June Marcia Williams

Your Insurance Agent in Charles City, VA

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Charles City, VA...

National Producer No.

17209549

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Top-Rated Life Insurance in Charles City County, VA | Local Expert

Protecting Families Across All 1 Charles City County Municipalities

Why Charles City County Residents Trust June for Same-Day Quotes

Protect your family in Charles City County. 1 municipalities. 9 product lines. One licensed agent.

Licensed Virginia agent June Marcia Williams (#1575461, NPN 17209549) writes life insurance for Charles City County, Virginia residents — fully-underwritten and simplified-issue products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

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🛡️ NPN Verified

⭐ 5-Star Service

❤️ 3K+ Satisfied

County Hub · Charles City, VA

Across Charles City County

As a licensed insurance producer, I am proud to serve the families and businesses of Charles City County. From the historic county seat of Charles City to the farms and homes along the scenic Route 5 corridor, this community holds a unique place between the major hubs of Richmond and Williamsburg. My focus is on helping my neighbors protect what matters most, whether it's securing a family's future with life insurance or providing a financial safety net for unexpected health challenges. I'm dedicated to understanding your individual needs and finding the right solutions for you. (June Marcia Williams, NPN: 17209549, Virginia License No: 1575461)

Charles City County Courthouse
Charles City County Health Department
Harrison Lake State Park

NPN17209549VA License1575461

How Charles City County compares to Virginia

VIRGINIA · 8.6M RESIDENTS CHARLES CITY COUNTY · 7K RESIDENTS

8,624,511 VIRGINIA POPULATION ↳ 1 cell ≈ 100,000 residents

6,760 CHARLES CITY COUNTY RESIDENTS ↳ 0.1% of Virginia residents

Underwriting Guidelines

What are the primary life insurance underwriting factors in Charles City County, VA?

Life insurance carriers price Charles City County's ~7,000 residents — 9.5% lacking health insurance — against the local health profile: High blood pressure (47.7%), Obesity (41.6%), Arthritis (35.9%) adult prevalence per current CDC PLACES data.

Local Health Data

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range

Standard

Rated / Watch

🏛️ Official County Resources

NACo County Profile .ORG
Population ~7,000
Lack of health insurance (18–64) 9.5%

Healthcare-access indicator. Higher rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).
FIPS code 51036

5.0 1 review

Charles City County School Board photo 1

Photos by Rod Shepherd via Google Maps

View on Google Maps

Charles City County School Board

(804) 652-4612

ccps.net

10035 Courthouse Rd, Charles City, VA 23030, USA

Recent Reviews

lanay moody ★★★★★

"Good schools"

Products Available

Nine product lines available in Charles City County.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Explore Term Life Options 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Explore Whole Life Options 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Explore Universal Life Options 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Explore Critical Illness Options 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Explore Hospital Indemnity Options ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Explore Accident Coverage Options 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Explore Business Life Options 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Explore Special Situations Options 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Explore Final Expense Options

Browse Charles City County

Find coverage in your area.

Coverage is local across all 1 Charles City County cities — select your community below for product-specific underwriting and a direct line to your licensed agent.

📍 Cities in Charles City County

1Cities

Charles City

🔍 Popular Searches

City × product — what Charles City County residents search for

🛡️ Life Insurance

Charles City Term Life Insurance Term→Charles City Whole Life Insurance Whole→

🏥 Supplemental Health

Charles City Critical Illness Insurance Critical→

🏢 Business & Notary

Charles City Key Person Insurance Business→

Regional Risk Matrix

Localized policy options by product line.

Review active risk variables, carrier compliance parameters, and regional premium classifications specific to your county.

🛡️ Term Life

1 Cities

Affordable Charles City Term Life Charles City income protection. Affordable term life for families in Charles City County.

💎 Whole Life

1 Cities

Affordable Charles City Whole Life Charles City permanent coverage. Cash value accumulation plus lifetime protection.

📈 Universal Life

1 Cities

Affordable Charles City Universal Life Charles City flexible life insurance. Index-linked growth with adjustable premiums.

🏥 Critical Illness

1 Cities

Affordable Charles City Critical Illness Charles City critical illness protection. Lump-sum cash on diagnosis.

🏨 Hospital Indemnity

1 Cities

Affordable Charles City Hospital Indemnity Charles City hospital cash benefits. Daily income during inpatient stays.

⚡ Accident & Injury

1 Cities

Affordable Charles City Accident & Injury Charles City accident coverage. 24/7 protection for active families.

🏢 Business Life

1 Cities

Affordable Charles City Business Life Charles City key person insurance. Protect your business continuity.

🔑 Special Situations

1 Cities

Affordable Charles City Special Situations Charles City pre-existing condition coverage. Marijuana, diabetes, DUI accepted.

🕊️ Final Expense

1 Cities

Affordable Charles City Final Expense Charles City burial insurance. No medical exam plans from $5K to $50K.

Official Resources

Know your rights in Charles City County.

State and federal resources for insurance consumers. Verify, research, protect.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law. VA Bureau of Insurance regulates all insurance in Virginia.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's National Producer Number (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides from the National Association of Insurance Commissioners on choosing coverage and filing complaints.

Visit content.naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for when buying life insurance and your federal protections.

Visit www.iii.org →.GOV

Frequently Asked Questions

Charles City County insurance — answered.

Six questions covering all product lines. Every answer Charles City County-specific.

💰

How much does life insurance cost in Charles City County?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Charles City County

🏙️

What cities does June serve in Charles City County?

All 1 municipalities in Charles City County, including Charles City. Each location has access to the full range of life insurance products — term life, whole life, IUL, final expense, and supplemental health — through a licensed independent agent.

1 Cities

🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Options include simplified-issue and guaranteed-issue policies. Rates vary by carrier.

Special Situations

📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products

⚱️

What is the average VA funeral cost?

Approximately $9,443 in Virginia. Final expense insurance covers burial, memorial, and medical bills — helping Charles City County families avoid this burden.

VA Data

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