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Home›Virginia›Westmoreland County›Oak Grove

June Marcia Williams — Licensed Insurance Agent in Oak Grove, VA
June Marcia Williams
Your Insurance Agent in Oak Grove, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Oak Grove, VA...
National Producer No.
17209549
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Life Insurance in Oak Grove, VA

Dedicated Coverage Options from Final Expense to Term Life in Westmoreland County

The Smart Choice for Dependable Life Insurance in Oak Grove, VA

Your local licensed agent in Oak Grove, Westmoreland County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Oak Grove, Westmoreland County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Oak Grove, VA

Oak Grove, VA — Your Local Producer

Hello, Oak Grove! Living here in historic Westmoreland County, we all appreciate the quiet charm and strong sense of community that defines our corner of Virginia. Protecting your family's future is a vital part of that life. My name is June Marcia Williams, and as a licensed insurance producer, I'm dedicated to helping my neighbors understand their options. From Term Life and Final Expense to other personal policies, I offer clear, one-on-one guidance to help you find a suitable plan. I'm here to be your local resource. (NPN: 17209549, Virginia License No: 1575461)

  • James Monroe Birthplace
  • St. Peter's Episcopal Church
  • Intersection of Kings Highway (VA-3) and James Monroe Highway (VA-205)
NPN17209549VA License1575461

Oak Grove is home to approximately 2,500 residents in Westmoreland County, with a median age of 33.1 and a median household income of $175,000. About 55% of homes are owner-occupied; the median home value is $551,000. 68% of adults hold a bachelor's degree or higher; households with children make up 47%; veterans comprise 2% of residents. Average household size is 3.3. These demographic markers shape which life insurance products fit Oak Grove households.

How Oak Grove compares to Westmoreland County

WESTMORELAND COUNTY · 18K RESIDENTS OAK GROVE · 3K RESIDENTS
Westmoreland County vs Oak Grove — population comparison Westmoreland County: 18,480 residents. Oak Grove: 2,533 residents, 13.7% of Westmoreland County population.
18,480 WESTMORELAND COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
2,533 OAK GROVE RESIDENTS ↳ 13.7% of Westmoreland County residents
Underwriting Guidelines

What rate class can Oak Grove applicants with diagnosed diabetes expect from life insurance carriers?

Yes, qualification is common in Oak Grove. Within Westmoreland County's ~18,000 residents — including the 11.2% currently without health coverage — 8.5% of adults manage diagnosed diabetes and 32.2% live with high cholesterol per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Colonial Beach →

📊 Top Health Considerations (CDC)

Top Health Considerations for Oak Grove (CITY) High cholesterol: 32.2%. High blood pressure: 25.7%. Obesity: 28.2%. Diagnosed diabetes: 8.5%. Current cigarette smoking: 8.8%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · OAK GROVE High cholesterol 32.2% High blood pressure 25.7% Obesity 28.2% Diagnosed diabetes 8.5% Current cigarette smoking 8.8% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Westmoreland County Gov Portal .GOV
Population ~2,533
Lack of health insurance (18–64) 8.5%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5158104
Google Maps
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Available in Oak Grove

Life Insurance Products in Oak Grove, VA

9 insurance products available in Oak Grove

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Westmoreland County and Nearby Virginia Counties

Life Insurance by City Near Oak Grove, VA

Life insurance by city across Westmoreland County and adjacent Virginia counties.

🌟 Cities Served near Oak Grove

19 Cities · 3 Counties
Richmond County4
FarnhamManchesterSharpsWarsaw
Westmoreland CountyHome6
Colonial BeachHagueKinsaleMontrossNomini GroveOldhams
Essex County9
CaretCenter CrossChamplainHowertonsHustleLaneviewLorettoMillers TavernTappahannock
Official Resources

Know your rights in Oak Grove.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Oak Grove Life Insurance Questions

💰

How much does life insurance cost in Oak Grove?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Oak Grove
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Oak Grove?

Yes. June serves all of Oak Grove and every municipality in Westmoreland County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

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Licensed in 5 states NPN verified No obligation
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