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June Marcia Williams — Licensed Insurance Agent in Parker, FL
June Marcia Williams
Your Insurance Agent in Parker, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Parker, FL...
National Producer No.
17209549
Verify ↗

Life Insurance in Parker, FL

Your Local FL Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Parker Without the Complexity

Your local licensed agent in Parker, Bay County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Parker, Bay County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Parker, FL

Parker, FL — Your Local Producer

For my neighbors here in Parker, living the Bay County life means enjoying our beautiful waterfront and the strong sense of community we all share. As a licensed Florida insurance producer, I'm committed to helping my fellow Parker residents protect what matters most. My name is June Marcia Williams, and I offer personalized guidance on a range of options, including Term Life, Final Expense, and Critical Illness coverage. I'm here to help you understand your choices so you can secure your family’s financial future with confidence. (NPN: 17209549, Florida License No: W840529)

  • Parker City Hall
  • Parker Elementary School
  • Laird Park
NPN17209549FL LicenseW840529

Parker is home to approximately 4,300 residents in Bay County, with a median age of 36.0 and a median household income of $64,500. About 61% of homes are owner-occupied; the median home value is $175,000. 17% of adults hold a bachelor's degree or higher; households with children make up 27%; veterans comprise 13% of residents. Average household size is 2.5. These demographic markers shape which life insurance products fit Parker households.

How Parker compares to Bay County

BAY COUNTY · 181K RESIDENTS PARKER · 4K RESIDENTS
Bay County vs Parker — population comparison Bay County: 181,055 residents. Parker: 4,309 residents, 2.4% of Bay County population.
181,055 BAY COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
4,309 PARKER RESIDENTS ↳ 2.4% of Bay County residents
Underwriting Guidelines

How does current cigarette smoking impact life insurance underwriting in Parker, FL?

Many Parker residents secure competitive rates despite current cigarette smoking. Bay County reports 15.9% adult prevalence (CDC PLACES); 38.7% also manage high cholesterol, with 12.5% of the ~181,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Panama City Beach →

📊 Top Health Considerations (CDC)

Top Health Considerations for Parker (CITY) High cholesterol: 38.7%. High blood pressure: 37.3%. Obesity: 33.7%. Diagnosed diabetes: 11.9%. Current cigarette smoking: 15.9%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · PARKER High cholesterol 38.7% High blood pressure 37.3% Obesity 33.7% Diagnosed diabetes 11.9% Current cigarette smoking 15.9% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Bay County Gov Portal .GOV
Population ~4,309
Lack of health insurance (18–64) 13.4%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1255075
Google Maps
3.8 8 reviews
View on Google Maps
Parker City Hall
(850) 871-4104
cityofparker.com
1001 W Park St, Panama City, FL 32404, USA
Recent Reviews
Ashley Summers ★★★★★
"The City of Parker's first responders are absolutely amazing!! Chief Hutto really cares about the community and shows that in his work everyday, and the planning commission does such a fantastic job! …"
Roy H ★★★☆☆
"City police officers and codenforcement need to go for a refresher class they only pick certain folks to go after when there are greater matters to be looked into hopefully Mr Kelley will see to it or…"
Available in Parker

Life Insurance Products in Parker, FL

9 insurance products available in Parker

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Bay County and Nearby Florida Counties

Life Insurance by City Near Parker, FL

1,174 licensed producers on public record in Bay County.

🌟 Cities Served near Parker

23 Cities · 3 Counties
Walton County8
ArgyleDeFuniak SpringDeFuniak SpringsFreeportMiramar BeachPaxtonPonce DeLeonSanta Rosa Beach
Bay CountyHome10
CallawayFountainLynn HavenMexico BeachPanama CityPanama City BeachSouthportSpringfieldTyndall AFBYoungstown
Calhoun County5
AlthaBlountstownClarksvilleDickerson CityKinard
Official Resources

Know your rights in Parker.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Parker Life Insurance Questions

💰

How much does life insurance cost in Parker?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Parker
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Parker?

Yes. June serves all of Parker and every municipality in Bay County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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