Directory
Life & Health Agents Property & Casualty Agents Insurance Agencies Verify a License For Producers
Life Insurance
Term Life Insurance ↳ Term Life Quote & Cost Whole Life Insurance ↳ Whole Life Quotes Term vs Whole Life ↳ Compare Term vs Whole Life Universal Life (IUL) Final Expense Insurance ↳ Final Expense Quotes
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
Areas Served
New Jersey Pennsylvania Florida Maryland Virginia About Contact 🗺️ Map I'm an Agent — It's Free
June Marcia Williams — Licensed Accident & Injury Insurance Agent in Panama City Beach, FL
June Marcia Williams
Your Insurance Agent in Panama City Beach, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Panama City Beach, FL...
National Producer No.
17209549
Verify ↗

Accident & Injury Insurance in Panama City Beach, FL

June Williams — real payout schedules for real injuries.

Accident and injury insurance for Panama City Beach, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — lump-sum payouts for covered accidents and injuries, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
❤️
3K+ Satisfied Clients
5-Star Service Rating
🛡️ NPN Verified
🏛️ 5-State Licensed
🏆 10+ Yrs Exp.
Right here · Panama City Beach, FL

Panama City Beach, FL — Your Local Producer

Living in Bay County means appreciating the unique lifestyle we have here in Panama City Beach. As your neighbor, I'm committed to helping you protect it. My name is June Marcia Williams, and as a licensed Florida insurance producer, I help local families navigate their coverage options. I specialize in personal policies like Term and Whole Life, Final Expense, Critical Illness, and Hospital Indemnity plans. My goal is to provide clear, straightforward guidance so you can feel confident in the financial safety net you're building for your loved ones. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

  • Pier Park
  • Frank Brown Park
  • Russell-Fields Pier
NPN17209549FL LicenseW840529

Licensed Accident & Injury Producers in Panama City Beach

245 on public record · Florida DFS · Fla. Stat. §119.01

AL
Aaron P Leopold
Life Including Variable Annuity & Health
NPN 2188445 Licensed 2009
AC
Alexandru Ciolan
Life Including Variable Annuity & Health
NPN 21120961 Licensed 2024
AH
Alexis Gregory Hatten
Life Including Variable Annuity & Health
NPN 19944487 Licensed 2021
AS
Alisa Michele Spivey
Life Including Variable Annuity & Health
NPN 9528316 Licensed 2007
AR
Allie Marie Ross
Life Including Variable Annuity & Health
NPN 20059914 Licensed 2021
AY
Alyssa York
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 20997492 Licensed 2024
AN
Amanda Lee Nelson
Life Including Variable Annuity & Health
NPN 19813881 Licensed 2021
AD
Amerie Daniels
Life Including Variable Annuity & Health
NPN 21641805 Licensed 2025
AA
Andrea Julieth Avilesgarzon
Life Including Variable Annuity & Health
NPN 21729015 Licensed 2025
AC
Andrea Lea Clancy
Life Including Variable Annuity & Health
NPN 2674566 Licensed 2016
AR
Andrew Bernhard Reuther
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 18930724 Licensed 2018
AS
Angela C Shever
Life Including Variable Annuity & Health
NPN 20847068 Licensed 2023
AP
Anthony Petitti
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 554654 Licensed 2000
AP
Anthony Petitti
Life Including Variable Annuity & Health
NPN 5800544 Licensed 2020
AC
Ashley Callaway
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 19990753 Licensed 2026
AM
Ashley Nicole Miller
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 15748343 Licensed 2025
AV
Ashley Vanveenendaal
Life Including Variable Annuity & Health
NPN 20437986 Licensed 2024
AB
Austin Jenea Blanton
Life Including Variable Annuity & Health
NPN 21689215 Licensed 2025
BG
Barbara K Grubb
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 939382 Licensed 2024
BR
Bradley Evan Rader
Life Including Variable Annuity & Health
NPN 17089438 Licensed 2013
BG
Brandi Nicole Goodson
Life Including Variable Annuity & Health
NPN 20552554 Licensed 2022
BL
Brandon Walter Lacey
Life Including Variable Annuity & Health
NPN 21707389 Licensed 2025
BJ
Brian Casey Jones
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 20036232 Licensed 2021
BT
Brian Keith Taylor
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 603178 Licensed 1996
View all 245 licensed accident & injury producers in Panama City Beach →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Accident & Injury Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Accident & Injury Insurance across the Panama City Beach regional market. Rates are localized using regional health baselines.

Official Panama City Beach Resources

County Bay County
Population Data Pending
Lack of insurance (18–64) 10.4%
FIPS code 1254725

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Panama City Beach rates. Start your quote request below.

Google Maps
3.3 13 reviews
Panama City Beach, City Hall photo 1Panama City Beach, City Hall photo 2Panama City Beach, City Hall photo 3
Photos by John Sitler , Panama City Beach, City Hall , Suzy B via Google Maps
Panama City Beach, City Hall
Open now · Mon 7:30 AM – 4:00 PM
17007 Panama City Beach Pkwy, Panama City Beach, FL 32413, USA
Recent Reviews
Layne Apperson ★☆☆☆☆
"3rd time we have come here and the pool and facility is closed because of staffing issues. We plan a family outing and it ends with our child crying. These facilities are some of the greatest in the c…"
Virginia Chastain ★★★★☆
"PCB is our favorite place to vacation in Florida. So many things to do .I just don't understand how California Cycles/Outlaw Rentals is allowed in PCB. They are crooks. Please do your research before …"
About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Select your coverage below to see your price in seconds.

Check Your Coverage Options

Financial backup for life's unexpected bumps — no obligation — fast, personalized options

Select an accident type to see benefit amounts.

Your info is secure · Never shared · June responds within 30 min

Consultation Request Sent!

June will call you within 30 minutes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.
Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Accident Insurance Options

Specific Injuries

Scheduled benefit per injury
  • Fractures: up to $4,800
  • Dislocations: up to $4,000
  • Burns: up to $10,000
  • Lacerations, concussions
  • Pain management + dental
Get Quote

AD&D + Disability

Accidental death & dismemberment
  • AD&D: $50K-$150K
  • Common carrier: up to $300K
  • Dismemberment schedule
  • Paralysis coverage
  • Optional disability income
Get Quote

Everything You Need to Know About Accident Insurance

🩹

What Is Accident Insurance?

Accident insurance pays cash benefits directly to you when you're injured in an accident — regardless of other insurance. It covers hospital stays, fractures, dislocations, ER visits, ambulance, physical therapy, and more. The money goes to you, not the hospital. Use it for copays, deductibles, rent, groceries — whatever you need while recovering.

🏨

Hospital & ICU Benefits

If an accident puts you in the hospital, you receive $300-$500 per day for inpatient stays and $600-$1,000 per day for ICU — paid for up to 15 days per ICU confinement. These benefits are paid in addition to what health insurance covers. Even a 3-day hospital stay generates $900-$1,500 in cash benefits.

🦴

The Injury Benefit Schedule

Every covered injury has a specific dollar amount. Hip fracture: $2,400-$4,800. Knee dislocation: $1,500-$3,000. Burns over 36 sq inches: $5,000-$10,000. The schedule covers fractures (16 types), dislocations (9 types), lacerations, concussions, coma, and even emergency dental. No guesswork — you know exactly what you'll receive.

⚠️

AD&D: Accidental Death & Dismemberment

Built into every policy: $50,000-$150,000 for accidental death (adult), with enhanced benefits for common carrier accidents (planes, trains) up to double. Dismemberment benefits cover loss of limbs, sight, hearing, and speech. Children covered at 25% of adult benefit. This is real financial protection beyond just injury coverage.

💼

Optional Disability Income

Add a disability income rider for $500-$2,000/month if a covered accident prevents you from working. Off-the-job accidents and 24-hour short-term disability available for up to 12 months. Requires 27.5+ hours/week employment. This turns accident insurance into true income protection — not just medical gap coverage.

⚖️

Florida Consumer Protections

Accident insurance policies through our carriers are guaranteed renewable for life with level premiums. Florida requires a 14-day free-look period (Fla. Stat. § 627.4554). There's a 12-month pre-existing condition lookback for sickness-related riders only — the base accident plan has no health questions for covered accidents. Issue ages 18–69 for new policies.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA. Appointed with A-rated supplemental health carriers.

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Accident & Injury Insurance FAQ

💰

How much does accident insurance pay?

Benefits are paid per incident: hospital stays ($300-$500/day), ICU ($600-$1,000/day), fractures (up to $4,800), plus ER, ambulance, and therapy. AD&D up to $150K.

🏥

Does this work with my health insurance?

Yes. Accident insurance pays you directly — on top of whatever your health insurance covers. Use the cash for copays, deductibles, lost wages, or anything else.

👨‍👩‍👧

Can I cover my whole family?

Yes. Coverage options include Individual, Individual + Spouse, Individual + Children, and Family. All covered members receive the same benefit amounts for covered accidents.

🚗

Are car accidents covered?

Yes. Motor vehicle accidents are covered, including enhanced AD&D benefits for motorized vehicle or pedestrian death. All accidental injuries from car, motorcycle, and pedestrian accidents qualify.

📋

Is a medical exam required?

No medical exam for the base accident plan. The optional sickness disability rider may require health questions. Issue ages 18-69, guaranteed renewable for life.

Also Serving Bay County

Callaway Coverage Guide

Compare Accident & Injury rates from licensed carriers serving Callaway.

View Callaway Coverage

Fountain Wealth Strategy

Compare Accident & Injury rates from licensed carriers serving Fountain.

View Fountain Coverage

Lynn Haven Life Protection

Personalized Accident & Injury quotes for Lynn Haven residents — no obligation.

View Lynn Haven Coverage

Mexico Beach Financial Security

Accident & Injury protection tailored to Mexico Beach families and businesses.

View Mexico Beach Coverage

Panama City Wealth Strategy

Compare Accident & Injury rates from licensed carriers serving Panama City.

View Panama City Coverage

Parker Wealth Strategy

Accident & Injury protection tailored to Parker families and businesses.

View Parker Coverage

The Southport Legacy Plan

Personalized Accident & Injury quotes for Southport residents — no obligation.

View Southport Coverage

Springfield Financial Security

Dedicated Accident & Injury coverage page for Springfield with local agent support.

View Springfield Coverage

Tyndall AFB Life Protection

Personalized Accident & Injury quotes for Tyndall AFB residents — no obligation.

View Tyndall AFB Coverage

Youngstown Financial Security

Dedicated Accident & Injury coverage page for Youngstown with local agent support.

View Youngstown Coverage

Bristol Wealth Strategy

Dedicated Accident & Injury coverage page for Bristol with local agent support.

View Bristol Coverage

Hosford Life Protection

Dedicated Accident & Injury coverage page for Hosford with local agent support.

View Hosford Coverage

Lake Mystic Wealth Strategy

Accident & Injury protection tailored to Lake Mystic families and businesses.

View Lake Mystic Coverage

Sumatra Life Protection

Dedicated Accident & Injury coverage page for Sumatra with local agent support.

View Sumatra Coverage

Telogia Coverage Guide

Accident & Injury protection tailored to Telogia families and businesses.

View Telogia Coverage

The Argyle Legacy Plan

Compare Accident & Injury rates from licensed carriers serving Argyle.

View Argyle Coverage

DeFuniak Spring Life Protection

Dedicated Accident & Injury coverage page for DeFuniak Spring with local agent support.

View DeFuniak Spring Coverage

The DeFuniak Springs Legacy Plan

Personalized Accident & Injury quotes for DeFuniak Springs residents — no obligation.

View DeFuniak Springs Coverage

The Freeport Legacy Plan

Dedicated Accident & Injury coverage page for Freeport with local agent support.

View Freeport Coverage

Miramar Beach Coverage Guide

Dedicated Accident & Injury coverage page for Miramar Beach with local agent support.

View Miramar Beach Coverage

Paxton Life Protection

Compare Accident & Injury rates from licensed carriers serving Paxton.

View Paxton Coverage

The Ponce DeLeon Legacy Plan

Accident & Injury protection tailored to Ponce DeLeon families and businesses.

View Ponce DeLeon Coverage

The Santa Rosa Beach Legacy Plan

Dedicated Accident & Injury coverage page for Santa Rosa Beach with local agent support.

View Santa Rosa Beach Coverage

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
Ask Lia