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Home›Florida›Liberty County›Sumatra

June Marcia Williams — Licensed Insurance Agent in Sumatra, FL
June Marcia Williams
Your Insurance Agent in Sumatra, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Sumatra, FL...
National Producer No.
17209549
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Life Insurance in Sumatra, FL

Dedicated Coverage Options from Final Expense to Term Life in Liberty County

The Smart Choice for Dependable Life Insurance in Sumatra, FL

Your local licensed agent in Sumatra, Liberty County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Sumatra, Liberty County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Sumatra, FL

Sumatra, FL — Your Local Producer

For my neighbors in Sumatra and throughout Liberty County, life is rooted in the quiet strength of our community and the vast beauty of the Apalachicola National Forest. As a local, I understand the importance of protecting what matters most in this unique part of Florida. My name is June Marcia Williams, and as a licensed insurance producer, I'm dedicated to helping you navigate your options for personal insurance. From Term Life and Final Expense policies to plans for critical illness or accidents, I offer personalized guidance to help you secure your family's future. (NPN: 17209549, Florida License No: W840529)

  • Sumatra Volunteer Fire Department
  • Intersection of State Road 65 and County Road 379
  • Wright Lake Recreation Area
NPN17209549FL LicenseW840529

Sumatra is home to approximately 35 residents in Liberty County, with a median age of 67.1 and a median household income of $20,700. About 100% of homes are owner-occupied. 0% of adults hold a bachelor's degree or higher; households with children make up 0%; veterans comprise 9% of residents. Average household size is 1.3. These demographic markers shape which life insurance products fit Sumatra households.

How Sumatra compares to Liberty County

LIBERTY COUNTY · 8K RESIDENTS SUMATRA · 35 RESIDENTS
Liberty County vs Sumatra — population comparison Liberty County: 7,704 residents. Sumatra: 35 residents, 0.5% of Liberty County population.
7,704 LIBERTY COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
35 SUMATRA RESIDENTS ↳ 0.5% of Liberty County residents
Underwriting Guidelines

Can I get life insurance with current cigarette smoking in Sumatra, FL?

Yes. Liberty County's health profile — 8,000 residents, 18.0% uninsured, 20.7% adults with current cigarette smoking, 45.7% with obesity — shapes how A-rated carriers tier rate classes for Sumatra applicants. Standard or Preferred is achievable when current cigarette smoking is well-controlled; substandard tables apply when control is recent or partial.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Lake Mystic →

📊 Top Health Considerations (CDC)

Top Health Considerations for Sumatra (CITY) High cholesterol: 37.2%. High blood pressure: 39.4%. Obesity: 45.7%. Diagnosed diabetes: 14.2%. Current cigarette smoking: 20.7%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · SUMATRA High cholesterol 37.2% High blood pressure 39.4% Obesity 45.7% Diagnosed diabetes 14.2% Current cigarette smoking 20.7% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Liberty County Gov Portal .GOV
Population ~35
Lack of health insurance (18–64) 20.2%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1269025
Google Maps
Sumatra civic building photo 1Sumatra civic building photo 2Sumatra civic building photo 3Sumatra civic building photo 4
Photos by Jerry Banter , Alyona Safonova , D. Mandan , J C via Google Maps
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Available in Sumatra

Life Insurance Products in Sumatra, FL

9 insurance products available in Sumatra

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Liberty County and Nearby Florida Counties

Life Insurance by City Near Sumatra, FL

17 licensed producers on public record in Liberty County.

🌟 Cities Served near Sumatra

14 Cities · 3 Counties
Gulf County3
Port Saint JoePort St. JoeWewahitchka
Liberty CountyHome4
BristolHosfordLake MysticTelogia
Leon County7
BradfordvilleCapitolaChairesFort BradenMiccosukeeTallahasseeWoodville
Official Resources

Know your rights in Sumatra.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Sumatra Life Insurance Questions

💰

How much does life insurance cost in Sumatra?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Sumatra
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Sumatra?

Yes. June serves all of Sumatra and every municipality in Liberty County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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