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Home›Florida›Nassau County›Fernandina Beach

June Marcia Williams — Licensed Insurance Agent in Fernandina Beach, FL
June Marcia Williams
Your Insurance Agent in Fernandina Beach, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Fernandina Beach, FL...
National Producer No.
17209549
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Expert Life Insurance Agent in Fernandina Beach, FL | 12+ Years Experience

Top-Rated Financial Protection for Fernandina Beach Residents

Honest, Local Insurance Guidance for Your Family's Future in Nassau County

Your local licensed agent in Fernandina Beach, Nassau County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Fernandina Beach, Nassau County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Fernandina Beach, FL

Fernandina Beach, FL — Your Local Producer

For my neighbors in Fernandina Beach, enjoying our unique island life is what it's all about. From the historic downtown to the beautiful coastline, we have so much to protect. I'm June Marcia Williams, a licensed insurance producer right here in Florida, and I'm dedicated to helping you secure that peace of mind. Whether you're considering Term Life, Final Expense, or supplemental health plans like Critical Illness or Accident & Injury, I can help you navigate your options. My goal is to understand your needs and find a personalized solution for your family's financial future. (NPN: 17209549, Florida License No: W840529)

  • Fort Clinch State Park
  • Amelia Island Lighthouse
  • Centre Street
NPN17209549FL LicenseW840529

Fernandina Beach is home to approximately 13,000 residents in Nassau County, with a median age of 57.6 and a median household income of $86,500. About 82% of homes are owner-occupied; the median home value is $426,000. 49% of adults hold a bachelor's degree or higher; households with children make up 13%; veterans comprise 12% of residents. Average household size is 2.1. These demographic markers shape which life insurance products fit Fernandina Beach households.

How Fernandina Beach compares to Nassau County

NASSAU COUNTY · 92K RESIDENTS FERNANDINA BEACH · 13K RESIDENTS
Nassau County vs Fernandina Beach — population comparison Nassau County: 91,538 residents. Fernandina Beach: 13,028 residents, 14.2% of Nassau County population.
91,538 NASSAU COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
13,028 FERNANDINA BEACH RESIDENTS ↳ 14.2% of Nassau County residents
Underwriting Guidelines

Does high cholesterol affect life insurance rates in Fernandina Beach, FL?

Yes, qualification is common in Fernandina Beach. Within Nassau County's ~102,000 residents — including the 9.9% currently without health coverage — 45.3% of adults manage high cholesterol and 31.7% live with obesity per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Our underwriting team matches Fernandina Beach families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Nassau Village-Ratliff →

📊 Top Health Considerations (CDC)

Top Health Considerations for Fernandina Beach (CITY) High cholesterol: 45.3%. High blood pressure: 39.4%. Obesity: 31.7%. Diagnosed diabetes: 11.9%. Current cigarette smoking: 9.4%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · FERNANDINA BEACH High cholesterol 45.3% High blood pressure 39.4% Obesity 31.7% Diagnosed diabetes 11.9% Current cigarette smoking 9.4% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Nassau County Gov Portal .GOV
Population ~13,028
Lack of health insurance (18–64) 7.3%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1222175
Google Maps
3.5 8 reviews
Fernandina Beach City Hall photo 1Fernandina Beach City Hall photo 2
Photos by God's Love , Patriot The Penguin (Bottlesgonewild) via Google Maps
View on Google Maps
Fernandina Beach City Hall
Open now · Mon 8:00 AM – 5:00 PM
(904) 310-3100
fbfl.us
204 Ash St, Fernandina Beach, FL 32034, USA
Recent Reviews
God's Love ★☆☆☆☆
"It's heartbreaking to witness the slow demise of Fernandina Beach, Florida's downtown neighborhoods. Once vibrant with worker homes and local residents, these areas are being replaced by vacation home…"
claire vauzanges ★★★★★
"Banks are audited once a year, but it is rare for small cities to scrutinize their money handling. More often than not, their finances should be examined annually for waste, fraud, and "loose" accoun…"
Available in Fernandina Beach

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Nassau County and Neighboring Florida Counties

Cities served near Fernandina Beach.

June Marcia Williams writes life insurance and supplemental health policies across Nassau County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near Fernandina Beach

14 Cities · 3 Counties
Bradford County4
BrookerHamptonLawteyStarke
Nassau CountyHome6
Amelia IslandBrycevilleCallahanHilliardNassau Village-RatliffYulee
Union County4
Lake ButlerRaifordWorthington SpriWorthington Springs
Official Resources

Know your rights in Fernandina Beach.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Fernandina Beach insurance — answered.

💰

How much does life insurance cost in Fernandina Beach?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Fernandina Beach
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Fernandina Beach?

Yes. June serves all of Fernandina Beach and every municipality in Nassau County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified
Nearby Cities

Coverage continues next door.

← Previous Callahan Nassau County, FL 10 products available
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You Are Here Fernandina Beach Nassau County, FL
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Next → Hilliard Nassau County, FL 10 products available

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