June Marcia Williams

Your Insurance Agent in Churchville, VA

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Churchville, VA...

National Producer No.

17209549

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Top-Rated Life Insurance in Augusta County, VA | Local Expert

Protecting Families Across All 25 Augusta County Municipalities

Why Augusta County Residents Trust June for Same-Day Quotes

Protect your family in Augusta County. 25 municipalities. 9 product lines. One licensed agent.

Licensed Virginia agent June Marcia Williams (#1575461, NPN 17209549) writes life insurance for Augusta County, Virginia residents — fully-underwritten and simplified-issue products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

🛡️ Get Your Quote 📅 Schedule a Call

🛡️ NPN Verified

⭐ 5-Star Service

❤️ 3K+ Satisfied

County Hub · Augusta, VA

Across Augusta County

I'm honored to serve the families and businesses of Augusta County, a vibrant regional hub right in the heart of Virginia's beautiful Shenandoah Valley. From the busy commuter corridors of I-81 and I-64 to the county seat of Staunton, I see the hard work and dedication that defines our community. My goal is to help you protect what matters most. Whether you're a homeowner, a small business owner, or a growing family, I offer personalized guidance on life and health insurance solutions designed to safeguard your assets and provide peace of mind. I'm here to be your local resource. (NPN: 17209549, Virginia License No: 1575461)

Augusta County Courthouse
Augusta Health
George Washington National Forest

NPN17209549VA License1575461

How Augusta County compares to Virginia

VIRGINIA · 8.6M RESIDENTS AUGUSTA COUNTY · 77K RESIDENTS

8,624,511 VIRGINIA POPULATION ↳ 1 cell ≈ 100,000 residents

77,433 AUGUSTA COUNTY RESIDENTS ↳ 0.9% of Virginia residents

Underwriting Guidelines

What are the primary life insurance underwriting factors in Augusta County, VA?

Life insurance carriers price Augusta County's ~78,000 residents — 8.6% lacking health insurance — against the local health profile: Obesity (40.8%), High cholesterol (40.3%), High blood pressure (31.7%) adult prevalence per current CDC PLACES data.

Local Health Data

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range

Standard

Rated / Watch

🏛️ Official County Resources

NACo County Profile .ORG
Population ~78,000
Lack of health insurance (18–64) 8.6%

Healthcare-access indicator. Higher rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).
FIPS code 51015

2.3 11 reviews

View on Google Maps

Augusta County School Board

Open now · Mon 8:00 AM – 4:00 PM

(540) 245-5100

augusta.k12.va.us

18 Government Center Ln, Verona, VA 24482, USA

Recent Reviews

Alex Marshall ★☆☆☆☆

"Imagine believing you have the right to go through life without seeing anything that might offend you. Imagine trampling over the rights of others just to make sure there's no possibility you might be…"

Cheryl Mullen ★★★☆☆

"Schools have the doors locked for the students safety .But, arent checking who picks up 16 yr olds at fdhs . Friends that, dont attend fdhs (20 yr old plus) are able to text students they are picking …"

Products Available

Nine product lines available in Augusta County.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Explore Term Life Options 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Explore Whole Life Options 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Explore Universal Life Options 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Explore Critical Illness Options 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Explore Hospital Indemnity Options ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Explore Accident Coverage Options 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Explore Business Life Options 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Explore Special Situations Options 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Explore Final Expense Options

Browse Augusta County

Find coverage in your area.

Coverage is local across all 25 Augusta County cities — select your community below for product-specific underwriting and a direct line to your licensed agent.

📍 Cities in Augusta County

25Cities

🔍 Popular Searches

City × product — what Augusta County residents search for

🛡️ Life Insurance

Churchville Term Life Insurance Term→Craigsville Term Life Insurance Term→Crimora Term Life Insurance Term→Churchville Whole Life Insurance Whole→

🏥 Supplemental Health

Churchville Critical Illness Insurance Critical→Craigsville Hospital Indemnity Plans Hospital→Crimora Accident & Injury Coverage Accident→

🏢 Business & Notary

Churchville Key Person Insurance Business→

Regional Risk Matrix

Localized policy options by product line.

Review active risk variables, carrier compliance parameters, and regional premium classifications specific to your county.

🛡️ Term Life

25 Cities

Affordable Churchville Term Life Churchville income protection. Affordable term life for families in Augusta County. Top-Rated Craigsville Term Life Level premiums for Craigsville families. 10, 20, or 30-year terms available. Compare Crimora Term Life Compare Crimora term life rates from top carriers. Living benefits included. Best Deerfield Term Life Deerfield family coverage. Income replacement from a verified VA agent. Local Fort Defiance Term Life Affordable term life in Fort Defiance, Augusta County. Expert guidance from a 12-year agent. Affordable Greenville Term Life Greenville income protection. Affordable term life for families in Augusta County. Top-Rated Middlebrook Term Life Level premiums for Middlebrook families. 10, 20, or 30-year terms available. Compare Mint Spring Term Life Compare Mint Spring term life rates from top carriers. Living benefits included. Best Mount Sidney Term Life Mount Sidney family coverage. Income replacement from a verified VA agent. Local Mount Solon Term Life Affordable term life in Mount Solon, Augusta County. Expert guidance from a 12-year agent. Affordable Sherando Term Life Sherando income protection. Affordable term life for families in Augusta County. Top-Rated Spottswood Term Life Level premiums for Spottswood families. 10, 20, or 30-year terms available. Compare Stuarts Draft Term Life Compare Stuarts Draft term life rates from top carriers. Living benefits included. Best Swoope Term Life Swoope family coverage. Income replacement from a verified VA agent. Local Verona Term Life Affordable term life in Verona, Augusta County. Expert guidance from a 12-year agent. Affordable West Augusta Term Life West Augusta income protection. Affordable term life for families in Augusta County. Top-Rated Weyers Cave Term Life Level premiums for Weyers Cave families. 10, 20, or 30-year terms available. Compare Woodrow Wilson Term Life Compare Woodrow Wilson term life rates from top carriers. Living benefits included. Best Augusta Springs Term Life Augusta Springs family coverage. Income replacement from a verified VA agent. Local Dooms Term Life Affordable term life in Dooms, Augusta County. Expert guidance from a 12-year agent. Affordable Fishersville Term Life Fishersville income protection. Affordable term life for families in Augusta County. Top-Rated Harriston Term Life Level premiums for Harriston families. 10, 20, or 30-year terms available. Compare Jolivue Term Life Compare Jolivue term life rates from top carriers. Living benefits included. Best Lyndhurst Term Life Lyndhurst family coverage. Income replacement from a verified VA agent. Local New Hope Term Life Affordable term life in New Hope, Augusta County. Expert guidance from a 12-year agent.

💎 Whole Life

25 Cities

Affordable Churchville Whole Life Churchville permanent coverage. Cash value accumulation plus lifetime protection. Top-Rated Craigsville Whole Life Build wealth in Craigsville with whole life. Tax-deferred cash value growth. Compare Crimora Whole Life Crimora legacy protection. Permanent coverage with guaranteed cash value. Best Deerfield Whole Life Whole life insurance for Deerfield families. Coverage that never expires. Local Fort Defiance Whole Life Fort Defiance estate planning. Whole life from a verified VA agent. Affordable Greenville Whole Life Greenville permanent coverage. Cash value accumulation plus lifetime protection. Top-Rated Middlebrook Whole Life Build wealth in Middlebrook with whole life. Tax-deferred cash value growth. Compare Mint Spring Whole Life Mint Spring legacy protection. Permanent coverage with guaranteed cash value. Best Mount Sidney Whole Life Whole life insurance for Mount Sidney families. Coverage that never expires. Local Mount Solon Whole Life Mount Solon estate planning. Whole life from a verified VA agent. Affordable Sherando Whole Life Sherando permanent coverage. Cash value accumulation plus lifetime protection. Top-Rated Spottswood Whole Life Build wealth in Spottswood with whole life. Tax-deferred cash value growth. Compare Stuarts Draft Whole Life Stuarts Draft legacy protection. Permanent coverage with guaranteed cash value. Best Swoope Whole Life Whole life insurance for Swoope families. Coverage that never expires. Local Verona Whole Life Verona estate planning. Whole life from a verified VA agent. Affordable West Augusta Whole Life West Augusta permanent coverage. Cash value accumulation plus lifetime protection. Top-Rated Weyers Cave Whole Life Build wealth in Weyers Cave with whole life. Tax-deferred cash value growth. Compare Woodrow Wilson Whole Life Woodrow Wilson legacy protection. Permanent coverage with guaranteed cash value. Best Augusta Springs Whole Life Whole life insurance for Augusta Springs families. Coverage that never expires. Local Dooms Whole Life Dooms estate planning. Whole life from a verified VA agent. Affordable Fishersville Whole Life Fishersville permanent coverage. Cash value accumulation plus lifetime protection. Top-Rated Harriston Whole Life Build wealth in Harriston with whole life. Tax-deferred cash value growth. Compare Jolivue Whole Life Jolivue legacy protection. Permanent coverage with guaranteed cash value. Best Lyndhurst Whole Life Whole life insurance for Lyndhurst families. Coverage that never expires. Local New Hope Whole Life New Hope estate planning. Whole life from a verified VA agent.

📈 Universal Life

25 Cities

Affordable Churchville Universal Life Churchville flexible life insurance. Index-linked growth with adjustable premiums. Top-Rated Craigsville Universal Life IUL options in Craigsville. Cash value tied to market indexes without market risk. Compare Crimora Universal Life Crimora universal life. Flexible coverage adapting to your financial goals. Best Deerfield Universal Life Adjustable premiums and death benefit in Deerfield from a verified agent. Local Fort Defiance Universal Life Fort Defiance IUL coverage. Tax-free retirement income strategy for professionals. Affordable Greenville Universal Life Greenville flexible life insurance. Index-linked growth with adjustable premiums. Top-Rated Middlebrook Universal Life IUL options in Middlebrook. Cash value tied to market indexes without market risk. Compare Mint Spring Universal Life Mint Spring universal life. Flexible coverage adapting to your financial goals. Best Mount Sidney Universal Life Adjustable premiums and death benefit in Mount Sidney from a verified agent. Local Mount Solon Universal Life Mount Solon IUL coverage. Tax-free retirement income strategy for professionals. Affordable Sherando Universal Life Sherando flexible life insurance. Index-linked growth with adjustable premiums. Top-Rated Spottswood Universal Life IUL options in Spottswood. Cash value tied to market indexes without market risk. Compare Stuarts Draft Universal Life Stuarts Draft universal life. Flexible coverage adapting to your financial goals. Best Swoope Universal Life Adjustable premiums and death benefit in Swoope from a verified agent. Local Verona Universal Life Verona IUL coverage. Tax-free retirement income strategy for professionals. Affordable West Augusta Universal Life West Augusta flexible life insurance. Index-linked growth with adjustable premiums. Top-Rated Weyers Cave Universal Life IUL options in Weyers Cave. Cash value tied to market indexes without market risk. Compare Woodrow Wilson Universal Life Woodrow Wilson universal life. Flexible coverage adapting to your financial goals. Best Augusta Springs Universal Life Adjustable premiums and death benefit in Augusta Springs from a verified agent. Local Dooms Universal Life Dooms IUL coverage. Tax-free retirement income strategy for professionals. Affordable Fishersville Universal Life Fishersville flexible life insurance. Index-linked growth with adjustable premiums. Top-Rated Harriston Universal Life IUL options in Harriston. Cash value tied to market indexes without market risk. Compare Jolivue Universal Life Jolivue universal life. Flexible coverage adapting to your financial goals. Best Lyndhurst Universal Life Adjustable premiums and death benefit in Lyndhurst from a verified agent. Local New Hope Universal Life New Hope IUL coverage. Tax-free retirement income strategy for professionals.

🏥 Critical Illness

25 Cities

Affordable Churchville Critical Illness Churchville critical illness protection. Lump-sum cash on diagnosis. Top-Rated Craigsville Critical Illness Cancer, stroke, heart attack — cash benefits for Craigsville families. Compare Crimora Critical Illness Crimora supplemental coverage. Critical illness pays regardless of health plan. Best Deerfield Critical Illness Lump-sum critical illness in Deerfield from a verified VA agent. Local Fort Defiance Critical Illness Fort Defiance critical illness plans. Financial safety net when it matters most. Affordable Greenville Critical Illness Greenville critical illness protection. Lump-sum cash on diagnosis. Top-Rated Middlebrook Critical Illness Cancer, stroke, heart attack — cash benefits for Middlebrook families. Compare Mint Spring Critical Illness Mint Spring supplemental coverage. Critical illness pays regardless of health plan. Best Mount Sidney Critical Illness Lump-sum critical illness in Mount Sidney from a verified VA agent. Local Mount Solon Critical Illness Mount Solon critical illness plans. Financial safety net when it matters most. Affordable Sherando Critical Illness Sherando critical illness protection. Lump-sum cash on diagnosis. Top-Rated Spottswood Critical Illness Cancer, stroke, heart attack — cash benefits for Spottswood families. Compare Stuarts Draft Critical Illness Stuarts Draft supplemental coverage. Critical illness pays regardless of health plan. Best Swoope Critical Illness Lump-sum critical illness in Swoope from a verified VA agent. Local Verona Critical Illness Verona critical illness plans. Financial safety net when it matters most. Affordable West Augusta Critical Illness West Augusta critical illness protection. Lump-sum cash on diagnosis. Top-Rated Weyers Cave Critical Illness Cancer, stroke, heart attack — cash benefits for Weyers Cave families. Compare Woodrow Wilson Critical Illness Woodrow Wilson supplemental coverage. Critical illness pays regardless of health plan. Best Augusta Springs Critical Illness Lump-sum critical illness in Augusta Springs from a verified VA agent. Local Dooms Critical Illness Dooms critical illness plans. Financial safety net when it matters most. Affordable Fishersville Critical Illness Fishersville critical illness protection. Lump-sum cash on diagnosis. Top-Rated Harriston Critical Illness Cancer, stroke, heart attack — cash benefits for Harriston families. Compare Jolivue Critical Illness Jolivue supplemental coverage. Critical illness pays regardless of health plan. Best Lyndhurst Critical Illness Lump-sum critical illness in Lyndhurst from a verified VA agent. Local New Hope Critical Illness New Hope critical illness plans. Financial safety net when it matters most.

🏨 Hospital Indemnity

25 Cities

⚡ Accident & Injury

25 Cities

Affordable Churchville Accident & Injury Churchville accident coverage. 24/7 protection for active families. Top-Rated Craigsville Accident & Injury Accident & injury plans in Craigsville. ER, fractures, dislocations covered. Compare Crimora Accident & Injury Crimora accidental injury insurance. Cash benefits from day one. Best Deerfield Accident & Injury Protect your Deerfield family. Accident coverage from $10/mo. Local Fort Defiance Accident & Injury Fort Defiance accident insurance from a verified VA agent. Affordable Greenville Accident & Injury Greenville accident coverage. 24/7 protection for active families. Top-Rated Middlebrook Accident & Injury Accident & injury plans in Middlebrook. ER, fractures, dislocations covered. Compare Mint Spring Accident & Injury Mint Spring accidental injury insurance. Cash benefits from day one. Best Mount Sidney Accident & Injury Protect your Mount Sidney family. Accident coverage from $10/mo. Local Mount Solon Accident & Injury Mount Solon accident insurance from a verified VA agent. Affordable Sherando Accident & Injury Sherando accident coverage. 24/7 protection for active families. Top-Rated Spottswood Accident & Injury Accident & injury plans in Spottswood. ER, fractures, dislocations covered. Compare Stuarts Draft Accident & Injury Stuarts Draft accidental injury insurance. Cash benefits from day one. Best Swoope Accident & Injury Protect your Swoope family. Accident coverage from $10/mo. Local Verona Accident & Injury Verona accident insurance from a verified VA agent. Affordable West Augusta Accident & Injury West Augusta accident coverage. 24/7 protection for active families. Top-Rated Weyers Cave Accident & Injury Accident & injury plans in Weyers Cave. ER, fractures, dislocations covered. Compare Woodrow Wilson Accident & Injury Woodrow Wilson accidental injury insurance. Cash benefits from day one. Best Augusta Springs Accident & Injury Protect your Augusta Springs family. Accident coverage from $10/mo. Local Dooms Accident & Injury Dooms accident insurance from a verified VA agent. Affordable Fishersville Accident & Injury Fishersville accident coverage. 24/7 protection for active families. Top-Rated Harriston Accident & Injury Accident & injury plans in Harriston. ER, fractures, dislocations covered. Compare Jolivue Accident & Injury Jolivue accidental injury insurance. Cash benefits from day one. Best Lyndhurst Accident & Injury Protect your Lyndhurst family. Accident coverage from $10/mo. Local New Hope Accident & Injury New Hope accident insurance from a verified VA agent.

🏢 Business Life

25 Cities

Affordable Churchville Business Life Churchville key person insurance. Protect your business continuity. Top-Rated Craigsville Business Life Buy-sell agreement coverage in Craigsville. SBA loan compliant. Compare Crimora Business Life Crimora business life insurance. Key employee retention coverage. Best Deerfield Business Life Business continuity protection in Deerfield from a 12-year agent. Local Fort Defiance Business Life Fort Defiance key person and partnership coverage. VA licensed. Affordable Greenville Business Life Greenville key person insurance. Protect your business continuity. Top-Rated Middlebrook Business Life Buy-sell agreement coverage in Middlebrook. SBA loan compliant. Compare Mint Spring Business Life Mint Spring business life insurance. Key employee retention coverage. Best Mount Sidney Business Life Business continuity protection in Mount Sidney from a 12-year agent. Local Mount Solon Business Life Mount Solon key person and partnership coverage. VA licensed. Affordable Sherando Business Life Sherando key person insurance. Protect your business continuity. Top-Rated Spottswood Business Life Buy-sell agreement coverage in Spottswood. SBA loan compliant. Compare Stuarts Draft Business Life Stuarts Draft business life insurance. Key employee retention coverage. Best Swoope Business Life Business continuity protection in Swoope from a 12-year agent. Local Verona Business Life Verona key person and partnership coverage. VA licensed. Affordable West Augusta Business Life West Augusta key person insurance. Protect your business continuity. Top-Rated Weyers Cave Business Life Buy-sell agreement coverage in Weyers Cave. SBA loan compliant. Compare Woodrow Wilson Business Life Woodrow Wilson business life insurance. Key employee retention coverage. Best Augusta Springs Business Life Business continuity protection in Augusta Springs from a 12-year agent. Local Dooms Business Life Dooms key person and partnership coverage. VA licensed. Affordable Fishersville Business Life Fishersville key person insurance. Protect your business continuity. Top-Rated Harriston Business Life Buy-sell agreement coverage in Harriston. SBA loan compliant. Compare Jolivue Business Life Jolivue business life insurance. Key employee retention coverage. Best Lyndhurst Business Life Business continuity protection in Lyndhurst from a 12-year agent. Local New Hope Business Life New Hope key person and partnership coverage. VA licensed.

🔑 Special Situations

25 Cities

🕊️ Final Expense

25 Cities

Official Resources

Know your rights in Augusta County.

State and federal resources for insurance consumers. Verify, research, protect.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law. VA Bureau of Insurance regulates all insurance in Virginia.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's National Producer Number (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides from the National Association of Insurance Commissioners on choosing coverage and filing complaints.

Visit content.naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for when buying life insurance and your federal protections.

Visit www.iii.org →.GOV

Frequently Asked Questions

Augusta County insurance — answered.

Six questions covering all product lines. Every answer Augusta County-specific.

💰

How much does life insurance cost in Augusta County?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Augusta County

🏙️

What cities does June serve in Augusta County?

All 25 municipalities in Augusta County, including Churchville, Craigsville, Crimora, Deerfield, Fort Defiance, Greenville. Each location has access to the full range of life insurance products — term life, whole life, IUL, final expense, and supplemental health — through a licensed independent agent.

25 Cities

🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Options include simplified-issue and guaranteed-issue policies. Rates vary by carrier.

Special Situations

📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products

⚱️

What is the average VA funeral cost?

Approximately $9,443 in Virginia. Final expense insurance covers burial, memorial, and medical bills — helping Augusta County families avoid this burden.

VA Data

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