June Marcia Williams

Your Insurance Agent in Richmond, VA

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Richmond, VA...

National Producer No.

17209549

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Top-Rated Life Insurance in Richmond City, VA | Local Expert

Protecting Families Across All 1 Richmond City Municipalities

Why Richmond City Residents Trust June for Same-Day Quotes

Protect your family in Richmond City. 1 municipalities. 9 product lines. One licensed agent.

Licensed Virginia agent June Marcia Williams (#1575461, NPN 17209549) writes life insurance for Richmond City, Virginia residents — fully-underwritten and simplified-issue products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

🛡️ Get Your Quote 📅 Schedule a Call

🛡️ NPN Verified

⭐ 5-Star Service

❤️ 3K+ Satisfied

County Hub · Richmond City, VA

Across Richmond City

As a licensed Virginia insurance producer, I am proud to serve the families and professionals of Richmond City. This vibrant regional hub, situated along the historic James River, is the heart of Central Virginia's economy. From the bustling commuter corridors of I-95 and I-64 to the world-class medical facilities that anchor our community, life here is dynamic and full of opportunity. My goal is to help you protect what matters most, offering personalized life and health insurance solutions for homeowners and professionals throughout the city. I am here to help you secure your family's financial future. (June Marcia Williams, NPN: 17209549, Virginia License No: 1575461)

John Marshall Courts Building
VCU Medical Center
James River Park System

NPN17209549VA License1575461

How Richmond City compares to Virginia

VIRGINIA · 8.6M RESIDENTS RICHMOND CITY · 227K RESIDENTS

8,624,511 VIRGINIA POPULATION ↳ 1 cell ≈ 100,000 residents

227,171 RICHMOND CITY RESIDENTS ↳ 2.6% of Virginia residents

Underwriting Guidelines

What are the primary life insurance underwriting factors in Richmond City, VA?

Life insurance carriers price Richmond City's ~229,000 residents — 10.0% lacking health insurance — against the local health profile: Obesity (38.3%), High blood pressure (36.2%), High cholesterol (34.5%) adult prevalence per current CDC PLACES data.

Local Health Data

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range

Standard

Rated / Watch

🏛️ Official County Resources

NACo County Profile .ORG
Population ~229,000
Lack of health insurance (18–64) 10.0%

Healthcare-access indicator. Higher rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).
FIPS code 51760

2.6 96 reviews

City of Richmond Virginia (City Hall) photo 1

City of Richmond Virginia (City Hall) photo 2

City of Richmond Virginia (City Hall) photo 3

City of Richmond Virginia (City Hall) photo 4

Photos by Ozan Gurel , Lyn Zacharias , G Aquino , Robert Hunter via Google Maps

View on Google Maps

City of Richmond Virginia (City Hall)

Open now · Mon 8:00 AM – 5:00 PM

(804) 646-7000

rva.gov .GOV

900 E Broad St, Richmond, VA 23219, USA

Recent Reviews

Jill Eades ★★★★★

"I had the best experience yesterday at City Hall! The security officer, the information desk attendant, and the parking permit staff person were so friendly and helpful! The lobby area of City Hall is…"

Grace Downard ★★★★★

"Had a really amazing city hall experience yesterday. Had an issue with parking tickets and the man at the front desk helped me figure it out plus I was able to get a parking permit hassle free! I know…"

Products Available

Nine product lines available in Richmond City.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Explore Term Life Options 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Explore Whole Life Options 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Explore Universal Life Options 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Explore Critical Illness Options 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Explore Hospital Indemnity Options ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Explore Accident Coverage Options 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Explore Business Life Options 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Explore Special Situations Options 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Explore Final Expense Options

Browse Richmond City

Find coverage in your area.

Coverage is local across all 1 Richmond City cities — select your community below for product-specific underwriting and a direct line to your licensed agent.

📍 Cities in Richmond City

1Cities

Richmond

🔍 Popular Searches

City × product — what Richmond City residents search for

🛡️ Life Insurance

Richmond Term Life Insurance Term→Richmond Whole Life Insurance Whole→

🏥 Supplemental Health

Richmond Critical Illness Insurance Critical→

🏢 Business & Notary

Richmond Key Person Insurance Business→

Regional Risk Matrix

Localized policy options by product line.

Review active risk variables, carrier compliance parameters, and regional premium classifications specific to your county.

🛡️ Term Life

1 Cities

Affordable Richmond Term Life Richmond income protection. Affordable term life for families in Richmond City.

💎 Whole Life

1 Cities

Affordable Richmond Whole Life Richmond permanent coverage. Cash value accumulation plus lifetime protection.

📈 Universal Life

1 Cities

Affordable Richmond Universal Life Richmond flexible life insurance. Index-linked growth with adjustable premiums.

🏥 Critical Illness

1 Cities

Affordable Richmond Critical Illness Richmond critical illness protection. Lump-sum cash on diagnosis.

🏨 Hospital Indemnity

1 Cities

Affordable Richmond Hospital Indemnity Richmond hospital cash benefits. Daily income during inpatient stays.

⚡ Accident & Injury

1 Cities

Affordable Richmond Accident & Injury Richmond accident coverage. 24/7 protection for active families.

🏢 Business Life

1 Cities

Affordable Richmond Business Life Richmond key person insurance. Protect your business continuity.

🔑 Special Situations

1 Cities

Affordable Richmond Special Situations Richmond pre-existing condition coverage. Marijuana, diabetes, DUI accepted.

🕊️ Final Expense

1 Cities

Affordable Richmond Final Expense Richmond burial insurance. No medical exam plans from $5K to $50K.

Official Resources

Know your rights in Richmond City.

State and federal resources for insurance consumers. Verify, research, protect.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law. VA Bureau of Insurance regulates all insurance in Virginia.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's National Producer Number (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides from the National Association of Insurance Commissioners on choosing coverage and filing complaints.

Visit content.naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for when buying life insurance and your federal protections.

Visit www.iii.org →.GOV

Frequently Asked Questions

Richmond City insurance — answered.

Six questions covering all product lines. Every answer Richmond City-specific.

💰

How much does life insurance cost in Richmond City?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Richmond City

🏙️

What cities does June serve in Richmond City?

All 1 municipalities in Richmond City, including Richmond. Each location has access to the full range of life insurance products — term life, whole life, IUL, final expense, and supplemental health — through a licensed independent agent.

1 Cities

🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Options include simplified-issue and guaranteed-issue policies. Rates vary by carrier.

Special Situations

📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products

⚱️

What is the average VA funeral cost?

Approximately $9,443 in Virginia. Final expense insurance covers burial, memorial, and medical bills — helping Richmond City families avoid this burden.

VA Data

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