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June Marcia Williams — Licensed Insurance Agent in Youngstown, FL
June Marcia Williams
Your Insurance Agent in Youngstown, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Youngstown, FL...
National Producer No.
17209549
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Secure Your Family's Future | Custom Life Insurance in Youngstown

Dedicated Coverage Options from Final Expense to Term Life in Bay County

The Smart Choice for Dependable Life Insurance in Youngstown, FL

Your local licensed agent in Youngstown, Bay County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Youngstown, Bay County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Youngstown, FL

Youngstown, FL — Your Local Producer

Hello Youngstown! I truly appreciate the strong sense of community and the peaceful, rural character we enjoy here in Bay County. It’s a special quality of life that deserves to be protected. My name is June Marcia Williams, and I am a licensed insurance producer right here in Florida. I help individuals and families find personal insurance plans that fit their specific needs, from term and whole life policies to final expense and supplemental health coverage. My goal is to provide clear, straightforward guidance so you can feel confident in your decisions for the future. (NPN: 17209549, Florida License No: W840529)

  • Youngstown Ball Park
  • Waller Elementary School
  • U.S. Route 231
NPN17209549FL LicenseW840529
Underwriting Guidelines

How does high blood pressure impact life insurance underwriting in Youngstown, FL?

Many Youngstown residents secure competitive rates despite high blood pressure. Bay County reports 33.5% adult prevalence (CDC PLACES); 33.4% also manage obesity, with 12.5% of the ~191,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Our underwriting team matches Youngstown families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Upper Grand Lagoon →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Bay County Gov Portal .GOV
Population Data Pending
Lack of health insurance (18–64) Data Pending

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code N/A
Google Maps
2.9 7 reviews
Youngstown City Hall photo 1Youngstown City Hall photo 2
Photos by Irregular Observer , Irregular Observer via Google Maps
View on Google Maps
Youngstown City Hall
(330) 742-8700
youngstownohio.gov .GOV
26 S Phelps St, Youngstown, OH 44503, USA
Recent Reviews
Artimus Protensor ★☆☆☆☆
"Strict traffic enforcement does not compensate for poor city design and road planning, and the combination of repressive regulations and threatening "warnings" of strict enforcement just contribute to…"
Joseph Kruger ★★★☆☆
"Was homeless there nice people,nice city"
Available in Youngstown

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Bay County and Neighboring Florida Counties

Cities served near Youngstown.

June Marcia Williams writes life insurance and supplemental health policies across Bay County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near Youngstown

18 Cities · 3 Counties
Calhoun County5
AlthaBlountstownClarksvilleDickerson CityKinard
Bay CountyHome10
CallawayFountainLaguna BeachMexico BeachPanama CityPanama City BeachParkerSouthportSpringfieldTyndall AFB
Gulf County3
Port Saint JoePort St. JoeWewahitchka
Official Resources

Know your rights in Youngstown.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Youngstown insurance — answered.

💰

How much does life insurance cost in Youngstown?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Youngstown
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Youngstown?

Yes. June serves all of Youngstown and every municipality in Bay County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified
Nearby Cities

Coverage continues next door.

← Previous Upper Grand Lagoon Bay County, FL 10 products available
•
You Are Here Youngstown Bay County, FL
•
Next → Callaway Bay County, FL 10 products available

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