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June Marcia Williams β€” Licensed Insurance Agent in Panama City Beach, FL
June Marcia Williams
Your Insurance Agent in Panama City Beach, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Panama City Beach, FL...
National Producer No.
17209549
Verify β†—

Life Insurance in Panama City Beach, FL

Top-Rated Financial Protection for Panama City Beach Residents

Honest, Local Insurance Guidance for Your Family's Future in Bay County

Your local licensed agent in Panama City Beach, Bay County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Panama City Beach, Bay County, Florida residents β€” fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

βœ… Verified NJ Β· PA Β· FL Β· MD Β· VA Licensed Agent
πŸ›‘οΈ NPN Verified
⭐ 5-Star Service
❀️ 3K+ Satisfied
Right here Β· Panama City Beach, FL

Panama City Beach, FL β€” Your Local Producer

Living in Bay County means appreciating the unique lifestyle we have here in Panama City Beach. As your neighbor, I'm committed to helping you protect it. My name is June Marcia Williams, and as a licensed Florida insurance producer, I help local families navigate their coverage options. I specialize in personal policies like Term and Whole Life, Final Expense, Critical Illness, and Hospital Indemnity plans. My goal is to provide clear, straightforward guidance so you can feel confident in the financial safety net you're building for your loved ones. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

  • Pier Park
  • Frank Brown Park
  • Russell-Fields Pier
NPN17209549FL LicenseW840529

Does obesity affect life insurance rates in Panama City Beach, FL?

Yes, qualification is common in Panama City Beach. Within Bay County's ~181,000 residents β€” including the 12.5% currently without health coverage β€” 31.4% of adults manage obesity and 28.7% live with arthritis per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Panama City β†’

πŸ“Š Top Health Considerations (CDC)

Top Health Considerations for Panama City Beach (CITY) High cholesterol: 42.1%. High blood pressure: 38.5%. Obesity: 31.4%. Diagnosed diabetes: 11.7%. Current cigarette smoking: 13%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS Β· PANAMA CITY BEACH High cholesterol 42.1% High blood pressure 38.5% Obesity 31.4% Diagnosed diabetes 11.7% Current cigarette smoking 13.0% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Population Data Pending
Lack of health insurance (18–64) 10.4%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1254725
Google Maps
3.3 13 reviews
Panama City Beach, City Hall photo 1Panama City Beach, City Hall photo 2Panama City Beach, City Hall photo 3
Photos by John Sitler , Panama City Beach, City Hall , Suzy B via Google Maps
Panama City Beach, City Hall
Open now Β· Mon 7:30β€―AM – 4:00β€―PM
(850) 233-5100
pcbgov.com
17007 Panama City Beach Pkwy, Panama City Beach, FL 32413, USA
Recent Reviews
Layne Apperson β˜…β˜†β˜†β˜†β˜†
"3rd time we have come here and the pool and facility is closed because of staffing issues. We plan a family outing and it ends with our child crying. These facilities are some of the greatest in the c…"
Virginia Chastain β˜…β˜…β˜…β˜…β˜†
"PCB is our favorite place to vacation in Florida. So many things to do .I just don't understand how California Cycles/Outlaw Rentals is allowed in PCB. They are crooks. Please do your research before …"

Life Insurance Products in Panama City Beach, FL

9 insurance products available in Panama City Beach

πŸ›‘οΈ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life
πŸ’Ž Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life
πŸ“ˆ Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life
πŸ₯ Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition β€” cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness
🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity
⚑ Supplemental Health

Accident & Injury

Cash benefits for accidents β€” fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury
🏒 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life
πŸ”‘ Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations
πŸ•ŠοΈ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense

Life Insurance by City Near Panama City Beach, FL

1,174 licensed producers on public record in Bay County.

🌟 Cities Served near Panama City Beach

23 Cities Β· 3 Counties
Liberty County5
πŸ›οΈ Know Your Agent Β· Public Record Directory

Licensed Insurance Agents in Panama City Beach, Florida

Florida DFS public records show 293 actively licensed insurance producers with business addresses in Panama City Beach (Bay County County). 245 hold Life & Health authority; 89 hold Property & Casualty authority. Browse by line below, or verify any license number directly with the state.

293Licensed producers
245Life & Health
89General Lines (P&C)

Browse producers by line

Featured licensed producers

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Producer listings are compiled from Florida Department of Financial Services public licensee records, Fla. Stat. Β§119.01. June Life Insurance does not endorse, rank, or rate any listed producer and is not a government agency.

Know your rights in Panama City Beach.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov β†’.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com β†’.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org β†’.ORG

FTC Life Insurance Guide

Federal consumer guide β€” what to watch for and your federal protections.

Visit ftc.gov β†’.GOV

Panama City Beach Life Insurance Questions

πŸ’°

How much does life insurance cost in Panama City Beach?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Panama City Beach
πŸ“‹

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
πŸ”‘

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
πŸ™οΈ

Does June serve all of Panama City Beach?

Yes. June serves all of Panama City Beach and every municipality in Bay County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
πŸ₯

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
βœ…

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams β€” NPN 17209549, FL License #W840529.

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