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Home›Virginia›Nelson County

June Marcia Williams — Licensed Insurance Agent in Afton, VA
June Marcia Williams
Your Insurance Agent in Afton, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Afton, VA...
National Producer No.
17209549
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Life Insurance in Nelson County, VA

Custom Coverage from a Licensed VA Agent You Can Trust

9 Straightforward Product Lines Tailored for Every Nelson County Family

Protect your family in Nelson County. 18 municipalities. 9 product lines. One licensed agent.

Licensed Virginia agent June Marcia Williams (#1575461, NPN 17209549) writes life insurance for Nelson County, Virginia residents — fully-underwritten and simplified-issue products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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County Hub · Nelson, VA

Across Nelson County

As a licensed Virginia insurance producer, I am proud to serve the families and businesses of Nelson County. From the county seat of Lovingston to the scenic byways of the Blue Ridge Mountains, this community is a unique hub of natural beauty and economic vitality. I specialize in helping my neighbors protect what matters most, whether you're a homeowner enjoying the stunning mountain views or a family commuting along the Route 29 corridor. My goal is to provide personalized life and health insurance solutions that fit your needs, ensuring your financial security for the future. (June Marcia Williams, NPN: 17209549, Virginia License No: 1575461)

  • Nelson County Courthouse
  • Sentara Martha Jefferson Nelson Medical Care Center
  • George Washington National Forest
NPN17209549VA License1575461

How Nelson County compares to Virginia

VIRGINIA · 8.6M RESIDENTS NELSON COUNTY · 15K RESIDENTS
Virginia vs Nelson County — population comparison Virginia: 8,624,511 residents. Nelson County: 14,773 residents, 0.2% of Virginia population.
8,624,511 VIRGINIA POPULATION ↳ 1 cell ≈ 100,000 residents
14,773 NELSON COUNTY RESIDENTS ↳ 0.2% of Virginia residents
Underwriting Guidelines

What are the primary life insurance underwriting factors in Nelson County, VA?

Life insurance carriers price Nelson County's ~15,000 residents — 8.3% lacking health insurance — against the local health profile: Obesity (35.2%), High cholesterol (33.4%), High blood pressure (32.7%) adult prevalence per current CDC PLACES data.

Local Health Data

📊 Top Health Considerations (CDC)

Top Health Considerations for Nelson County (COUNTY) Obesity: 35.2%. High cholesterol: 33.4%. High blood pressure: 32.7%. Arthritis: 24.9%. Current cigarette smoking: 13.7%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · NELSON COUNTY Obesity 35.2% High cholesterol 33.4% High blood pressure 32.7% Arthritis 24.9% Current cigarette smoking 13.7% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

🏛️ Official County Resources

  • NACo County Profile .ORG
  • Population ~15,000
  • Lack of health insurance (18–64) 8.3%

    Healthcare-access indicator. Higher rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

  • FIPS code 51125
Google Maps
View on Google Maps
Nelson County Supervisors
(434) 263-4873
nelsoncounty-va.gov .GOV
84 Courthouse Square, Lovingston, VA 22949, USA
Products Available

Life Insurance Products in Nelson County

9 insurance products available in Nelson County

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage by Product

Nelson County Insurance by Product

Every city with listings in Nelson County.

🛡️ Term Life

18 Cities
Term Life in Afton, VA Afton, VA — in Nelson County. Term Life in Faber, VA Faber, VA — in Nelson County. Term Life in Gladstone, VA Gladstone, VA — in Nelson County. Term Life in Lovingston, VA Lovingston, VA — in Nelson County. Term Life in Massies Mill, VA Massies Mill, VA — in Nelson County. Term Life in Montebello, VA Montebello, VA — in Nelson County. Term Life in Norwood, VA Norwood, VA — in Nelson County. Term Life in Piney River, VA Piney River, VA — in Nelson County. Term Life in Rockfish, VA Rockfish, VA — in Nelson County. Term Life in Roseland, VA Roseland, VA — in Nelson County. Term Life in Schuyler, VA Schuyler, VA — in Nelson County. Term Life in Tye River, VA Tye River, VA — in Nelson County. Term Life in Tyro, VA Tyro, VA — in Nelson County. Term Life in Wingina, VA Wingina, VA — in Nelson County. Term Life in Wintergreen, VA Wintergreen, VA — in Nelson County. Term Life in Arrington, VA Arrington, VA — in Nelson County. Term Life in Nellysford, VA Nellysford, VA — in Nelson County. Term Life in Shipman, VA Shipman, VA — in Nelson County.

💎 Whole Life

18 Cities
Whole Life in Afton, VA Afton, VA — in Nelson County. Whole Life in Faber, VA Faber, VA — in Nelson County. Whole Life in Gladstone, VA Gladstone, VA — in Nelson County. Whole Life in Lovingston, VA Lovingston, VA — in Nelson County. Whole Life in Massies Mill, VA Massies Mill, VA — in Nelson County. Whole Life in Montebello, VA Montebello, VA — in Nelson County. Whole Life in Norwood, VA Norwood, VA — in Nelson County. Whole Life in Piney River, VA Piney River, VA — in Nelson County. Whole Life in Rockfish, VA Rockfish, VA — in Nelson County. Whole Life in Roseland, VA Roseland, VA — in Nelson County. Whole Life in Schuyler, VA Schuyler, VA — in Nelson County. Whole Life in Tye River, VA Tye River, VA — in Nelson County. Whole Life in Tyro, VA Tyro, VA — in Nelson County. Whole Life in Wingina, VA Wingina, VA — in Nelson County. Whole Life in Wintergreen, VA Wintergreen, VA — in Nelson County. Whole Life in Arrington, VA Arrington, VA — in Nelson County. Whole Life in Nellysford, VA Nellysford, VA — in Nelson County. Whole Life in Shipman, VA Shipman, VA — in Nelson County.

📈 Universal Life

18 Cities
Universal Life in Afton, VA Afton, VA — in Nelson County. Universal Life in Faber, VA Faber, VA — in Nelson County. Universal Life in Gladstone, VA Gladstone, VA — in Nelson County. Universal Life in Lovingston, VA Lovingston, VA — in Nelson County. Universal Life in Massies Mill, VA Massies Mill, VA — in Nelson County. Universal Life in Montebello, VA Montebello, VA — in Nelson County. Universal Life in Norwood, VA Norwood, VA — in Nelson County. Universal Life in Piney River, VA Piney River, VA — in Nelson County. Universal Life in Rockfish, VA Rockfish, VA — in Nelson County. Universal Life in Roseland, VA Roseland, VA — in Nelson County. Universal Life in Schuyler, VA Schuyler, VA — in Nelson County. Universal Life in Tye River, VA Tye River, VA — in Nelson County. Universal Life in Tyro, VA Tyro, VA — in Nelson County. Universal Life in Wingina, VA Wingina, VA — in Nelson County. Universal Life in Wintergreen, VA Wintergreen, VA — in Nelson County. Universal Life in Arrington, VA Arrington, VA — in Nelson County. Universal Life in Nellysford, VA Nellysford, VA — in Nelson County. Universal Life in Shipman, VA Shipman, VA — in Nelson County.

🏥 Critical Illness

18 Cities
Critical Illness in Afton, VA Afton, VA — in Nelson County. Critical Illness in Faber, VA Faber, VA — in Nelson County. Critical Illness in Gladstone, VA Gladstone, VA — in Nelson County. Critical Illness in Lovingston, VA Lovingston, VA — in Nelson County. Critical Illness in Massies Mill, VA Massies Mill, VA — in Nelson County. Critical Illness in Montebello, VA Montebello, VA — in Nelson County. Critical Illness in Norwood, VA Norwood, VA — in Nelson County. Critical Illness in Piney River, VA Piney River, VA — in Nelson County. Critical Illness in Rockfish, VA Rockfish, VA — in Nelson County. Critical Illness in Roseland, VA Roseland, VA — in Nelson County. Critical Illness in Schuyler, VA Schuyler, VA — in Nelson County. Critical Illness in Tye River, VA Tye River, VA — in Nelson County. Critical Illness in Tyro, VA Tyro, VA — in Nelson County. Critical Illness in Wingina, VA Wingina, VA — in Nelson County. Critical Illness in Wintergreen, VA Wintergreen, VA — in Nelson County. Critical Illness in Arrington, VA Arrington, VA — in Nelson County. Critical Illness in Nellysford, VA Nellysford, VA — in Nelson County. Critical Illness in Shipman, VA Shipman, VA — in Nelson County.

🏨 Hospital Indemnity

18 Cities
Hospital Indemnity in Afton, VA Afton, VA — in Nelson County. Hospital Indemnity in Faber, VA Faber, VA — in Nelson County. Hospital Indemnity in Gladstone, VA Gladstone, VA — in Nelson County. Hospital Indemnity in Lovingston, VA Lovingston, VA — in Nelson County. Hospital Indemnity in Massies Mill, VA Massies Mill, VA — in Nelson County. Hospital Indemnity in Montebello, VA Montebello, VA — in Nelson County. Hospital Indemnity in Norwood, VA Norwood, VA — in Nelson County. Hospital Indemnity in Piney River, VA Piney River, VA — in Nelson County. Hospital Indemnity in Rockfish, VA Rockfish, VA — in Nelson County. Hospital Indemnity in Roseland, VA Roseland, VA — in Nelson County. Hospital Indemnity in Schuyler, VA Schuyler, VA — in Nelson County. Hospital Indemnity in Tye River, VA Tye River, VA — in Nelson County. Hospital Indemnity in Tyro, VA Tyro, VA — in Nelson County. Hospital Indemnity in Wingina, VA Wingina, VA — in Nelson County. Hospital Indemnity in Wintergreen, VA Wintergreen, VA — in Nelson County. Hospital Indemnity in Arrington, VA Arrington, VA — in Nelson County. Hospital Indemnity in Nellysford, VA Nellysford, VA — in Nelson County. Hospital Indemnity in Shipman, VA Shipman, VA — in Nelson County.

⚡ Accident & Injury

18 Cities
Accident & Injury in Afton, VA Afton, VA — in Nelson County. Accident & Injury in Faber, VA Faber, VA — in Nelson County. Accident & Injury in Gladstone, VA Gladstone, VA — in Nelson County. Accident & Injury in Lovingston, VA Lovingston, VA — in Nelson County. Accident & Injury in Massies Mill, VA Massies Mill, VA — in Nelson County. Accident & Injury in Montebello, VA Montebello, VA — in Nelson County. Accident & Injury in Norwood, VA Norwood, VA — in Nelson County. Accident & Injury in Piney River, VA Piney River, VA — in Nelson County. Accident & Injury in Rockfish, VA Rockfish, VA — in Nelson County. Accident & Injury in Roseland, VA Roseland, VA — in Nelson County. Accident & Injury in Schuyler, VA Schuyler, VA — in Nelson County. Accident & Injury in Tye River, VA Tye River, VA — in Nelson County. Accident & Injury in Tyro, VA Tyro, VA — in Nelson County. Accident & Injury in Wingina, VA Wingina, VA — in Nelson County. Accident & Injury in Wintergreen, VA Wintergreen, VA — in Nelson County. Accident & Injury in Arrington, VA Arrington, VA — in Nelson County. Accident & Injury in Nellysford, VA Nellysford, VA — in Nelson County. Accident & Injury in Shipman, VA Shipman, VA — in Nelson County.

🏢 Business Life

18 Cities
Business Life in Afton, VA Afton, VA — in Nelson County. Business Life in Faber, VA Faber, VA — in Nelson County. Business Life in Gladstone, VA Gladstone, VA — in Nelson County. Business Life in Lovingston, VA Lovingston, VA — in Nelson County. Business Life in Massies Mill, VA Massies Mill, VA — in Nelson County. Business Life in Montebello, VA Montebello, VA — in Nelson County. Business Life in Norwood, VA Norwood, VA — in Nelson County. Business Life in Piney River, VA Piney River, VA — in Nelson County. Business Life in Rockfish, VA Rockfish, VA — in Nelson County. Business Life in Roseland, VA Roseland, VA — in Nelson County. Business Life in Schuyler, VA Schuyler, VA — in Nelson County. Business Life in Tye River, VA Tye River, VA — in Nelson County. Business Life in Tyro, VA Tyro, VA — in Nelson County. Business Life in Wingina, VA Wingina, VA — in Nelson County. Business Life in Wintergreen, VA Wintergreen, VA — in Nelson County. Business Life in Arrington, VA Arrington, VA — in Nelson County. Business Life in Nellysford, VA Nellysford, VA — in Nelson County. Business Life in Shipman, VA Shipman, VA — in Nelson County.

🔑 Special Situations

18 Cities
Special Situations in Afton, VA Afton, VA — in Nelson County. Special Situations in Faber, VA Faber, VA — in Nelson County. Special Situations in Gladstone, VA Gladstone, VA — in Nelson County. Special Situations in Lovingston, VA Lovingston, VA — in Nelson County. Special Situations in Massies Mill, VA Massies Mill, VA — in Nelson County. Special Situations in Montebello, VA Montebello, VA — in Nelson County. Special Situations in Norwood, VA Norwood, VA — in Nelson County. Special Situations in Piney River, VA Piney River, VA — in Nelson County. Special Situations in Rockfish, VA Rockfish, VA — in Nelson County. Special Situations in Roseland, VA Roseland, VA — in Nelson County. Special Situations in Schuyler, VA Schuyler, VA — in Nelson County. Special Situations in Tye River, VA Tye River, VA — in Nelson County. Special Situations in Tyro, VA Tyro, VA — in Nelson County. Special Situations in Wingina, VA Wingina, VA — in Nelson County. Special Situations in Wintergreen, VA Wintergreen, VA — in Nelson County. Special Situations in Arrington, VA Arrington, VA — in Nelson County. Special Situations in Nellysford, VA Nellysford, VA — in Nelson County. Special Situations in Shipman, VA Shipman, VA — in Nelson County.

🕊️ Final Expense

18 Cities
Final Expense in Afton, VA Afton, VA — in Nelson County. Final Expense in Faber, VA Faber, VA — in Nelson County. Final Expense in Gladstone, VA Gladstone, VA — in Nelson County. Final Expense in Lovingston, VA Lovingston, VA — in Nelson County. Final Expense in Massies Mill, VA Massies Mill, VA — in Nelson County. Final Expense in Montebello, VA Montebello, VA — in Nelson County. Final Expense in Norwood, VA Norwood, VA — in Nelson County. Final Expense in Piney River, VA Piney River, VA — in Nelson County. Final Expense in Rockfish, VA Rockfish, VA — in Nelson County. Final Expense in Roseland, VA Roseland, VA — in Nelson County. Final Expense in Schuyler, VA Schuyler, VA — in Nelson County. Final Expense in Tye River, VA Tye River, VA — in Nelson County. Final Expense in Tyro, VA Tyro, VA — in Nelson County. Final Expense in Wingina, VA Wingina, VA — in Nelson County. Final Expense in Wintergreen, VA Wintergreen, VA — in Nelson County. Final Expense in Arrington, VA Arrington, VA — in Nelson County. Final Expense in Nellysford, VA Nellysford, VA — in Nelson County. Final Expense in Shipman, VA Shipman, VA — in Nelson County.
Official Resources

Know your rights in Nelson County.

State and federal resources for insurance consumers. Verify, research, protect.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law. VA Bureau of Insurance regulates all insurance in Virginia.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's National Producer Number (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides from the National Association of Insurance Commissioners on choosing coverage and filing complaints.

Visit content.naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for when buying life insurance and your federal protections.

Visit www.iii.org →.GOV
Frequently Asked Questions

Nelson County Life Insurance Questions

Costs, eligibility, and coverage rules for Nelson County.

💰

How much does life insurance cost in Nelson County?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Nelson County
🏙️

What cities does June serve in Nelson County?

All 18 municipalities in Nelson County, including Afton, Faber, Gladstone, Lovingston, Massies Mill, Montebello. Each location has access to the full range of life insurance products — term life, whole life, IUL, final expense, and supplemental health — through a licensed independent agent.

18 Cities
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Options include simplified-issue and guaranteed-issue policies. Rates vary by carrier.

Special Situations
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
⚱️

What is the average VA funeral cost?

Approximately $9,443 in Virginia. Final expense insurance covers burial, memorial, and medical bills.

VA Data
✅

How do I verify June's license?

Verify through VA Bureau of Insurance or NIPR. June Marcia Williams — NPN 17209549, VA License #1575461.

Verified
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