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Home›Virginia›Richmond County›Manchester

June Marcia Williams — Licensed Insurance Agent in Manchester, VA
June Marcia Williams
Your Insurance Agent in Manchester, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Manchester, VA...
National Producer No.
17209549
Verify ↗

Life Insurance in Manchester, VA

Securing Families Across Richmond County with 9 Tailored Product Lines

Why Manchester Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Manchester, Richmond County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Manchester, Richmond County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Manchester, VA

Manchester, VA — Your Local Producer

Hello, Manchester neighbors! I'm June Marcia Williams, your local licensed insurance producer, and I'm proud to serve our vibrant community here in Richmond. Whether you're enjoying the views from the riverfront or exploring the unique character of our streets, it's important to have peace of mind about the future. I specialize in helping individuals and families find personal life and health insurance plans that fit their specific needs. From Term Life to Final Expense and Accident & Injury policies, I'm here to help you navigate your options with clarity and care. As a Virginia-licensed producer (License No: 1575461, NPN: 17209549), my goal is to provide personalized guidance right here in our community.

  • Manchester Floodwall Walk
  • Mayo Bridge
  • Hull Street
NPN17209549VA License1575461

Manchester is home to approximately 11,900 residents in Richmond County, with a median age of 34.1 and a median household income of $70,800. About 58% of homes are owner-occupied; the median home value is $262,000. 40% of adults hold a bachelor's degree or higher; households with children make up 38%; veterans comprise 5% of residents. Average household size is 2.4. These demographic markers shape which life insurance products fit Manchester households.

How Manchester compares to Richmond County

RICHMOND COUNTY · 9K RESIDENTS MANCHESTER · 12K RESIDENTS
Richmond County vs Manchester — population comparison Richmond County: 8,968 residents. Manchester: 11,929 residents, 133.0% of Richmond County population.
8,968 RICHMOND COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
11,929 MANCHESTER RESIDENTS ↳ 133.0% of Richmond County residents
Underwriting Guidelines

How does current cigarette smoking impact life insurance underwriting in Manchester, VA?

Many Manchester residents secure competitive rates despite current cigarette smoking. Richmond County reports 10.6% adult prevalence (CDC PLACES); 37.3% also manage high blood pressure, with 12.5% of the ~9,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Farnham →

📊 Top Health Considerations (CDC)

Top Health Considerations for Manchester (CITY) High cholesterol: 40.7%. High blood pressure: 37.3%. Obesity: 34.2%. Diagnosed diabetes: 12.3%. Current cigarette smoking: 10.6%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · MANCHESTER High cholesterol 40.7% High blood pressure 37.3% Obesity 34.2% Diagnosed diabetes 12.3% Current cigarette smoking 10.6% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Richmond County Gov Portal .GOV
Population ~11,929
Lack of health insurance (18–64) 7.5%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5148996
Google Maps
View on Google Maps
Available in Manchester

Life Insurance Products in Manchester, VA

9 insurance products available in Manchester

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Richmond County and Nearby Virginia Counties

Life Insurance by City Near Manchester, VA

Life insurance by city across Richmond County and adjacent Virginia counties.

🌟 Cities Served near Manchester

20 Cities · 3 Counties
Westmoreland County7
Colonial BeachHagueKinsaleMontrossNomini GroveOak GroveOldhams
Richmond CountyHome3
FarnhamSharpsWarsaw
King And Queen County10
BruingtonIndian NeckKing and Queen Court HouseLittle PlymouthMascotNewtownPlain ViewShanghaiStevensvilleWalkerton
Official Resources

Know your rights in Manchester.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Manchester Life Insurance Questions

💰

How much does life insurance cost in Manchester?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Manchester
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Manchester?

Yes. June serves all of Manchester and every municipality in Richmond County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

Verified

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