Life Insurance
Term Life Insurance ↳ Term Life Quote & Cost Whole Life Insurance ↳ Whole Life Quotes Term vs Whole Life ↳ Compare Term vs Whole Life Universal Life (IUL) Final Expense Insurance ↳ Final Expense Quotes
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
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June Marcia Williams — Licensed Insurance Agent in Christiansburg, VA
June Marcia Williams
Your Insurance Agent in Christiansburg, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Christiansburg, VA...
National Producer No.
17209549
Verify ↗

Life Insurance in Montgomery County, VA

Custom Coverage from a Licensed VA Agent You Can Trust

9 Straightforward Product Lines Tailored for Every Montgomery County Family

Protect your family in Montgomery County. 13 municipalities. 9 product lines. One licensed agent.

Licensed Virginia agent June Marcia Williams (#1575461, NPN 17209549) writes life insurance for Montgomery County, Virginia residents — fully-underwritten and simplified-issue products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ NPN Verified
5-Star Service
❤️ 3K+ Satisfied
County Hub · Montgomery, VA

Across Montgomery County

As a resident of the New River Valley, I'm proud to serve the families and businesses of Montgomery County. From the bustling commuter corridors of I-81 and Route 460 to the world-class medical facilities, this area is a true economic hub for Southwest Virginia. My focus is on helping my neighbors, whether you're in the county seat of Christiansburg or the surrounding communities, secure their financial futures. I specialize in creating personalized life and supplemental health plans, protecting assets for homeowners throughout our beautiful Blue Ridge landscape. As your local licensed producer, I'm here to help you navigate your options with confidence. (NPN: 17209549, VA License No: 1575461)

  • Montgomery County Courthouse
  • LewisGale Hospital Montgomery
  • Claytor Lake State Park
NPN17209549VA License1575461

How Montgomery County compares to Virginia

VIRGINIA · 8.6M RESIDENTS MONTGOMERY COUNTY · 99K RESIDENTS
Virginia vs Montgomery County — population comparison Virginia: 8,624,511 residents. Montgomery County: 99,373 residents, 1.2% of Virginia population.
8,624,511 VIRGINIA POPULATION ↳ 1 cell ≈ 100,000 residents
99,373 MONTGOMERY COUNTY RESIDENTS ↳ 1.2% of Virginia residents

What are the primary life insurance underwriting factors in Montgomery County, VA?

Life insurance carriers price Montgomery County's ~99,000 residents — 7.7% lacking health insurance — against the local health profile: High cholesterol (33.9%), High blood pressure (33.1%), Obesity (28.0%) adult prevalence per current CDC PLACES data.

📊 Top Health Considerations (CDC)

Top Health Considerations for Montgomery County (COUNTY) High cholesterol: 33.9%. High blood pressure: 33.1%. Obesity: 28%. Arthritis: 24.5%. Current cigarette smoking: 11.8%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · MONTGOMERY COUNTY High cholesterol 33.9% High blood pressure 33.1% Obesity 28.0% Arthritis 24.5% Current cigarette smoking 11.8% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

🏛️ Official County Resources

  • NACo County Profile .ORG
  • Population ~99,000
  • Lack of health insurance (18–64) 7.7%

    Healthcare-access indicator. Higher rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

  • FIPS code 51121
Google Maps
4.5 6 reviews
Montgomery County, VA photo 1Montgomery County, VA photo 2Montgomery County, VA photo 3
Photos by J Bennett , Feng Jin , Montgomery County, VA via Google Maps
Montgomery County, VA
Open now · Mon 8:30 AM – 5:00 PM
755 Roanoke St, Christiansburg, VA 24073, USA
Recent Reviews
Feng Jin ★★★★☆
"Nice place. Come for tax return but was told only at 9:30 to 11:30, 1:30 to 3:30, every weekday."
Sandra Schlaudecker ★★★☆☆
"Web site says opens at 8:30, but doesn't open until 9:00. Website IS NOT ACCURATE!"

Life Insurance Products in Montgomery County

9 insurance products available in Montgomery County

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life
💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life
📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life
🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness
🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity
Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury
🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life
🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations
🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense

Montgomery County Insurance by Product

Every city with listings in Montgomery County.

🛡️ Term Life

13 Cities

Know your rights in Montgomery County.

State and federal resources for insurance consumers. Verify, research, protect.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law. VA Bureau of Insurance regulates all insurance in Virginia.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's National Producer Number (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides from the National Association of Insurance Commissioners on choosing coverage and filing complaints.

Visit content.naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for when buying life insurance and your federal protections.

Visit www.iii.org →.GOV

Montgomery County Life Insurance Questions

Costs, eligibility, and coverage rules for Montgomery County.

💰

How much does life insurance cost in Montgomery County?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Montgomery County
🏙️

What cities does June serve in Montgomery County?

All 13 municipalities in Montgomery County, including Christiansburg, Ironto, Pilot, Riner, Shawsville, Whitethorne. Each location has access to the full range of life insurance products — term life, whole life, IUL, final expense, and supplemental health — through a licensed independent agent.

13 Cities
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Options include simplified-issue and guaranteed-issue policies. Rates vary by carrier.

Special Situations
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
⚱️

What is the average VA funeral cost?

Approximately $9,443 in Virginia. Final expense insurance covers burial, memorial, and medical bills.

VA Data

How do I verify June's license?

Verify through VA Bureau of Insurance or NIPR. June Marcia Williams — NPN 17209549, VA License #1575461.

Verified

Life insurance directories for all 128 VA counties.

Accomack54 citiesAlbemarle25 citiesAlexandria City1 citiesAlleghany7 citiesAmelia3 citiesAmherst5 citiesAppomattox4 citiesArlington1 citiesAugusta25 citiesBath7 citiesBedford11 citiesBland5 citiesBotetourt10 citiesBrunswick12 citiesBuchanan13 citiesBuckingham7 citiesBuena Vista City1 citiesCampbell7 citiesCaroline9 citiesCarroll7 citiesCharles City1 citiesCharlotte11 citiesCharlottesville City1 citiesChesapeake City1 citiesChesterfield16 citiesClarke5 citiesClifton Forge City1 citiesColonial Heights City1 citiesCovington City1 citiesCraig2 citiesCulpeper13 citiesCumberland2 citiesDanville City1 citiesDickenson8 citiesDinwiddie7 citiesEssex9 citiesFairfax72 citiesFalls Church City1 citiesFauquier18 citiesFloyd6 citiesFluvanna7 citiesFranklin13 citiesFranklin City1 citiesFrederick10 citiesGalax City1 citiesGiles11 citiesGloucester9 citiesGoochland6 citiesGrayson10 citiesGreene4 citiesGreensville3 citiesHalifax14 citiesHampton City1 citiesHanover7 citiesHarrisonburg City1 citiesHenrico16 citiesHenry14 citiesHighland5 citiesHopewell City1 citiesIsle Of Wight9 citiesJames City2 citiesKing And Queen10 citiesKing George5 citiesKing William5 citiesLancaster7 citiesLee10 citiesLexington City1 citiesLoudoun30 citiesLouisa6 citiesLunenburg5 citiesLynchburg City2 citiesMadison15 citiesManassas City1 citiesManassas Park City1 citiesMathews16 citiesMecklenburg14 citiesMiddlesex12 cities
Montgomery13 cities
Nelson18 citiesNew Kent5 citiesNewport News City1 citiesNorfolk City1 citiesNorthampton9 citiesNorthumberland6 citiesNorton City1 citiesNottoway4 citiesOrange11 citiesPage4 citiesPatrick7 citiesPetersburg City1 citiesPittsylvania14 citiesPoquoson City1 citiesPortsmouth City1 citiesPowhatan2 citiesPrince Edward5 citiesPrince George4 citiesPrince William26 citiesPulaski10 citiesRadford City1 citiesRappahannock8 citiesRichmond4 citiesRichmond City1 citiesRoanoke7 citiesRoanoke City1 citiesRockbridge10 citiesRockingham21 citiesRussell9 citiesSalem City1 citiesScott9 citiesShenandoah15 citiesSmyth10 citiesSouthampton9 citiesSpotsylvania5 citiesStafford7 citiesStaunton City1 citiesSuffolk City1 citiesSurry5 citiesSussex6 citiesTazewell20 citiesVirginia Beach City1 citiesWarren7 citiesWashington7 citiesWaynesboro City1 citiesWestmoreland7 citiesWinchester City1 citiesWise16 citiesWythe11 citiesYork6 cities

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