June Marcia Williams

Your Insurance Agent in Bee, VA

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Bee, VA...

National Producer No.

17209549

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Affordable Life Insurance in Dickenson County | Secure Your Family's Future

Custom Coverage from a Licensed VA Agent You Can Trust

9 Straightforward Product Lines Tailored for Every Dickenson County Family

Protect your family in Dickenson County. 8 municipalities. 9 product lines. One licensed agent.

Licensed Virginia agent June Marcia Williams (#1575461, NPN 17209549) writes life insurance for Dickenson County, Virginia residents — fully-underwritten and simplified-issue products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

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🛡️ NPN Verified

⭐ 5-Star Service

❤️ 3K+ Satisfied

County Hub · Dickenson, VA

Across Dickenson County

As a licensed insurance producer in Virginia, I am dedicated to serving the families and small businesses of Dickenson County. From the county seat in Clintwood to the surrounding communities, I understand the unique needs of our region. My focus is on protecting assets for homeowners and families throughout the beautiful Appalachian landscape that defines our home. Whether you travel the commuter corridors for work or are building your life right here, I can help you explore life and health insurance options to secure your financial future. I am committed to providing personalized, compassionate service to my neighbors across Dickenson County. (June Marcia Williams, NPN: 17209549, Virginia License No: 1575461)

Dickenson County Courthouse
Dickenson Community Hospital
Breaks Interstate Park

NPN17209549VA License1575461

How Dickenson County compares to Virginia

VIRGINIA · 8.6M RESIDENTS DICKENSON COUNTY · 14K RESIDENTS

8,624,511 VIRGINIA POPULATION ↳ 1 cell ≈ 100,000 residents

14,089 DICKENSON COUNTY RESIDENTS ↳ 0.2% of Virginia residents

Underwriting Guidelines

What are the primary life insurance underwriting factors in Dickenson County, VA?

Life insurance carriers price Dickenson County's ~14,000 residents — 11.1% lacking health insurance — against the local health profile: High blood pressure (44.3%), Obesity (39.0%), Arthritis (36.9%) adult prevalence per current CDC PLACES data.

Local Health Data

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range

Standard

Rated / Watch

🏛️ Official County Resources

NACo County Profile .ORG
Population ~14,000
Lack of health insurance (18–64) 11.1%

Healthcare-access indicator. Higher rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).
FIPS code 51051

2.8 4 reviews

View on Google Maps

Dickenson County Board-Sprvsrs

(276) 926-1675

dickensonva.org

818 Happy Valley Dr, Clintwood, VA 24228, USA

Recent Reviews

Stephen Boggs ★★☆☆☆

"Confusing, unorganized, . Absent."

Ryan Fleming ★★★☆☆

Products Available

Nine product lines available in Dickenson County.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Explore Term Life Options 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Explore Whole Life Options 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Explore Universal Life Options 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Explore Critical Illness Options 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Explore Hospital Indemnity Options ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Explore Accident Coverage Options 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Explore Business Life Options 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Explore Special Situations Options 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Explore Final Expense Options

Browse Dickenson County

Find coverage in your area.

Coverage is local across all 8 Dickenson County cities — select your community below for product-specific underwriting and a direct line to your licensed agent.

📍 Cities in Dickenson County

8Cities

Bee Birchleaf Clinchco Clintwood Haysi McClure Nora Breaks

🔍 Popular Searches

City × product — what Dickenson County residents search for

🛡️ Life Insurance

Bee Term Life Insurance Term→Birchleaf Term Life Insurance Term→Clinchco Term Life Insurance Term→Bee Whole Life Insurance Whole→

🏥 Supplemental Health

Bee Critical Illness Insurance Critical→Birchleaf Hospital Indemnity Plans Hospital→Clinchco Accident & Injury Coverage Accident→

🏢 Business & Notary

Bee Key Person Insurance Business→

Regional Risk Matrix

Localized policy options by product line.

Review active risk variables, carrier compliance parameters, and regional premium classifications specific to your county.

🛡️ Term Life

8 Cities

Affordable Bee Term Life Bee income protection. Affordable term life for families in Dickenson County. Top-Rated Birchleaf Term Life Level premiums for Birchleaf families. 10, 20, or 30-year terms available. Compare Clinchco Term Life Compare Clinchco term life rates from top carriers. Living benefits included. Best Clintwood Term Life Clintwood family coverage. Income replacement from a verified VA agent. Local Haysi Term Life Affordable term life in Haysi, Dickenson County. Expert guidance from a 12-year agent. Affordable McClure Term Life McClure income protection. Affordable term life for families in Dickenson County. Top-Rated Nora Term Life Level premiums for Nora families. 10, 20, or 30-year terms available. Compare Breaks Term Life Compare Breaks term life rates from top carriers. Living benefits included.

💎 Whole Life

8 Cities

Affordable Bee Whole Life Bee permanent coverage. Cash value accumulation plus lifetime protection. Top-Rated Birchleaf Whole Life Build wealth in Birchleaf with whole life. Tax-deferred cash value growth. Compare Clinchco Whole Life Clinchco legacy protection. Permanent coverage with guaranteed cash value. Best Clintwood Whole Life Whole life insurance for Clintwood families. Coverage that never expires. Local Haysi Whole Life Haysi estate planning. Whole life from a verified VA agent. Affordable McClure Whole Life McClure permanent coverage. Cash value accumulation plus lifetime protection. Top-Rated Nora Whole Life Build wealth in Nora with whole life. Tax-deferred cash value growth. Compare Breaks Whole Life Breaks legacy protection. Permanent coverage with guaranteed cash value.

📈 Universal Life

8 Cities

Affordable Bee Universal Life Bee flexible life insurance. Index-linked growth with adjustable premiums. Top-Rated Birchleaf Universal Life IUL options in Birchleaf. Cash value tied to market indexes without market risk. Compare Clinchco Universal Life Clinchco universal life. Flexible coverage adapting to your financial goals. Best Clintwood Universal Life Adjustable premiums and death benefit in Clintwood from a verified agent. Local Haysi Universal Life Haysi IUL coverage. Tax-free retirement income strategy for professionals. Affordable McClure Universal Life McClure flexible life insurance. Index-linked growth with adjustable premiums. Top-Rated Nora Universal Life IUL options in Nora. Cash value tied to market indexes without market risk. Compare Breaks Universal Life Breaks universal life. Flexible coverage adapting to your financial goals.

🏥 Critical Illness

8 Cities

Affordable Bee Critical Illness Bee critical illness protection. Lump-sum cash on diagnosis. Top-Rated Birchleaf Critical Illness Cancer, stroke, heart attack — cash benefits for Birchleaf families. Compare Clinchco Critical Illness Clinchco supplemental coverage. Critical illness pays regardless of health plan. Best Clintwood Critical Illness Lump-sum critical illness in Clintwood from a verified VA agent. Local Haysi Critical Illness Haysi critical illness plans. Financial safety net when it matters most. Affordable McClure Critical Illness McClure critical illness protection. Lump-sum cash on diagnosis. Top-Rated Nora Critical Illness Cancer, stroke, heart attack — cash benefits for Nora families. Compare Breaks Critical Illness Breaks supplemental coverage. Critical illness pays regardless of health plan.

🏨 Hospital Indemnity

8 Cities

⚡ Accident & Injury

8 Cities

Affordable Bee Accident & Injury Bee accident coverage. 24/7 protection for active families. Top-Rated Birchleaf Accident & Injury Accident & injury plans in Birchleaf. ER, fractures, dislocations covered. Compare Clinchco Accident & Injury Clinchco accidental injury insurance. Cash benefits from day one. Best Clintwood Accident & Injury Protect your Clintwood family. Accident coverage from $10/mo. Local Haysi Accident & Injury Haysi accident insurance from a verified VA agent. Affordable McClure Accident & Injury McClure accident coverage. 24/7 protection for active families. Top-Rated Nora Accident & Injury Accident & injury plans in Nora. ER, fractures, dislocations covered. Compare Breaks Accident & Injury Breaks accidental injury insurance. Cash benefits from day one.

🏢 Business Life

8 Cities

Affordable Bee Business Life Bee key person insurance. Protect your business continuity. Top-Rated Birchleaf Business Life Buy-sell agreement coverage in Birchleaf. SBA loan compliant. Compare Clinchco Business Life Clinchco business life insurance. Key employee retention coverage. Best Clintwood Business Life Business continuity protection in Clintwood from a 12-year agent. Local Haysi Business Life Haysi key person and partnership coverage. VA licensed. Affordable McClure Business Life McClure key person insurance. Protect your business continuity. Top-Rated Nora Business Life Buy-sell agreement coverage in Nora. SBA loan compliant. Compare Breaks Business Life Breaks business life insurance. Key employee retention coverage.

🔑 Special Situations

8 Cities

Affordable Bee Special Situations Bee pre-existing condition coverage. Marijuana, diabetes, DUI accepted. Top-Rated Birchleaf Special Situations High-risk life insurance in Birchleaf. Foreign nationals and visa holders. Compare Clinchco Special Situations Clinchco coverage for ages 60-85. No medical exam options available. Best Clintwood Special Situations Special situations insurance in Clintwood. Substandard risk specialists. Local Haysi Special Situations Haysi high-risk coverage from a verified VA agent. Affordable McClure Special Situations McClure pre-existing condition coverage. Marijuana, diabetes, DUI accepted. Top-Rated Nora Special Situations High-risk life insurance in Nora. Foreign nationals and visa holders. Compare Breaks Special Situations Breaks coverage for ages 60-85. No medical exam options available.

🕊️ Final Expense

8 Cities

Affordable Bee Final Expense Bee burial insurance. No medical exam plans from $5K to $50K. Top-Rated Birchleaf Final Expense Final expense in Birchleaf. Protect your family from end-of-life costs. Compare Clinchco Final Expense Affordable Clinchco burial coverage. Premiums locked — never increase. Best Clintwood Final Expense Clintwood guaranteed issue plans. Same-day approval available. Local Haysi Final Expense Final expense for Haysi seniors. Coverage from a 12-year VA agent. Affordable McClure Final Expense McClure burial insurance. No medical exam plans from $5K to $50K. Top-Rated Nora Final Expense Final expense in Nora. Protect your family from end-of-life costs. Compare Breaks Final Expense Affordable Breaks burial coverage. Premiums locked — never increase.

Official Resources

Know your rights in Dickenson County.

State and federal resources for insurance consumers. Verify, research, protect.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law. VA Bureau of Insurance regulates all insurance in Virginia.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's National Producer Number (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides from the National Association of Insurance Commissioners on choosing coverage and filing complaints.

Visit content.naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for when buying life insurance and your federal protections.

Visit www.iii.org →.GOV

Frequently Asked Questions

Dickenson County insurance — answered.

Six questions covering all product lines. Every answer Dickenson County-specific.

💰

How much does life insurance cost in Dickenson County?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Dickenson County

🏙️

What cities does June serve in Dickenson County?

All 8 municipalities in Dickenson County, including Bee, Birchleaf, Clinchco, Clintwood, Haysi, McClure. Each location has access to the full range of life insurance products — term life, whole life, IUL, final expense, and supplemental health — through a licensed independent agent.

8 Cities

🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Options include simplified-issue and guaranteed-issue policies. Rates vary by carrier.

Special Situations

📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products

⚱️

What is the average VA funeral cost?

Approximately $9,443 in Virginia. Final expense insurance covers burial, memorial, and medical bills — helping Dickenson County families avoid this burden.

VA Data

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