our families becomes more important than ever. My name is June Marcia Williams, and as a licensed insurance producer, I'm dedicated to helping my neighbors navigate their options. I can help you explore personal lines of insurance like Term, Whole, and Universal Life, as well as Final Expense, Critical Illness, and Accident plans. My goal is to provide clear, straightforward guidance so you can make confident choices for your family's future. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

  • Saint Cloud City Hall
  • St. Cloud Lakefront Park
  • St. Cloud High School
NPN17209549FL LicenseW840529
Underwriting Guidelines

Does obesity affect life insurance rates in Saint Cloud, FL?

Saint Cloud applicants with obesity qualify routinely. The local risk pool — Osceola County's ~394,000 residents, 21.8% without health coverage — shows 39.8% adult prevalence of obesity and 37.6% with high cholesterol. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Poinciana →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Osceola County Gov Portal .GOV
Population Data Pending
Lack of health insurance (18–64) Data Pending

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code N/A
Google Maps
4.5 123 reviews
City of St. Cloud Government photo 1City of St. Cloud Government photo 2City of St. Cloud Government photo 3City of St. Cloud Government photo 4
Photos by Herve Andrieu , Cindy Parker REALTOR Explore Florida Lifestyle , City of St. Cloud Government , City of St. Cloud Florida via Google Maps
View on Google Maps
City of St. Cloud Government
Open now · Mon 8:00 AM – 4:00 PM
(407) 957-7300
stcloudfl.gov .GOV
1300 9th St, St Cloud, FL 34769, USA
Recent Reviews
Cindy Parker REALTOR Explore Florida Lifestyle ★★★★★
"As a local resident and small business owner in Saint Cloud, I frequently interact with various departments while undertaking real estate and home renovation projects. These departments include Commun…"
Roads Traveled Photography ★★★★★
"The St.Cloud City Hall makes for a great panoramic shot. The city building is very modern for such a historical little town. It proudly sits at the end of New York Ave. It’s a tradition that continues…"
Available in Saint Cloud

Life Insurance Products in Saint Cloud, FL

9 insurance products available in Saint Cloud

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Osceola County and Nearby Florida Counties

Life Insurance by City Near Saint Cloud, FL

5,543 licensed producers on public record in Osceola County.

🌟 Cities Served near Saint Cloud

30 Cities · 3 Counties
Seminole County10
Altamonte SpringAltamonte SpringsCasselberryFern ParkHeathrowLake MaryLongwoodOviedoSanfordWinter Springs
Osceola CountyHome10
Buena Ventura LaBuenaventura LakesCampbellCelebrationIntercession CitKenansvilleKissimmeePoincianaSt. CloudYeehaw Junction
Brevard County10
GrantIndian Harbor BeIndian Harbour BeachMelbourneMerritt IslandNorth Merritt IslandPalm BayPatrick AFBRockledgeTitusville
Official Resources

Know your rights in Saint Cloud.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Saint Cloud Life Insurance Questions

💰

How much does life insurance cost in Saint Cloud?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Saint Cloud
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Saint Cloud?

Yes. June serves all of Saint Cloud and every municipality in Osceola County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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