Life Insurance
Term Life Insurance Whole Life Insurance Universal Life (IUL) Final Expense Insurance
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
Areas Served
New Jersey Pennsylvania Florida Maryland Virginia About Contact

Home›Virginia›Westmoreland County›Colonial Beach

June Marcia Williams — Licensed Insurance Agent in Colonial Beach, VA
June Marcia Williams
Your Insurance Agent in Colonial Beach, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Colonial Beach, VA...
National Producer No.
17209549
Verify ↗

Secure Your Family's Future | Custom Life Insurance in Colonial Beach

Dedicated Coverage Options from Final Expense to Term Life in Westmoreland County

The Smart Choice for Dependable Life Insurance in Colonial Beach, VA

Your local licensed agent in Colonial Beach, Westmoreland County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Colonial Beach, Westmoreland County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Colonial Beach, VA

Colonial Beach, VA — Your Local Producer

For my neighbors in Colonial Beach, living along the beautiful Potomac shoreline offers a unique and cherished way of life. Protecting that life for your family is my priority. I'm June Marcia Williams, a licensed Virginia insurance producer (NPN: 17209549, VA License No: 1575461), and I'm dedicated to helping Westmoreland County residents navigate their insurance options. Whether you're considering Term Life, Final Expense, or other coverages like Critical Illness or Accident & Injury, I provide personalized guidance to find a plan that fits your specific needs. Let's work together to secure your family's future.

  • Colonial Beach Town Center
  • Colonial Beach High School
  • Washington Avenue & Colonial Avenue
NPN17209549VA License1575461

Colonial Beach is home to approximately 3,900 residents in Westmoreland County, with a median age of 46.9 and a median household income of $55,700. About 73% of homes are owner-occupied; the median home value is $239,000. 20% of adults hold a bachelor's degree or higher; households with children make up 25%; veterans comprise 11% of residents. Average household size is 2.0. These demographic markers shape which life insurance products fit Colonial Beach households.

How Colonial Beach compares to Westmoreland County

WESTMORELAND COUNTY · 18K RESIDENTS COLONIAL BEACH · 4K RESIDENTS
Westmoreland County vs Colonial Beach — population comparison Westmoreland County: 18,480 residents. Colonial Beach: 3,895 residents, 21.1% of Westmoreland County population.
18,480 WESTMORELAND COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
3,895 COLONIAL BEACH RESIDENTS ↳ 21.1% of Westmoreland County residents
Underwriting Guidelines

Can I get life insurance with arthritis in Colonial Beach, VA?

Coverage is widely available. Colonial Beach sits within Westmoreland County (population ~19,000, 11.2% uninsured), where 27.4% of adults have arthritis alongside 19.1% with current cigarette smoking per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Our underwriting team matches Colonial Beach families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Kinsale →

📊 Top Health Considerations (CDC)

Top Health Considerations for Colonial Beach (CITY) High cholesterol: 43.1%. High blood pressure: 43.4%. Obesity: 41.4%. Diagnosed diabetes: 17.5%. Current cigarette smoking: 19.1%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · COLONIAL BEACH High cholesterol 43.1% High blood pressure 43.4% Obesity 41.4% Diagnosed diabetes 17.5% Current cigarette smoking 19.1% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Westmoreland County Gov Portal .GOV
Population ~3,895
Lack of health insurance (18–64) 11.1%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5118400
Google Maps
4.2 5 reviews
Colonial Beach Town Hall photo 1
Photos by Jairo Molina via Google Maps
View on Google Maps
Colonial Beach Town Hall
Open now · Mon 8:30 AM – 4:30 PM
(804) 224-7181
colonialbeachva.gov .GOV
315 Douglas Ave, Colonial Beach, VA 22443, USA
Recent Reviews
Chelsea ★☆☆☆☆
"Could be a little less rude over the phone.."
Stephen Tate ★★★★★
"The staff is always friendly and knowledgeable."
Available in Colonial Beach

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Westmoreland County and Neighboring Virginia Counties

Cities served near Colonial Beach.

June Marcia Williams writes life insurance and supplemental health policies across Westmoreland County and adjacent Virginia counties — all within the same Virginia regulatory framework.

🌟 Cities Served near Colonial Beach

19 Cities · 3 Counties
Richmond County4
FarnhamManchesterSharpsWarsaw
Westmoreland CountyHome6
HagueKinsaleMontrossNomini GroveOak GroveOldhams
Essex County9
CaretCenter CrossChamplainHowertonsHustleLaneviewLorettoMillers TavernTappahannock
Official Resources

Know your rights in Colonial Beach.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Colonial Beach insurance — answered.

💰

How much does life insurance cost in Colonial Beach?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Colonial Beach
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Colonial Beach?

Yes. June serves all of Colonial Beach and every municipality in Westmoreland County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

Verified
Nearby Cities

Coverage continues next door.

← Previous Oldhams Westmoreland County, VA 10 products available
•
You Are Here Colonial Beach Westmoreland County, VA
•
Next → Hague Westmoreland County, VA 10 products available

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
📅 Schedule a Call 💬 Get Your Quote
Select a time and we'll call you · Serving NJ, PA, FL, MD & VA
🛡️ Get Your Quote 📅 Schedule a Call
Ask Lia